call us: 408-421-5555
(Steve:) Brauer Insurance is the recognized expert in group health insurance for small businesses with 1-100 employees. We are an independent benefits broker, we ONLY do group health insurance. (Bonnie:) If you have a heart condition, do you go to a general practitioner, or to a cardiologist? What if I tell you that they cost you the same? (Steve:) Health insurance is always changing, super-confusing, and it’s a niche field demanding focused expertise. No broker can be an expert at everything. There are just not enough hours in a day. We choose to focus ONLY on group health insurance, and we are pretty good at it. (Bonnie:) We provide the best, personalized service for health insurance, dental, vision, disability, group life insurance. My dad taught at college level about Obama Care, and was on local TV Channel 5 as their invited expert. (Steve:) As the owners, we have vested interest in serving you with the highest level of integrity and value adds. We are also the outsourced HR Dept for companies with over 20 employees.
We actually offer MORE services than what the larger agencies offer. Services like an online HR platform, ERISA documents and other compliance paperwork. Our clients not only get a true expert in Group Health Insurance, but also the personal attention and accountability, instead of an invisible “Account Manager”. (Bonnie:) We don’t need fancy schmancy downtown office, to protect and serve you. We return your calls or emails within hours, not days. We treat our clients like family. We guide small business out of the legal maze. We are always on the cutting edge, or try to be. (Steve:) We customize each company’s strategy, to give you the maximum benefits at the best pricing, rather than using some cookie-cutting forms. I understand quite a bit about small businesses. I founded and managed the U Bake Pizza in San Jose for about 14 years, so I know how hard it is to attract and retain good employees with benefits, to stay profitable after paying rent, payroll, taxes, health care. I have been there, done that. It all started when I was recovering from an on-duty injury as a detective in 2002. The dysfunctionality of health insurance intrigued me. I was a Undercover Narcotic Agent for 10 years during my 25-years on the job, and I have a knack for solving problems. Most people run away from chaos, cops run towards it. There are so many problems with the health insurance industry….and I love to problem solve..so it was a natural fit! (Bonnie:) Even though my Dad could have retired in 2008, he chose this career to have a purpose in life while spending time with family. Many small businesses are paying much more than they have to for their health insurance, and are out of compliance with all the Obama Care laws. (Steve:) When it comes to putting together benefit plans for companies and saving them lots of money, we love to be creative and strategic. To keep business owners trouble-free, we get all the necessary documents filed on their behalf, so you can focus on what you do best, - running your business!. (Bonnie:) Yeah, my Dad is very OCD about this! Nothing falls through the cracks! He is a kick-ass guy who does things right!
(Steve:) Most employers don’t even know they’re spending too much on their Group Benefits. They have a broker who does not specialize in Group Benefits. I want you to know that we “have your backs”. We pay for multiple services for our clients, such as Federal COBRA and Section 125 plans. We also have an HR attorney on staff to help small businesses with legal questions. Here is a story of how we saved a company $35,000: A Technology company came to us for a second opinion to look at their Group Benefits Plan that was costing them $55,000 a month for several years. We worked with the CFO, CEO,and HR Director to strategise a plan that gave the group better benefits and saved almost $35,000 a year in Health Insurance premiums. We calculated that they had wasted almost $250,000 over several years with their previous policy. (Bonnie:)This client was so pleased that they’ve referred us to many other companies...they’ve become our family friends. (Steve:) We protect and serve small businesses with the best benefits at the lowest cost. We’d be happy to take a look at what you have now with no expectations of doing business. If you decide to keep your current policy, no problem. No matter who your broker is...just make sure they are an expert in Group Health. This is a VERY expensive and complex area of insurance. (Bonnie:) Please visit our website: www.brauerinsurance.com, or call us: 408-421-5555. Thank you.