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Legal Help Desk Episode 104: Worker's Rights
 
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On this episode of Legal Help Desk, Attorney Karen Jimeno and Attorney Rod Nepomuceno discuss your legal rights as workers and the benefits you are entitled to. The Philippine government recognizes the rights of employees, thus the creation of the Labor Code of the Philippines. The Labor Code is a set of rules for the hiring and terminating of employees and it prescribes the conditions of work including the number of work hours and the benefits entitled to every employee. In this episode, we will extensively discuss the labor code so that employees or workers everywhere will be aware of the protection that is due to them under our laws.
2016 Best-in-Retirement Business IMPACT Award™ Winner: Sentinel Benefits & Financial Group
 
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Meet the 2016 winner of the Best-in-Retirement Business IMPACT Award™ winner, which recognizes an independent retirement plan provider who understands the unique needs of plan sponsors and/or participants and has developed an innovative approach to serving them. (1016-N3C8)
Views: 740 Charles Schwab
Recognizing Success - Keeping Employees Motivated
 
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In this session, you will learn: -What is recognition -How to use recognition to motivate and retain employees -How to develop creative recognition strategies -How to link recognition to core values to enhance performance -About CalSTRS recognition program Presenters: Katie Valdivia, Training Manager, California State Teachers' Retirement System Katie has been the Training Manager for the California State Teachers' Retirement System for the past four years. She and her team oversee onsite learning opportunities for all levels of staff, ranging from onboarding to leadership development. She is a trained facilitator and enjoys developing others to reach their professional career goals. She has worked for the state for 18 years and has a Bachelor's degree in Theatre Arts from California State University, Sacramento. Rhonda Henderson, Recognition and Change Consulting Unit Manager, California State Teachers' Retirement System Rhonda has been the Recognition and Change Consulting Unit Manager for the California State Teachers' Retirement System since 2008. She oversees the enterprise employee recognition, onboarding, change management, wellness and event planning programs. She has been employed with the state for 26 years and has a Bachelor's degree in Business Administration from CSU, Sacramento and a Master's degree in Public Administration from Golden Gate University, San Francisco. She is certified to administer and interpret Meyers-Briggs Type Indicator Assessments and is skilled in the areas of Change Management, Facilitation and Instructional Design. For Certificate of Completion, please visit the following link: http://www.calhr.ca.gov/Documents/training-certificate-of-completion.pdf If you have any questions, please contact training@calhr.ca.gov. Phone: (916) 445-1547
Enhanced Pension Benefits
 
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Veterans Benefits Administration, Pension & Fiduciary Service - Enhanced Pension Benefits
Meet Larry Antonation, Group Retirement Consultant at TRG Group Benefits & Pensions Inc.
 
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MORE ABOUT LARRY To his colleagues, Larry is one of the most recognized and respected retirement and pension experts in the industry. To his clients, he’s the man with the plan. After four decades of designing, refining and optimizing pension plans, there are few others who rival his extensive knowledge of retirement services. This wealth of knowledge and experience, together with his thoughtful and friendly demeanour, makes Larry a welcome member and an invaluable resource of the TRG team. Consider your organization’s retirement and pension plan—can it benefit from better opportunities, greater efficiency, improved use and clearer communication? If so, talk to Larry. Chances are he can help to dramatically enhance the value of your plan with some of the best advice in the business. Larry holds a Diploma in Business Administration, and his Retirement Plans Associate (RPA) designation. He's a fitness buff and a regular golfer, so when he’s not helping plan for a better future, you’ll find him at the gym, on the fairway, hiking or travelling. Phone: 604.714.4860 Email: lantonation@trggroup.com
Employer Liable for Job Discrimination When a Biased Supervisor Influences a Discharge Decision
 
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What does a 17th century fable by French poet Jean de la Fontaine have to do with job discrimination? In "The Monkey and the Cat," a monkey tricks a cat into scooping chestnuts out of a fire, leaving the gullible cat with nothing more than singed paws. Under fair labor laws, this scenario generally describes a situation where a decision maker is unwittingly manipulated into making a wrongful termination. Drawing the parallel between la Fontaine's fable and discrimination law, an employer (the cat) is liable for the bias of an employee, usually but not always a supervisor, who played no role in the decision, but nevertheless exerted some degree of influence (the monkey). In this case, Vincent Staub brought his claim under the Uniformed Services Employment and Reemployment Act (USERRA), which, among other things, protects those in military service from discrimination upon their return to employment from active duty. Staub had been a long-time employee of Proctor Hospital before being called upon to serve in Iraq. Many at the hospital were critical of Staub's military service because of the strain it put on those who had to cover from him in his absence. When the Vice President of HR, who held no hostility towards Staub, terminated him, he sued, claiming that although the decision maker was not personally biased against his military service, she fired him based on the hostility of Staub's direct supervisors, as evidenced by critical and hostile statements that they made to him and unfair discipline. Staub prevailed at trial but the circuit court of appeals reversed the jury verdict, holding: "[W]here an employee without formal authority to materially alter the terms and conditions of a plaintiff's employment nonetheless uses her 'singular influence' over an employee who does have such power to harm the plaintiff for racial reasons, the actions of the employee without formal authority are imputed to the employer.... [W]here a decision maker is not wholly dependent on a single source of information, but instead conducts its own investigation into the facts relevant to the decision, the employer is not liable for an employee's submission of misinformation to the decision maker." In other words, under the circuit court's analysis, the cat (employer) must be directly duped by the biased monkey (supervisor) to hold the employer liable for the discrimination of non-decision makers. The Supreme Court did not take such a narrow view and reversed the court of appeals. USERRA, like other federal fair labor statutes, prohibits employment discrimination because of military service. To establish discrimination under these laws, the employee must demonstrate that military service (or race, color, religion, sex, national origin, age, disability, etc.) "was a motivating factor" for and employment practice, even though other factors may have motivated the practice. When an employer makes the decision to take an adverse employment action is personally acting out of hostility to the employee's membership in or obligation to a uniformed service (or any other protected class), a motivating factor obviously exists, the court noted. But the situation gets clouded when a biased supervisor is distinct from the ultimate decision maker. In this case, the Supreme Court suggests that the court of appeals rule that the biased supervisor be a "singular influence" over the decision maker is too strict. Instead, the evidence could show a biased supervisor's action to be a "causal factor" in the decision. Thus, a supervisor that recommends a discharge may cause the discharge, even though he didn't make the ultimate decision. In short, a biased supervisor can taint the decision of another and thus constitute a motivating factor of the discrimination. Staub v. Proctor Hospital. Case Law Summary March 2011
Unraveling DOMA: How the Supreme Court's Windsor Decision Affects Your Employee Benefit Plans
 
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(Recorded 8/15/2013) On June 26th, 2013, the Supreme Court struck down the portion of the Defense of Marriage Act that prohibited the federal government from recognizing same-sex marriages for purposes of any federal laws. The United States v. Windsor decision has important implications to employers and their employee benefit plans. Attorney Kate Saracene reviews the changes you should be making to your health and welfare plans, cafeteria plans, pension and retirement plans and other policies in order to comply. Take advantage of this opportunity to understand this far-reaching Supreme Court ruling.
4 Signs that a Job is a Pyramid Scheme / Scam (in 3.5 minutes)
 
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Be a part of Engineered Truth Mastermind (no. 1) | Jul 25th - 29th 2018 http://engineeredtruth.com/mastermind (Only 10 spots available) How to tell if company is a pyramid scheme? How to tell if a job is a scam? What are signs of a pyramid scheme? What is multi-level marketing? Usana, Vector Market, World Financial Group, MonaVie, Herbal life, Organogold are all pyramid schemes.
Views: 236206 ENGINEERED TRUTH
Defined benefit pension plan
 
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A defined benefit pension plan is a type of pension plan in which an employer/sponsor promises a specified monthly benefit on retirement that is predetermined by a formula based on the employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental and public entities, as well as a large number of corporations, provided defined benefit plans, sometimes as a means of compensating workers in lieu of increased pay. A defined benefit plan is 'defined' in the sense that the benefit formula is defined and known in advance. Conversely, for a "defined contribution pension plan", the formula for computing the employer's and employee's contributions is defined and known in advance, but the benefit to be paid out is not known in advance. In the United States, 26 U.S.C. § 414(j) specifies a defined benefit plan to be any pension plan that is not a defined contribution plan where a defined contribution plan is any plan with individual accounts. A traditional pension plan that defines a benefit for an employee upon that employee's retirement is a defined benefit plan. The most common type of formula used is based on the employee’s terminal earnings (final salary). Under this formula, benefits are based on a percentage of average earnings during a specified number of years at the end of a worker’s career. This video is targeted to blind users. Attribution: Article text available under CC-BY-SA Creative Commons image source in video
Views: 1495 Audiopedia
Proactively Managing Your Pension Plan’s Unfunded Liability
 
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This webinar provides public agency employers with various options to manage their unfunded accrued liability (UAL) balance and communicate the benefits of making more than the required UAL contribution payment.
Views: 306 CalPERS
2007 Sarah Hollins Staff Award
 
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Lisa Stewart, program manager of the Business Roundtable Institute for Corporate Ethics, won the 2007 Sarah Hollins Staff Award, announced Dec. 5. The award is presented for exemplary service and dedication to community building at Darden. Stewart, visibly moved by the recognition, received her award during the School's First Coffee, a morning tradition. Hollins was a longtime and beloved member of the Darden community who died in an automobile accident soon after her retirement from the School in 2004. Dean Bob Bruner recognized 15 members of Hollins' family in attendance at the awards ceremony.
Views: 989 DardenMBA
Question Period: Marijuana legalization,  carbon tax, lobster fishing zone closure — June 14, 2018
 
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Follow along as opposition parties question the Trudeau government in the House of Commons. Today the government faced questions on marijuana legalization, the carbon tax, and the lobster fishing zone closure. »»» Subscribe to CBC News to watch more videos: http://bit.ly/1RreYWS Connect with CBC News Online: For breaking news, video, audio and in-depth coverage: http://bit.ly/1Z0m6iX Find CBC News on Facebook: http://bit.ly/1WjG36m Follow CBC News on Twitter: http://bit.ly/1sA5P9H For breaking news on Twitter: http://bit.ly/1WjDyks Follow CBC News on Instagram: http://bit.ly/1Z0iE7O Download the CBC News app for iOS: http://apple.co/25mpsUz Download the CBC News app for Android: http://bit.ly/1XxuozZ »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Views: 7565 CBC News
2014 PRC Symposium: Session 3: Entitlement Reform and the Future of Pensions
 
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Authors: Gene Steuerle (Urban Institute); Pamela Perun (Independent Consultant); and Ben Harris (Brookings Institution) Abstract: Reform of retirement and healthcare entitlements is inevitable, but its ultimate format is uncertain. Any entitlement reform should take advantage of the additional resources provided by economic growth and the rise in demand and supply of older workers. Recognizing the potential from those two forces argues for constructing reforms aimed largely at three goals: better orientation of public-sector retirement resources to needier and older populations; removal of obstacles to increased employment of older workers; and private-pension reform that provides the long-sought second tier of support in older ages. From the 2014 Pension Research Council Conference, "Reimagining Pensions: The Next 40 Years".
Medical Professionals, Retire Early with 3x The After-Tax Income vs Your 401(k) or 403(b) plan
 
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https://retirement-toolbox.com 800-955-7898 Medical Professionals, Are Government Regulations and Taxes getting to you? How about retiring early with 3 times the after-tax income vs. your 401(k) or 403(b) retirement plan? Simply use the secret of the top 10% of America's wealthiest families. It has been known to double, even triple after-retirement income vs. 401(k)s and 403(b) retirement plan. Imagine going from $25,000 per year in after-tax retirement income to $75,000 in tax-free retirement income. The strategy works and it could work for you. The Wealthiest American families use it to avoid taxes and to get rid of stock market losses once and for all. This little known IRS approved strategy that has been called the perfect retirement solution for those who qualify. The Tax-Free Pension Alternative is also known as living benefit life insurance. You or a family member must be insurable to qualify. • You don't lose money when the markets go down, so you are never digging out of an investment hole! • You Share in Market Upside when Markets go up, up to a cap rate currently 13.5% to 16.0%! • You'll Earn Reasonable Rates of Return! • Your Gains are locked in annually, so you never give back profits already earned! • Tax-Free Penalty Free Withdrawals at any age, the ultimate tax shelter! • You can generate a Tax-Free Income You Won't Outlive! New eBook Explains How It Works. It is available for download at http://www.bruceecoxcpa.com/tax-free-iul-ebook.html • So, if you hate paying taxes and hate even more losing money in the stock market, pay close attention. • If you are worried you won't have enough money to enjoy your retirement, this strategy will help you generate a tax-free income you won't outlive. • If you are rolling over money in CDs because you fear stock market losses, with this tax- free retirement strategy, you don't lose money when the markets go down. • If you have not put enough money away for retirement and need a catch up strategy, this strategy could work for you. • When you recognize the tax-free retirement plan can generate 3 to 4 times more income after taxes than a 401(k) or 403(b) retirement plan, you'll want to replace your retirement plan with the tax-free retirement plan. • If you want to implement a gifting strategy for your children or grandchildren, the tax- free IUL is a vehicle that can keep on giving with a lifetime of tax-free income. • If you like the idea of having a tax-free emergency fund to tap as needed, the tax-free retirement plan is for you. • If you would like to be your own bank, funding big ticket items with retirement funds, paying interest to yourself rather than a bank, this could work for you. Fortunately, the tax-free retirement solution addresses all of the above. http://tax-free-income.com http://dependable-income.com http://retirement-toolbox.com
Views: 456 Bruce E Cox
We take pride in helping people and providing our clients with financial confidence.
 
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We act as their financial quarterback, whether it’s coordinating with their CPA and estate planning attorney, reviewing employee benefit and pension options, talking about future healthcare and long term care expenses, or going over Social Security claiming strategies, just to name a few. Visit our website for more information www.stephenswmg.com Stephens Wealth Management Group
UT Benefits for Newly Retired Employees (Plan Year 2014-2015)
 
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This video provides an overview of UT Benefits for newly retired employees of the University of Texas System.
Views: 679 UT Benefits
Retirees Recognition Banquet, May 12, 2017
 
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This program recognizes employees of Frederick County Public Schools who have dedicated their careers to helping students receive an excellent education.
Views: 489 FCPS Media Network
Insight: Life Cycle Retirement Planning
 
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In this "Insight” interview, Donna Lum, CalPERS Deputy Executive Officer for Customer Service and Support, outlines efforts to promote retirement planning among both younger members and those nearing retirement. A CalPERS Benefits Education Event (CBEE) is featured as a video example.
Views: 7656 CalPERS
Do It Yourself Retirement Planning: Smart Choice or Risky Businesss?
 
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The Do it yourself approach has been around since the beginning of time. And even today when there is a service or product that can do just about anything for you, there still exists a huge portion of do it yourself enthusiasts who like to do everything from mowing their yard, painting their house, changing oil, and even doing your own investing and retirement planning. And in most cases, doing it yourself saves money. But did you know that the do it yourself retirement planning might actually be costing you money? A recent study by Guardian Workplace Benefits revealed that the 40% of employees who call themselves retirement planning DIYers (do it yourselfers) are falling behind their peers in regards to prioritizing and meeting key financial objectives. Don't forget to Download your Free Retirement Reports here: http://www.RetirementThinkTank.com According to this do it yourself retirement study, 52% of these do it yourselfers cite that all or most of their financial preparedness and education comes through their employers. Overall, the do it yourself retirement planners underperformed on key financial objectives compared to the done for me retirement planners who used financial advisors. For more on retirement planning and to download your free retirement reports, check out: http://www.retirementthinktank.com
Labor Economist Teresa Ghilarducci: Nevada PERS "Best In Class"
 
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Nationally recognized labor economist Teresa Ghilarducci testifies March 3, 2015, before the Nevada Assembly Committee on Governmental Affairs that the Nevada Public Employees Retirement System is "best in class" and provides tremendous value and returns for Nevada retirees and middle-class families.
Views: 148 SEIU Nevada
Best-in-Retirement Business IMPACT Award™ winner: Alliance Benefit Group of Minnesota & Kansas
 
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Meet the 2014 IMPACT Awards® winner for the Best-in-Retirement Business IMPACT Award™, recognizes an independent retirement plan provider, who understands the unique needs of plan sponsors and/or participants and has developed an innovative approach to serving them. (1114-7289)
Views: 2316 Charles Schwab
Hidden camera investigation: Nursing home abuse, violence (Marketplace)
 
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A Marketplace hidden camera investigation reveals nursing home abuse and violence For breaking news on Twitter: http://bit.ly/1WjDyks Follow CBC News on Instagram: http://bit.ly/1Z0iE7O Download the CBC News app for iOS: http://apple.co/25mpsUz Download the CBC News app for Android: http://bit.ly/1XxuozZ »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Views: 628062 CBC News
Employee Benefits 101: Understanding Your Options
 
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The benefits package offered by an employer is an important consideration and the breath of employee benefits are ever expanding. In this webinar you will learn about: + How to pick the right medical plan for you and your family. + Understanding the importance of making informed benefits choices. + Ways to overcome specific barriers so you can save more for retirement. Presenter: Judy DeCourcey, senior benefits specialist at RIT. Judy is a senior benefits specialist in RIT’s human resources department, where she has worked for over 18 years. She has worked in the employee benefits field for 30 years. Prior to joining RIT, she worked at the Goulds Pumps corporate office in Fairport, N.Y., Massachusetts Institute of Technology, and a large law firm Boston. Judy earned her BS in business management from Skidmore College in Saratoga Springs, N.Y., and her MBA from Northeastern University in Boston. She holds the designation of Senior Professional in Human Resources (SPHR) from the Society for Human Resource Management. more »
Views: 4380 RIT Alumni
Retire-At-Home Services for Alzheimer's
 
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http://www.retireathome.com/services/personal-care/ Do you have a loved one with Alzheimer's that requires care? http://www.retireathome.com/services/personal-care/ - visit here for more information! About Alzheimer's Disease: As documented by The Alzheimer's Association: Alzheimer's is the most common form of dementia and accounts for 50 to 80 percent of dementia cases. Alzheimer's is a progressive disease, where dementia symptoms gradually worsen over a number of years. In its early stages, memory loss is mild, but with late-stage Alzheimer's, individuals lose the ability to carry on a conversation and respond to their environment. Those with Alzheimer's live an average of eight years after their symptoms become noticeable to others, but survival can range from four to 20 years, depending on age and other health conditions. Although current Alzheimer's treatments cannot stop Alzheimer's from progressing, they can temporarily slow the worsening of dementia symptoms and improve quality of life for those with Alzheimer's and their caregivers. About Retire-At-Home™ Services: The Retire-At-Home™ team is dedicated to providing comprehensive, personalized services while upholding the highest standard of excellence -- improving clients' quality of life by respecting each person's dignity and independence. In each city in Canada, we plan to achieve our vision and mission by working side-by-side with our clients and their families, employees and community partners and always ensuring our clients satisfaction and safety are at the forefront of everything we do. Call us local: 613-783-0015 Retire-At-Home Services 100 - 1704 Carling Avenue Ottawa, Ontario K2A 1C7 Canada 613-783-0015 ottawa@retireathome.com http://www.retireathome.com
Views: 264 RAHFranchise
Decoding of Corporate Financial Communications: Derivative Instruments, Pensions, Forecasting
 
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Decoding of Corporate Financial Communications Derivative Instruments, Retirement Benefits / Pensions Forecasting Financial Statements Professor Cooperberg June 12th, 2013 To hedge the risk of adverse changes (foreign exchange and interest rates changing, stock prices, etc), derivative instruments are used. It is essentially locking in to an acceptable level (for example a good interest rate). Forward contracts lock into a price that you will owe on a specific day in the future while swaps contracts trade off a fixed interest rate for a variable rate. There are many unique and complex derivatives to meet specific customer needs. Every derivative has certain characteristics (underlying prices, notional amounts, whether or not an initial investment is required). They are recognized on the balance sheet as either an asset or liability, depending on the contract and are revalued to market value (mark to market) each period. The gain or loss sustained on the revaluation immediately goes to either net income or OCI (other comprehensive income). The accumulated amount in other comprehensive income is then transferred to net income periodically. There are three types of derivatives covered. A speculative instrument is made for the purpose of a gain (and is revalued each period and recognized in net income). Fair value hedges are used to protect the value of an asset. Cash flow hedges are used to protect cash flows from the sale of an asset. Fair value hedges and cash flow hedges differ based upon purpose. If not specified as fair value or cash flow hedge, it must be considered a speculative investment. FASB requires disclosures concerning derivatives. For cash flow hedges, the transaction that will cause a gain or loss must be reclassified in net income and that amount must be estimated in the next 12 months. The net amount of gain (or loss) should be included in net income if the hedged commitment no longer qualifies as a fair value or cash flow hedge. Derivatives should be marked to market each period. However, some derivatives won't have active markets and therefore have unreliable valuation (such as ENRON and AIG). Many derivatives can be classified as fair value or cash flow hedges at the firm's discretion. Gains and losses on cash flow hedges effect earnings later than fair market hedges. Effectively hedged firms should have relatively small gains and losses. If a firm has large or highly variable gains / losses, it may be using derivatives ineffectively. Regarding retirement benefits, they accrue during the life of employment and become useful upon retirement. The employer recognizes the cost of these benefits as an expense while the employees work and contribute to revenues. This is usually based on assumptions about employee turnover, future compensation and health care costs, and future interest rates. Pension plans also have separate accounting records. There are two types - defined benefit and defined contribution plans. Defined contribution plans are plans where the employer agrees to contribute a certain amount to a pension fund each period and the amount the employee eventually receives depends on the performance of the fund. A defined benefit plan is one where the employer agrees to make benefits payments upon retirement based upon a formula of wages earned and years of service. Employer should contribute enough to ensure that the benefit plan is funded (invested by a trustee). As assets accumulate, they appear on the pension fund balance sheet (not the firm's balance sheet). Under a defined contribution plan, an employer's obligation is satisfied upon contribution. A defined benefit plan, on the other hand, increases each period. It increases as the employee's salary increases, as the employee moves closer to actually receiving the benefit (the PV increases), and as payments are made to employees, the assets and liabilities of the plan decrease in the amount of the payment. There are several key terms pertaining to pensions, such as VBOs (vested benefit obligations), ABOs (accumulated benefit obligation), PBOs (projected benefit obligation), and actuarial gains / losses. Derivative Instruments: 0:19 Characteristics of Derivative Instruments: 3:02 Accounting for Derivatives: 4:10 Class of Derivatives: 5:08 Fair Value Hedges: 6:17 Cash Flow Hedges: 8:31 FASB required disclosures: 10:26 Accounting Quality Issues: 14:32 Retirement Benefits: 17:11 Pensions (defined benefit plan): 19:15 Pensions (employer's obligation): 22:36 Key Pension Terms: 23:54 Funded Status of Pension Plan: 26:21 Other Post Retirement Benefits: 30:09 Analysts Treatment of Pensions: 30:48 Chapter 10 Begins - Forecasting Financial Statements: 35:28 Forecasting Financial Statements: 43:31 Difficulty of Forecasting: 45:05 Benefits / Results of Forecasting: 46:04 Seven Step of the Forecasting Sequence: 47:04 Practical Tips: 48:00 Step 1 - Projecting Revenues: 52:38
IMPACT Awards® Winner for Best-in-Retirement Business IMPACT Award™: Conrad Siegel Actuaries.
 
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Meet the 2015 IMPACT Awards® winner for the Best-in-Retirement Business IMPACT Award™, recognizes an independent retirement plan provider, who understands the unique needs of plan sponsors and/or participants and has developed an innovative approach to serving them. (1115-6619)
Views: 295 Charles Schwab
University of Maine System, Employee Benefits Overview 2015
 
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The Employee Benefits Center of the University of Maine System provides its stakeholders -- UMS employees, their families, and university human resource offices -- with superior customer service, information and enrollment support to ensure that employees obtain the highest value from their benefit programs. The EBC provides services to all employees of the University of Maine System by promptly, accurately and efficiently meeting the benefits needs of employees and their families in a consistent and cost effective manner.
Views: 4157 Employee Center
Why good leaders make you feel safe | Simon Sinek
 
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What makes a great leader? Management theorist Simon Sinek suggests, it's someone who makes their employees feel secure, who draws staffers into a circle of trust. But creating trust and safety — especially in an uneven economy — means taking on big responsibility. TEDTalks is a daily video podcast of the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes (or less). Look for talks on Technology, Entertainment and Design -- plus science, business, global issues, the arts and much more. Find closed captions and translated subtitles in many languages at http://www.ted.com/translate Follow TED news on Twitter: http://www.twitter.com/tednews Like TED on Facebook: https://www.facebook.com/TED Subscribe to our channel: http://www.youtube.com/user/TEDtalksDirector
Views: 2705977 TED
George Carlin "The American Dream" Best 3 Minutes of His Career
 
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This video has been claimed falsely by WMG several times, and I am arguing with Youtube about it's content, but here is a transcript also: "There's a reason education SUCKS, and it's the same reason that it will never, ever, ever be fixed. It's never going to get any better, don't look for it, be happy with what you've got. Because the owners of this country don't want that. I'm talking about the REAL owners, now. The REAL owners, the BIG WEALTHY business interests that control things and make all the important decisions -- forget the politicians. The politicians are put there to give you the idea that you have freedom of choice. YOU DON'T. You have no choice. You have OWNERS. They OWN YOU. They own EVERYTHING. They own all the important land, they own and control the corporations; they've long since bought and paid for the Senate, the Congress, the State houses, the City Halls; they've got the judges in their back pockets, and they own all the big media companies so they control just about all the news and information you get to hear. They gotcha by the BALLS. They spend billions of dollars every year lobbying -- lobbying to get what they want. Well, we know what they want -- they want MORE for themselves and less for everybody else. But I'll tell you what they don't want. They DON'T want a population of citizens capable of critical thinking. They don't want well-informed, well-educated people capable of critical thinking. They're not interested in that, that doesn't help them. That's against their interests. That's right. They don't want people who are smart enough to sit around the kitchen table and figure out how badly they're getting FUCKED by system that threw them overboard 30 fuckin' years ago. They don't want that. You know what they want? They want OBEDIENT WORKERS. OBEDIENT WORKERS. People who are just smart enough to run the machines and do the paperwork, and just dumb enough to passably accept all these increasingly shittier jobs with the lower pay, the longer hours, the reduced benefits, the end of overtime, and the vanishing pension that disappears the minute you go to collect it. And now they're comin' for your SOCIAL SECURITY MONEY. They want your fuckin' retirement money. They want it BACK. So they can give it to their criminal friends on Wall Street. And you know something? They'll get it. They'll get it ALL from you sooner or later -- 'cuz they OWN this fuckin' place. It's a big CLUB. And YOU AIN'T IN IT. You and I are NOT IN the big club. By the way, it's the same big club they use to beat you over the head with all day long when they tell you what to believe. All day long, beating you over the in their media telling you what to believe -- what to think -- and what to buy. The table is tilted, folks. The game is rigged. And nobody seems to notice. Nobody seems to care. Good honest hard-workin people -- white collar, blue collar -- doesn't matter what color shirt you have on. Good honest hard-workin people CONTINUE -- these are people of modest means -- continue to elect these RICH COCKSUCKERS who don't GIVE a fuck about them. They don't give a fuck about you, they don't GIVE A FUCK ABOUT YOU. T HEY DON'T CARE ABOUT YOU -- AT ALL. AT ALL. AT ALL. You know? And nobody seems to notice, nobody seems to care ... that's what the owners count on, the fact that Americans will probably remain willfully ignorant of the big red, white and blue dick that's being jammed up their assholes every day. Because the owners of this country know the truth -- it's called the American Dream ... 'cuz you have to be asleep to believe it." George Carlin's Final Words To The World... George Carlin on "The American Dream".
Views: 2339959 Dan K Schroeder
Ms. Rosa Smalls Celebrated for 60 Years of U.S. Army Civilian Service
 
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On Friday, Gen. Ann Dunwoody, Commanding General of Army Materiel Command, and Maj. Gen. Jim Rogers, Commanding General of Aviation & Missile Command, helped celebrate the retirement of Rosa Smalls. A 60-year Army employee, Ms. Smalls was recognized for her service and support to the Soldier in a gathering of her co-workers in the Lead AMC Integration Support Office. Ms. Smalls plans to retire at the end of September.
Views: 453 US Army AMCOM
Employee Benefits
 
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Employee benefits for small to mid size organizations with to 500 employees, including major medical, dental, vision, life, disability and voluntary benefits, ACA reporting and ERISA compliance. We offer plan design, outstanding service, and objective advice. www.Nolasko.com 832-253-8329
Views: 52 Carlos Nolasco
401k Trustees - What Your 401k Investment Retirement Team Really Needs
 
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http://www.401krescueline.com 401k Plan Administrators and 401k plan trustees who saw the last video (either on our website or on our http://www.youtube.com channel), are well on their way to making sure that their company’s 401k plan is in compliance. But what is the next step? If based on the Employer Report Card, you’ve began to wonder whether or not you have the best 401k advisory team in place, this video is for you. Here is what is at stake for you: your family legacy. Your livelihood. Your employee’s financial future and their legacy. There is no margin for error when it comes to your 401k investment plan. three basic requirements your investment retirement team needs: 1. First, you want to make sure your 401k advisory team is an AIF or AIFA. The Center for Fiduciary Studies states that the AIF (Accredited Investment Fiduciary) and AIFA (Accredited Investment Fiduciary Analyst) are the first and only professional designations recognized by the Center of Fiduciary Studies to demonstrate knowledge and competence in the area of retirement plan compliance consulting. 2. Second, a 401k advisor should be acting as an ERISA 321 and 338 advisor. An ERISA 321 advisor will actually share in the compliance responsibilities. An ERISA 338 advisor would take on 100% of the investment decision making responsibilities and the associated liability. 3. Third, you must work with a 401k advisory firm that has a CEFEX certification. CEFEX stands for the Center for Fiduciary Excellence. In order to be CEFEX certified, a firm must demonstrate that they have implemented the best practice standards in their existing 401k plans. This CEFEX certification includes an onsite visit to audit the companies existing 401k retirement plans under their management. Victory Fiduciary consulting has all of these certifications and we make sure your 401k plan is stays outside of the Compliance Danger Zone by using our comprehensive compliance assessment. This report reveals your 401k plan deficiencies and vulnerabilities. This is to provide specific recommendations to help correct any compliance deficiencies. Lawsuits agains 401k plan trustees and 401k plan administrators are usually a result of 3 things: - High cost - Poor performances - Compliance deficiencies In most cases we can help you avoid lawsuits by making sure you are in compliance with ERISA regulations. To make sure your 401k is in compliance, make sure to check out our Compliance Assessment report. If you are a 401k plan administrator, 401k plan trustee, and you want to make sure your 401k plan is in compliance with ERISA regulations, simply to go http://www.401kRescueLine.com and enter your name and email address for your free Employer Report Card http://www.401kRescueLine.com
Patterson Bryant Comes to Colorado Springs, CO
 
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Patterson Bryant Comes to Colorado Springs, CO Our edge is our unique ability to go beyond our competition. We focus on 3 to 5 year projections, not just your yearly renewal. We seek unique solutions for cost containment. The result is a broader understanding of insurance opportunities and a much deeper appreciation for our services. Patterson-Bryant’s principal activity is the negotiation and placement of insurance solutions for our clients. While always seeking new opportunities, Patterson-Bryant concentrates its insurance focus on sectors in which it has built recognized expertise: Government Entities, Automotive, Banking, HealthCare, Transportation, Real Estate, Manufacturing, Business Services, Technology, Telecommunications, Media, and Nonprofit Organizations. OUR SERVICES EMPLOYEE BENEFITS Self-Insured Group Health + Fully-Insured Group Health + Rx Carve-Out Options + Group Dental and Vision + Group Life Insurance + Health Savings Accounts + Health Reimbursement Accounts + Flexible Spending Accounts + COBRA Administration + Employee Education + Retiree Solutions + Employee Assistance Programs (EAP) + Voluntary Benefits + Claims Auditing & Recovery + Vendor Auditing + Group Life/AD&D Long Term Disability (LTD) + Short Term Disability (STD) + Voluntary Life + FINANCIAL PLANNING Life Insurance Comprehensive Financial Analysis Business Planning Estate Planning Analysis Risk Management Planning Qualified Retirement Planning Long Term Care Retirement Planning PROPERTY AND CASUALTY Auto Home General Liability Professional Liability Nonprofit Specialty Packages Commercial Auto/Fleet Insurance Builders Risk/Construction Directors and Officers Umbrella Policies Property Workers Compensation CONTACT US 13540 Northgate Estate Dr. Suite 100 Colorado Springs, CO 80921 Email: co@pattersonbryant.com Phone: 719-822-1858 https://www.pattersonbryant.com/our-services/ http://1benefitsconsultantcoloradosprings.info/wellness.html https://www.pattersonbryant.com/why-patterson-bryant/ http://1benefitsconsultantcoloradosprings.info/wellnessservices/ http://1benefitsconsultantcoloradosprings.info/wellnessservices/2017/07/18/benefits-broker-group-insurance-benefits-consultant-grand-junction-colorado/
Views: 10 Patterson Bryant
New Fiduciary Proposal by the US Department of Labor (Webinar)
 
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The U.S. Department of Labor has issued a new and controversial regulatory proposal that would expand the class of plan fiduciaries and impose new conflict-of-interest restrictions on how these fiduciaries transact business with employee benefit plans. Whether you are a plan sponsor or plan committee member, an IRA holder or provide services to employee benefit plans, these new rules would affect the way that you operate. Carol Buckmann, Counsel in Osler's Pensions and Benefits Group, joined by special guests Gary Yerke, Vice President and Associate General Counsel, Fidelity Investments, and Alan Spierer, Senior Retirement Plan Consultant with UBS Institutional Financial Services provide you with an overview of the impact of this important new proposal. The panel discussion includes the following topics: - What are the major changes to existing rules? - What new responsibilities would I have as a plan sponsor or investment committee member? - How would my record keeper/plan provider be affected, and what will it mean for me? - How would the changes affect brokers and investment advisors? - What changes might be made to the proposal? - Should I be preparing to comply now?
Badass Pilot Buys Own Fighter Jet | AARP
 
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Watch the original viral video that led AARP to produce "Badass Pilot: The Series"! You can watch the full series at badasspilotseries.com. SUBSCRIBE: http://bit.ly/KFywMu About AARP: AARP is leading a revolution in the way people view and live life after 50. AARP is a nonprofit, nonpartisan organization, with a membership of more than 37 million, that helps people turn their goals and dreams into real possibilities, strengthens communities and fights for the issues that matter most to families such as healthcare, employment security and retirement planning. Connect with AARP Online: Visit the AARP WEBSITE: http://bit.ly/1dAgW3N Like AARP on FACEBOOK: http://on.fb.me/1akoB9b Follow AARP on TWITTER: http://bit.ly/1a4qR40 Follow AARP on PINTEREST: http://bit.ly/1aLhZx6 Badass Pilot Buys Own Fighter Jet | AARP http://www.youtube.com/user/aarp
Views: 5166322 AARP
Personal Finance Expert, Speaker, and Author Jordan E. Goodman
 
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Brooks International presents Jordan E. Goodman. http://www.brooksinternational.com . Jordan E. Goodman is Americas Money Answers Man and a nationally-recognized expert on personal finance. He is a regular guest on numerous radio and television call-in shows across the country, answering questions on personal financial topics. He appears frequently on NBCs The Today Show, Fox News Network, Fox Business Network, CNN, CNBC and CBS evening news. He is the author / co-author of 12 best-selling books on personal finance including Fast Profits in Hard Times, Everyones Money Book, Master Your Money Type, Barrons Dictionary of Finance and Investment Terms and Barrons Finance and Investment Handbook. He has also written 6 special focus editions of Everyones Money Book on College, Credit, Financial Planning, Real Estate, Retirement Planning and Stocks, Bonds and Mutual Funds. Jordan is also a speaker and seminar leader on personal finance topics for business executives, students, associations, investment clubs, employees and others.
Views: 728 BrooksInternational
A Healthy Retirement
 
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Views: 4983 USOPM
Total Rewards at JM Family
 
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Attracting, motivating and retaining talented associates has always been important to us. That's why we integrate the areas of Compensation, Health and Retirement Benefits, Learning and Development, Work/Life Solutions, and Performance and Recognition under the umbrella of Total Rewards. The name says it all -- Total Rewards represents the main avenues we use to recognize associates for their hard work and dedication. (Programs and benefits may vary by location.) Visit Us at: http://www.jmfamily.com/
Views: 4409 JMFamilyEnterprises
Janta Garage (Janatha Garage) 2017 Full Hindi Dubbed Movie | Jr.NTR, Samantha Ruth Prabhu
 
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athyam is a small workshop owner in a village. His brother, Shiva works in Hyderabad and opens a workshop for Sathyam there. The brothers and their faithful allies run the garage happily as Janatha Garage. One day, a poor man, who is a friend of Sathyam, loses his college-going daughter in a road accident. Sathyam and his friends get to know that she was raped and killed by some goons. They ask Shiva's friend ASP Chandrashekar's help, but he is helpless as there is no proper evidence against them and also they are highly influential. Then Janatha Garage take the matter in their own hands, kill the goons and make it look like an accident. Chandrasekhar knows this and warns against taking law in their hands as he is worried about the consequences. Movie:- Janta Garage (Janatha Garage) Starcast:- Jr.NTR, Samantha Ruth Prabhu, Mohanlal, Nithya Menen, Brahmaji Directed by:- Koratala Siva Music by:- Devi Sri Prasad ------------------------------------------------ Enjoy and stay connected with us!! Subscribe to Goldmines Telefilms:- http://www.youtube.com/goldminestelefilms Circle us on G+ http://www.google.com/+goldminestelefilms Like us on Facebook http://www.facebook.com/goldminestelefilmspvtltd Follow us on http://www.twitter.com/gtelefilms ------------------------------------------------ goldmines movie,goldmines,Telefilms,janatha garage full movie hindi dubbed,janatha garage full movie telugu,2017 new hindi movies,south indian movies dubbed in hindi full movie 2017 new,Janta Garage Hindi Dubbed Movie,Janta Garage Hindi Movie,Janta Garage hindi dubbed full movie,janatha garage hindi dubbed full movie,jr ntr hindi dubbed movies 2017,samantha movies in hindi dubbed full 2017,mohanlal hindi dubbed movies 2017,nithya menen movies in hindi dubbed 2017,sachin khedekar hindi movies
Views: 53462851 Goldmines Telefilms
Selling on value
 
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Advisors have an important role to play in helping owners recognize the value benefits and retirement plans play in fostering productive and focused employees. http://www.manulife.ca
Views: 79 Manulife
Understanding the Tax Plans of Donald Trump and Ted Cruz
 
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In which John compares the tax proposals of Republican presidential candidates Ted Cruz and Donald Trump, and also discusses the current U.S. federal income tax system and the size and scope of federal budget. Sources and much more background available below: Why not John Kasich? Because his tax proposal has too few details to analyze meaningfully. http://www.taxpolicycenter.org/taxvox/governor-kasich-tell-us-your-tax-ideas The nonpartisan Tax Policy Center's analysis of Ted Cruz's tax plan: http://www.taxpolicycenter.org/publications/analysis-ted-cruzs-tax-plan/full The (right-leaning) Center for Federal Tax Policy's analysis of Ted Cruz's taxation proposals: http://taxfoundation.org/article/details-and-analysis-senator-ted-cruz-s-tax-plan The nonpartisan Tax Policy Center's analysis of Donald Trump's tax proposals. http://www.taxpolicycenter.org/publications/analysis-donald-trumps-tax-plan/full The (right-leaning) Center for Federal Tax Policy's analysis of Trump's tax plan: http://taxfoundation.org/article/details-and-analysis-donald-trump-s-tax-plan More information on Ted Cruz's proposed VAT, or "business flat tax." http://taxfoundation.org/blog/ted-cruz-s-business-flat-tax-primer Understanding the current federal budget of the United States government: https://www.nationalpriorities.org/budget-basics/federal-budget-101/spending/ And the current state of federal income tax in the United States: https://en.wikipedia.org/wiki/Income_tax_in_the_United_States ---- Subscribe to our newsletter! http://nerdfighteria.com/newsletter/ And join the community at http://nerdfighteria.com http://effyeahnerdfighters.com Help transcribe videos - http://nerdfighteria.info John's twitter - http://twitter.com/johngreen John's tumblr - http://fishingboatproceeds.tumblr.com Hank's twitter - http://twitter.com/hankgreen Hank's tumblr - http://edwardspoonhands.tumblr.com
Views: 725866 vlogbrothers
Orange County Staffing Agencies --- 649-612-2462 --- Temp Agencies Orange County
 
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Decton, an Orange County, CA temporary staffing agency, was recently recognized as one of the fastest growing private companies. (Newswire.net -- March 26, 2014) Irvine, CA -- Decton, an Orange County, CA temporary staffing agency, was recently recognized by the Orange County Business Journal as one of the fastest growing private companies in the county in 2013. Decton was founded in 2002 by San Juan Capistrano resident Stephen Beal. In the ensuing 12 years, Beal has grown Decton to become one of the largest staffing agencies in Southern California. I recently interviewed Mr. Beal to find out how he has guided Decton to accomplish so much in just a few years. I was also interested in what Decton provides that makes it unique among other California employment agencies. The following is a synopsis of our interview for LocalBizMarketingTV.com: Decton's unique business model appeared at the right place at the right time. In these uncertain economic times Decton offers local business the ability to create a very flexible workforce that can expand or contract without the liability of having to hire permanent employees. They can use Decton's temp employees until they are sure that the demand for their company's services will last. With the uncertainties businesses face from the economy and ongoing governmental changes it is hard for any business to make a long term strategic plan. Hiring permanent employees is a daunting commitment for anyone who is uncertain about their future. Not only is it personally tough for any employer to lay off staff, but it is also financially daunting. Looking at possible unemployment payments, insurance payouts, severance packages and other costs, many times it is easier for a company to put expansion on the back burner rather than risk being stuck with too many people. Decton Staffing Services Decton Staffing Services Decton stepped into fray and provided a sensible solution for these uncertain employers by taking on all of the employee risk. Decton is an Orange County employment agency, but it is more than that. Decton is actually an Orange County temporary to permanent employment agency. The beauty for businesses is that all the employees are actually Decton employees. The company is basically leasing them for a period of time. If they eventually decide to hire the employee as a true employee of their company, they can do that also. This gives any company great flexibility to expand or contract as demand warrants. It is ideal for seasonal companies where employee needs change throughout the year. It is ideal anytime a company sees a spike in business, but is uncertain that it will last. It is perfect when they get a large contract that they know will end in a few weeks or months. Since the employees are actually employees of Decton, Decton takes care of all the details like payroll, payroll taxes, workers comp, health insurance and retirement benefits. A real plus for the local business is that, even if they are not uncertain about the future, by using a Decton employee they get to test as many employees as they want without making any commitment. If a new staff member is not getting the job done, just call Decton and he/she will be replace immediately. It is much like having a probationary hiring period before offering permanent employee status. Decton's business model is ideal for almost any company because they do all the pre-employment qualifications including background checks, health checks, skills checks, and everything else a company might need. Of course the checkup process would be much different for hospital janitor than for a registered nurse or paralegal. Decton also provides a great place for its employees to work. They have choices from low skill jobs like janitorial services to construction to medical fields and IT services. They can choose temporary jobs that suite their needs or permanent jobs that provide unlimited potential. Decton 19800 MacArthur Blvd., Suite 600 Irvine, CA 92612 (949) 274-4696 #staffingagencyorangecounty #staffingagencynewportbeach #staffingagencyirvine #staffingagencydanapoint
Views: 233 Rob Gormly
A Nonprofit Helping Over 1 Million Women | AARP
 
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To nominate someone for the AARP® Purpose Prize®: http://purposeprize.aarp.org/ Celeste Mergens started Days for Girls in 2008 to create a world with dignity, health and opportunity for all through sustainable menstrual care solutions and health education. This nonprofit has helped over 1 million women and girls worldwide. AARP awarded her a Purpose Prize in 2017, and Celeste got $50,000 for Days for Girls. 2018 winners will receive $60,000. For more on Celeste: https://www.aarp.org/about-aarp/purpose-prize/winners/info-2017/celeste-mergens.html SUBSCRIBE: http://bit.ly/KFywMu About AARP: AARP is leading a revolution in the way people view and live life after 50. AARP is a nonprofit, nonpartisan organization, with a membership of more than 37 million, that helps people turn their goals and dreams into real possibilities, strengthens communities and fights for the issues that matter most to families such as healthcare, employment security and retirement planning. Connect with AARP Online: Visit the AARP WEBSITE: http://bit.ly/1dAgW3N Like AARP on FACEBOOK: http://on.fb.me/1akoB9b Follow AARP on TWITTER: http://bit.ly/1a4qR40 http://www.youtube.com/user/aarp
Views: 117963 AARP
Become a part of Kansas State University
 
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Kansas State University is consistently recognized by U.S. News and World Report as one of the nation's best colleges. It's only going to get better. Under the K-State 2025 plan, the university will be a top 50 public research university by 2025. Employees will play an integral part of the plan. http://k-state.edu/employment Employees at the university receive outstanding benefits, including health insurance, retirement plans, sick and vacation leave and tuition assistance. From the arts to athletics, the university makes Manhattan a classic college town that offers many amenities, including: - Big 12 sporting events, including football, basketball, baseball and more - A large recreation complex and natatorium as well as numerous parks and trails throughout the area - Cultural events and performances — including Broadway musicals, musicians and speakers — at the university's McCain Auditorium - Landon Lecture speeches by national leaders, such as U.S. Supreme Court Associate Justice Sonia Sotomayor, former Presidents George W. Bush and Bill Clinton, and former U.S. military commander Gen. David Petraeus - A vibrant and revitalized downtown that offers shops, restaurants and the new Flint Hills Discovery Center
Views: 27278 K-State
Question Period: Tariff dispute, Trans-Pacific Partnership, supply management — June 6, 2018
 
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Follow along as opposition parties question the Trudeau government in the House of Commons. Today the government faced questions related to the Trans Mountain pipeline plan, steel and aluminum tariffs, the Trans-Pacific Partnership and fossil fuel subsidies. »»» Subscribe to CBC News to watch more videos: http://bit.ly/1RreYWS Connect with CBC News Online: For breaking news, video, audio and in-depth coverage: http://bit.ly/1Z0m6iX Find CBC News on Facebook: http://bit.ly/1WjG36m Follow CBC News on Twitter: http://bit.ly/1sA5P9H For breaking news on Twitter: http://bit.ly/1WjDyks Follow CBC News on Instagram: http://bit.ly/1Z0iE7O Download the CBC News app for iOS: http://apple.co/25mpsUz Download the CBC News app for Android: http://bit.ly/1XxuozZ »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians
Views: 8928 CBC News
01/19/10 - Part 6 - Debra Medina Sulphur Springs Coffee Reception
 
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Debra Medina, candidate for Texas Governor speaks about the employment in Texas and the job growth in Texas but the job growth rate is only in the government sector all other sectors have plumited. Debra Medina speaks about the retirement plan - defined benfit plan - for state and government employess of Texas. In contrast to the private sector we have a defined contribution we make fixed contributions to an investment account and it grows and contracts depending where we invest. Other states have gotten away from the government retirement plan because it is a increditable liablilty for the state of Texas because it is not fair for citizen to carry the weight of a defined benifit plan. Mrs. Medina said she is going to work hard to for Texans and earn every dime she is paid while in office and campaigning. She talks about the dirty under belly of state agencies. Example Texas Youth Commission and the sexual abuse of children by Texas employies. Karl Faiser, East Texas Regional Coordinator for Debra Medina for Texas Governor Campaign speaks about the question and answere session that will take place next.
Views: 478 hopkinscountygop
What is Provident Fund (PF) & Employees Provident Fund (EPF) for businesses in India
 
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Provident Fund (PF) & Employees Provident Fund (EPF) is a created for the welfare of the employees for post retirement. In this episode of eLagaan Whiteboard Friday, the eLagaan (http://elagaan.com ) team discusses basic concept behind PF/EPF. Who is the PF/EPF registration for and when do companies need to get it (its required by labor law). What is the contribution that the employer has to make. The video also talks about when the PF returns has to be filed & when the PF payments has to be made. This license should be taken seriously as any non compliance on this can have big consequences.
Views: 116153 NEXTBIGWHAT.TV