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Build your own Financial Planning Spreadsheet (part 2) - adding minimal risk asset
 
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In this video we add another asset class - the minimum risk asset. Allocating between that and the equities allow us to have a broad range of risk levels for this simple portfolio.
Views: 3502 Lars Kroijer
05 Financial Planning - Mutual Funds
 
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Download the TA app and learn to trade the markets for free: https://play.google.com/store/apps/details?id=in.tradeacademy.learn&referrer=utm_source%3DTAyoutube%26utm_medium%3D05_Financial_Planning Learn about what are mutual funds, the types and how you can get started in starting a SIP.
Views: 6072 Trade Academy
Asset Management: Rounding Up Asset Management Tools, New and Existing Part 2: Tips and Case Studies
 
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Visit MFOA's website at http://www.mfoa.on.ca Or subscribe to MFOA's YouTube channel: http://www.youtube.com/subscription_center?add_user=MFOAOntario Webinar Series Overview: Asset management plans (AMPs) are a key element to sound financial management and long-term financial plans. To assist municipalities in the ongoing work of developing AMPs, MFOA will deliver a two-part webinar series. The first webinar in the series will include number of templates, tip sheets and a checklist. The second webinar will focus on tip sheets and case studies in financial asset management. To assist municipalities in the on-going work of developing AMPs, MFOA will deliver a two-part webinar series. The first webinar in the series will include number of templates, case studies, tip sheets and a checklist. The second webinar will focus on several AMP case studies and tip sheets. Webinar #2 Description: The six tip sheets cover a range of important asset management topics and will provide municipalities with a wealth of information in meeting Provincial reporting requirements and quantifying the fiscal impact of implementing a sustainable asset management strategy. The tip sheets will identify approaches to establishing realistic evidence based asset funding needs that are integrated with a municipality’s long-range financial planning and annual budgeting. Ideas and advancements in the following 9 building blocks of financial asset planning are presented through short case studies: cost-benefit analysis, innovative funding and delivery, cost management, marshalling resources, financial planning, integrated long term planning, forecasting, IT solutions and budgeting. You Will Learn About: Effective approaches to report asset management needs to Council Integrating asset management planning with other municipal studies Sample metrics to increase budget allocations and improve asset performance Cost management strategies Who Should Attend? Staff from small and medium sized municipalities who want to learn about good asset management practices and how to fast-track the revision process. TOOL TAKEAWAY: You will receive 6 tip sheets, the “Honour Roll” project and the webinar’s slide decks. About Your Speakers: Craig Binning is a Partner with Hemson Consulting Ltd., a Toronto firm that specializes in providing planning and finance advice to a wide range of public sector clients. His particular areas of expertise include economic and financial impact modeling and analysis, cost benefit assessment, user fee calculation, rate setting, local government policy, land use economics and development charges and municipal asset management. Emily Harris, MFOA Manager of Policy and Intergovernmental Relations, has been writing about and teaching on municipal finance policy issues for nearly ten years in academic, non-profit and private sector environments.
Views: 332 MFOAOntario
Financial Planning Tools Oakville
 
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Looking for Financial Planning Tools Oakville? Click Here http://bit.ly/advisorgta .. .. There are seven crucial questions to ask a financial organizer and one big question for you How do you find a financial organizer that is ideal for you? There is little doubt that the majority of people can gain from excellent recommendations. These eight questions function as a terrific checklist to help you find the ideal consultant. The seven questions are: 1. What are your credentials and experience? All organizers need to be suitably qualified to supply personal recommendations. They must readily supply their credentials upon request. Currently there aren't lots of credentials required to be registered as an authorised financial organizer. Therefore, to get a real sense to their standard of education you can also ask: Do you have a finance degree? What did you study last at college/university? What training and researches do you currently undertake? Credentials are one thing, but you also would like to know about their experience. Key questions include: Describe your normal client? The length of time have you been working as organizer? What have you found out most considering that becoming a financial organizer? If a summary of your skills, values and financial planning beliefs were to appear in tomorrow's business pages, what would be written? These questions are basic conversation starters. However, they play an essential role in establishing a real sense of who they are and what they do as a financial organizer. 2. What is the structure of the service using the financial organizer? A lot of organizers work for small services that are operated by the senior financial organizer. You'll would like to know if the financial planning service is capable of managing your affairs both for now and in the long term. Key questions to ask: The length of time has the service been in operation? Does it have any impressive concerns such as unsolved client problems? The length of time has the core staff been at the service? What will take place when the existing service owner(s) exit the business e.g. at retirement? Is the business linked to a major institution and if so, does this develop any conflicts? Investing for the long term may well be investing beyond the working life of the financial organizer. You need to be confident that you will be cared for when things unavoidably change. If the service is linked to a major institution, you need to consider if this will develop predisposition in the recommendations from the financial organizer. However, for lots of investors being linked to a major institution does supply some level of security. 3. What are the benefits for the Financial Planning Tools Oakville by working at this company? Merely ask - What are the benefits for you working at this company? They must be able to articulate their answer quite easily. In their answer, you are trying to find benefits that find their way back to you as the client. For example, if they spoken 'The service supplies terrific facilities and support that permits me the liberty to focus on the client', that is an excellent start. If they are struggling and just rambling on, this would undoubtedly not be an excellent sign! Worse still, if they spoken 'That the service pays the best benefits in town', it's time to carry on to the next financial organizer. 4. What are the downsides for working at this company? Merely ask: What are the downsides of working at this company? Now this is a hard one, everyone finds it easy to speak about the excellent but we all know there need to be some bad! You are trying to find honesty in their answer. If they are sincere they will highlight a number of things such as a restricted range of investments, lack of on-line presence etc . If they spoken 'The business is too rigorous on its auditing and compliance', this must start calling the warning bells. An excellent financial organizer must not be afra
Views: 1 Lauri Miller
Finance & Investment Tips : Personal Finance Calculators
 
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Personal finance calculators are helpful for figuring out income, expenses and liabilities; they can be understood more by visiting Web sites like Yahoo Finance and Microsoft Money. Find personal finance calculators on the Web, or by purchasing finance software, with tips from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 349 eHow
How To Pick Stocks For Beginners - Part 1 - Multibagger Stocks
 
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How To Pick Stocks For Beginners - Part 1 - Multibagger Stocks In this video, I have given an Investment Strategy with 4 simple rules or 4 point checklist for large cap, mid cap and small cap investing. I have listed out the 4 points as Stock Volatility, Stock Cycle (Accumulation or Distribution), Stock Performance (Fundamental performance) and Stock Relative Strength (Stock Out performance or Under performance). In the Stock Volatility Rule, I have shown why Investors must focus on Investing in Stocks with low Volatility. Over the period of long run, low volatility stocks tend to out perform stocks with higher volatility. This is a concept widely popularized by Peter Lynch author of One Up On Wall Street. In the Stock Cycle Rule, I have explained Richard Wyckoff's Accumulation and Distribution cycle chart. I have made case as to why Investors should make Investment In Stocks which are breaking out of their Accumulation range and entering in a mark up phase. In the Stock Performance Rules, I have highlighted the importance of Investment in Stocks with good fundamentals. Without complicating this section too much, I have picked out ROE, ROCE, Debt to Equity and Profit growth as the most important factors to consider. In the Stock Relative Strength Rule, I have highlighted the importance of Investing in Stocks which are rank out performers. This way, Investors get to Invest their money in the Strongest stocks belonging to the Strongest sectors. I have done a separate 3 part video on Relative Strength and links for same is posted below. *********** How To Pick Stocks For Beginners - Part 2 - Multibagger Stocks https://youtu.be/Bqp9jKQCs30 *********** How To Pick Stocks For Beginners Using Relative Strength Analysis Part 1 link : https://www.youtube.com/watch?v=RVbze1duD-U Part 2 link: https://www.youtube.com/watch?v=BxY2ofigO8I Part 3 link: https://www.youtube.com/watch?v=488FDla8kuc *********** Subscribe - http://www.youtube.com/c/TradeWithTrend?sub_confirmation=1 Twitter - https://twitter.com/ST_PYI About - https://www.youtube.com/user/poweryourstocks/about Channel Page - https://goo.gl/gsnicu *********** Indian Stock Market Analysis Video is released every Friday 9 Pm IST Educational Video is released every Saturday 8 Am IST *********** How To Pick Stocks For Long Term ***********
Views: 8983 TradeWithTrend
Always Be Ready to Sell – Interview with Stuart Sorkin
 
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Stuart Sorkin is a lawyer and CPA who spent many years working for large accounting firms before starting his own law practice. His broad range of experience allows him to see how tax, financial, and estate planning are intertwined and become extremely important when selling a business. He took everything he learned working with large clients on business plans and estate planning and co-wrote a book called “Expensive Mistakes When Buying and Selling Companies.” If you listen, you will learn: Top mistakes made when buying or selling a business The importance of exit and post-acquisition planning How estate planning and the sale of the business are intertwined What is a Monte Carlo Analysis and how it can help with exit planning How key employees can increase the value of the business Keeping an up-to-date due diligence library will make the sale and transition easier The six ways an entrepreneur can exit their business Planning, Planning, Planning “Every entrepreneur exits his business in one of six ways,” says Stuart. “He sells it to family, he sells it to management, he sells it to a third party, he becomes an absentee owner, it gets liquidated, or he dies.” This is where planning comes in. If a business owner chooses not to have an exit plan that involves one of the first four choices, then the company will either be liquidated someday or they will die working in the business. An exit plan includes planning for the sale as well as post-acquisition. What is your real number? What are you going to do with the rest of your life? Stuart explains that many entrepreneurs have an inflated view of the value of their business and do not understand what needs to be done to fulfill their long-term financial plans. A vague exit strategy will set the deal and their life after business up for failure. Tax and estate planning are a part of financial and exit planning. Estate planning is big in family business scenarios. “It is not what you leave your kids, it’s how you leave it to you kids,” states Stuart. A business owner can save a lot in taxes or save their family that burden if they set up their plans ahead of time and look at all implications. Stuart stresses that one of the most important things is to have someone that is the quarterback and makes sure the right people are involved at the right time. You need to have someone who knows how these deals are run and how to set yourself up for success. Become An Absentee Owner Stuart gives the advice that business owners should have a plan that includes striving toward becoming an absentee owner to get the most value from their business. It is all about transferable value. How easy would it be for a seller to come in and take over operations? Smart owners bring in key employees or partners to handle areas of the business they are not necessary the most skilled at and also teach them to run the business without them. These key employees become essential in a successful acquisition. “By locking up your employees before you are in acquisition mode, you also increase the likelihood of success,” says Stuart. Get Ready for Due Diligence A business owner has to act like they are selling their business at any time. Having a due diligence library is part of this process. If someone would come with an offer tomorrow then everything would be ready. All the corporate records, annual minutes, financial statements, projections, etc. should be kept in one place and updated annually with the correct information. When you have to gather everything for due diligence, employees get nervous if it is not a normal occurrence. Acquisitions are scary. If it is made a normal occurrence and records are updated annually as a part of a process, then employees have nothing to worry about. If someone were to walk in your doors tomorrow with an offer to buy your company, would you be ready? Contact Information and Bio for Stuart: Email: ssorkin@shspc.com LinkedIn: https://www.linkedin.com/in/stuart-sorkin-84a528/ Website: http://stuartsorkin.com/ Co-Author of “Expensive Mistakes When Buying and Selling Companies” Buy Book Here Due Diligence Checklist Click Here Mr. Sorkin is licensed to practice law in the District of Columbia. He is also a Certified Public Accountant. Mr. Sorkin received a B.S in Accounting and Finance from the American University and earned his law degree from the University of Miami. He earned a Masters of Law in Taxation from Georgetown University. He spent seven years working for two international accounting firms before beginning his private law practice. During this period, Mr. Sorkin became proficient in utilizing computers for preparing financial and tax models to assist clients in the areas of structuring individual, corporate and real estate transactions including capital requirements and acquisition analysis. In addition to his legal practice, Mr. Sorkin has purchased, developed and managed several residential real estate projects in...
Views: 8 Ryan Tansom
E-2 Visa Terrible Mistake #1   "The Bargain Resale"
 
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Here at Franchise.city we help foreign nationals obtain their E-2 Visas by investing in well known, US based franchises. A question we often receive is whether it is better to invest in an existing and operational resale franchise, or to start a new franchise. Obviously if you have the financial means to purchase a successful, already operating resale franchise that is usually your best choice. I stress the word successful because most E-2 applicants overlook this critical attribute and set themselves up for disaster. Lets explore why. Here at Franchise City we currently work with almost 600 franchises in virtually every sector imaginable. We know how much it costs to start a new retail franchise and the investments range from the low end of $200,000 to over $1,000,000. Keep in mind we are looking at retail brick and mortar franchises not service based franchises which cost a lot less. So it is typically over 200K to open a retail franchise - however when a prospective E-2 investor visits sites advertising busineses for sale they see hundreds of popular franchises selling for a fraction of that price!! Famous Yogurt franchises for only $50,000! Auto repair shops for only $60,000 there are dozens available and the propsective E-2 applicants eyes light up and they start to contact the sellers with visions of easy E-2 residency on their mind. Now ask yourself this. Why are these seller who paid a minimum of $250,000 for this franchise selling it for less than they paid? Obviously it is in a distressed financial situation. Its losing money. If the franchise is profitable it will easily for much more than what they paid which is why we suggest only individuals with larger budgets consider investing in a resale franchise. And here is the danger and what can actually happen if you make a poor buyiong decision on a limited budget. So our E-2 investor sees all these inexpensive franchisesand starts to contact sellers. Will the sellers know about E-2? Of course not, nor will they likely care they just want to sell their business. Now if our applicant has a competent E-2 Visa lawyer it is likely they will caution them on the dangers of this move, but not all people use a lawyer, and not all lawyers are equally competent. So the E-2 applicant buys the business, completes the paperwork, and eventually sits down for their all important E-2 visa interview. And the very first question the immigration official is likely to ask? "How do you as a new resident to this country expect to turn around this distressed business where a US citizen could not" Wow. This E-2 visa applicant has spent close to $100,000, and days and weeks preparing only to be shut down right here. If you are buying a financially distressed business you need to show a comprehensive business plan demonstrating how you will turn that business around. How you will employ US workers and become a long term economic benefit to the USA. The US does not want someone to come here only to close the doors to a business. And you have to convince the immigration official that you have the background, the finances and ability to turn this busines around. And this is the reason why we strongly caution anyone with a lower budget against brick and mortar retail franchises when all you can afford is a financially distressed resale. Generally in these circumstances we suggest exploring new retail franchises or even a service based franchise operated from a small office that has lower costs than those with a storefront retail location. Here at franchise.city we work with E2 investors helping match them with successful American franchises. we work with hundreds of well known brands that can provide an advantage when applying for the E-2 visa. To learn more about our service click the link on or around this video. http://www.franchise.city/e2-visa/ https://en.wikipedia.org/wiki/E-2_visa
Views: 4826 Franchise City
Amazon FBA Product Launch Checklist, PRIVATE LABEL BUSINESS
 
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My company: http://www.geekbuds.com Learn How To MASTER Private Label, Wholesale, Niche Websites, Amazon FBA and Brand Building at the FREELANCE WRANGLER ACADEMY: http://www.freelancewrangler.com/academy FREE Amazon FBA course: http://www.freelancewrangler.com/fba Learn Internet Marketing: http://www.mobileclickcode.com My Coaching Program ► http://www.projectreseller.com/work-with-cody Check Out My Website ► http://www.freelancewrangler.com Follow Me On Instagram ►http://www.instagram.com/c0dyhawk Follow Me On Twitter ► http://www.twitter.com/codyhhawk Like Me On Facebook ► http://www.facebook.com/codyhhawk ▼▼▼ More Details Below ▼▼▼ Music By http://www.bensound.com
Views: 2361 Cody Hawk
Misconceptions About Retirement Spending
 
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Feel financially secure for this next step in your life by knowing how much you’ll need to sustain your retirement lifestyle. Watch out for these common misconceptions people have about retirement spending. It is important to recognize that the changing realm of retirement (including rising healthcare costs and longer, more active retirement years) requires a reevaluation of your financial plan. 5:29 “When you retire, every day is a Saturday, and on Saturdays what we do as Americans is we tend to spend more money because we have more time” 5:36 “When it comes to planning for retirement, many people buy into the outdated formula of estimating they’ll spend only 70-80% of the money they do while they’re working” 5:59 “Research from Boston College shows that half of all American households will not have enough money in retirement to maintain their standard of living before they retired” 6:17 “Prior to turning age 65 when you are covered by Medicare, now you’ve got to go out and not only find your own health insurance, but you have to pay for it as well, and that could range anywhere from $1,000 to $2,000 a month for a couple for comprehensive health insurance” Season 2 Episode 11 Aired: 3/14/15 If you live in southern California and would like to schedule a free assessment with one of our CFP® professionals, click here: https://purefinancial.com/lp/free-assessment/ Make sure to subscribe to our channel for more helpful tips and stay tuned for the next episode of “Your Money, Your Wealth.” Channels & show times: http://yourmoneyyourwealth.com http://purefinancial.com IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, Inc. A Registered Investment Advisor. • Pure Financial Advisors Inc. does not offer tax or legal advice. Consult with their tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
Syracuse Financial Advisor: Top 10 Roadblocks to Retirement Planning | The Retirement Podcast
 
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Learn more about our Retirement Planning Services: http://www.retirewithria.com/services To download your free Budget Worksheet or Net-Worth Calculation Worksheet, visit: http://www.retirewithria.com/resource-center/money/what-is-my-current-cash-flow http://www.retirewithria.com/resource-center/estate/whats-is-my-current-net-worth The success of a retirement plan is based on nurturing the right habits, and having the right structures in place. What are the biggest things holding people back from achieving this? What roadblocks stand between you and retiring with confidence? On the episode we discussed 10 common roadblocks and how to avoid them. Make prudent decisions so that you’re always moving ahead and never trying to make up ground. -Chip Coughlin Takeaways Retirement requires both financial and emotional preparation, you have to be sure you have something productive to do and enough activities to fill up your calendar. An employer-provided retirement plan is a great way to save because the money comes out of your paycheck pre-taxed, and it accumulates on a tax deferred basis. It’s not how much you earn, it’s how much you’re saving in your retirement because over time, compound interest is your future. At the start of the show we jumped right into the 10 retirement roadblocks. These roadblocks include not defining what you want to do in your retirement years and not being emotionally prepared for retirement. It’s important to set financial goals for your lifestyle goals and make a commitment to being financially successful by taking the time to invest in your plan. It’s also important to start investing early and to do so on regular basis, so that it’s built into your lifestyle. We also discussed the importance of using tax laws to your advantage, allocating assets properly, planning for the unexpected, taking advantage of employer benefits and properly planning your estate. People are passionate about a number of things. It’s important to be passionate about your finances. Don’t treat them as an abstract, treat them as something you should be involved in on an ongoing basis, to have an impact on your life and standard of living. Take the time to get it right. Remember, Rome wasn’t built in a day and your financial empire won’t be either. A little planning will always go a long way. Resources: Retirement Planning Services: http://www.retirewithria.com/services Budget or Net-Worth Calculation Worksheets: http://www.retirewithria.com/resource-center/money/what-is-my-current-cash-flow http://www.retirewithria.com/resource-center/estate/whats-is-my-current-net-worth Contact: http://www.retirewithria.com/contact Through our relationship with Stratos Wealth Partners and LPL Financial, we provide assistance with a wide-range of diversified financial products. Together, we offer you the objectivity of working with an independent financial consultant combined with the stability and strength to access the world's financial markets and a wealth of investment resources. www.retirewithria.com [All third party posts are the responsibility of their respective authors. These opinions and information are subject to change at any time without notice or obligation of notification. The information is intended for informational purposes only and is not intended to provide tax, legal, or investment advice.]
Retire At 30 With Mike and Lauren
 
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Mike and Lauren started their YouTube channel in 2012 to document their 2 1/2 month backpacking trip across Europe. After they got back, the number one question they were asked was, ‘how did you afford the trip’? That’s when they started making videos about finance and revealed their plans to retire before Mike’s 31st birthday. They post videos about personal finance every Friday and DIY/woodworking projects every Sunday. http://scottalanturner.com/show040 What you'll discover in this episode: - How they live a semi-frugal lifestyle - Details of how they plan on retiring early - Ways we can save money on buying a used car - If homesteading can save you money - How buying only what you love can help you save money - Easy home maintenance tasks we can do to save money - Travel hacks they used to save money traveling 2 1/2 months in Europe Contact info: MikeAndLauren.com http://mikeandlauren.com To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222 Subscribe To The Show I will help you get out of debt, save more money, and retire early http://GetFR.com To get my free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222 Ask Me A Personal Finance Question http://GoAskScott.com Download the show transcript http://scottalanturner.com/wp-content/uploads/2016/01/transcription-sat040.pdf Follow me http://www.facebook.com/scottalanturner23 https://twitter.com/scottalanturner https://www.instagram.com/scottalanturner
Views: 16613 Scott Alan Turner
Planning ahead: The dementia guide
 
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This film looks at planning ahead after receiving a dementia diagnosis. Contents include financial matters, benefits, making decisions for the future, driving and working. Hear from Gary Vaux, Head of Money Advice Unit at Hertfordshire County Council, Chris Belcher, Chair, Solicitors for the Elderly, and people living with dementia. Once you have had a chance to adjust to your diagnosis, take time to ensure your affairs are in order. It's important to make sure that all your essential documents can be found easily. Things to think about include: details of your bank accounts, tax, benefits and pension, as well as mortgage or rent documents, insurance policies and your will. The dementia guide is for anyone who has recently been told they have dementia. This could be any type of dementia, such as Alzheimer’s disease, vascular dementia or mixed dementia. It will also be useful to close friends and family of someone with dementia, as it contains information for anyone taking on a caring role. A diagnosis of dementia can cause a range of emotions. The news might come as a shock, or, for some people, it may bring a sense of relief as it provides an explanation for the problems they have been experiencing. It can also have a big impact on family and friends. If you, or someone close to you, have recently been diagnosed with dementia, you might be feeling angry, frustrated, worried, fearful, sad, embarrassed, lonely, guilty or even relieved. Everyone is different, but all these reactions are possible at different times and they are all normal. How you feel will probably vary from one day to the next. If you can, talk to friends and family about how you're feeling. Other people need to understand what you're going through. They might be finding things hard too, so talking can help both you and them. There are also specialist health and social care professionals you can talk to for support. You may find these Alzheimer's Society services - http://www.alzheimers.org.uk/site/scripts/documents_info.php?documentID=2236 and other useful organisations http://www.alzheimers.org.uk/site/scripts/documents_info.php?documentID=2237 helpful for further information and support. If you'd like to talk about the information in this guide, please phone Alzheimer's Society's National Dementia Helpline on 0300 222 1122 – calls are charged at a low-cost rate. The Helpline is for anyone affected by dementia and is open 9am–5pm Monday–Friday and 10am–4pm on Saturdays and Sundays. Trained helpline advisers can provide you with information, support, guidance and signposting to other appropriate organisations. Throughout this guide you will see suggestions for Alzheimer's Society factsheets http://www.alzheimers.org.uk/factsheets. You can order these by phone on 0300 303 5933 or email orders@alzheimers.org.uk. For factsheets specific to Northern Ireland, please contact your local Alzheimer's Society office. It's important to know that you aren't alone – about 850,000 people in the UK have dementia. It's possible to live well with dementia and there is support available for you and your family. This guide has been produced by Alzheimer's Society with support and funding from the Department of Health. Thank you to Lloyds Banking Group for supporting The dementia guide in 2014 and 2015. Interested in getting the latest updates from the Society? Follow us on Twitter -- http://www.twitter.com/alzheimerssoc Like us on Facebook - https://www.facebook.com/alzheimerssocietyuk ___ Who are we? Alzheimer's Society is the leading support and research charity for people with dementia, their families and carers. What is dementia? The term 'dementia' is used to describe the symptoms that occur when the brain is affected by specific diseases and conditions. Symptoms of dementia include loss of memory, confusion and problems with speech and understanding. Support the fight against dementia and visit us at http://www.alzheimers.org.uk If you have concerns about Alzheimer's disease or about any other form of dementia, please contact the Alzheimer's Society National Dementia Helpline on 0300 222 1122. Alzheimer's Society Leading the fight against dementia
Views: 2533 Alzheimer's Society
How to Use Ruby Payne's Framework for Understanding Poverty Recommended Strategies
 
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http://www.Edudaris.com What are the rules of poverty? What are the strategies for poverty children to succeed? How do you apply the recommended strategies of Framework for Understanding Poverty? What are the strategies recommended by Ruby Payne? Are you truly communicating with your students? Are the expectations set high and clearly? Asking students to go to college is a middle class expectation. Teaching students the hidden rules so that they can survive in the middle class is crucial. It takes is building a relationship with students and showing them the power of choices. Believing in and encouraging students has life changing results. Path to Scholarships® is aligned to the research-based learning strategies recommended by Ruby Payne, Ph.D. for all students to succeed in school. These strategies from Framework for Understanding Poverty, are aligned to the Path to Scholarships® English/ESOL character and health education curriculum with integrated career, college, and scholarship planning. Page 61 Two things that help move students out of poverty: Education and Relationships Page 61 Four reasons why students leave poverty: 1. Too painful to stay 2. Vision or Goal
 3. Key Relationship 4. Special Talent/Skill Pages 66, 74 - Empower students with the following: A Vision and Goals, Teach Goal Setting, Planning, and Written Goals.Path to Scholarships® is a vehicle that that motivates and inspires all students to dare to dream great dreams, discover life purpose, chart a career path, plan and prepare for college, graduate school, and apply for scholarships. It is a career, college, and scholarship planning guide that empowers students with organizational tools, such as checklists and planning forms. Goals and plans must be written: Daily, weekly, monthly, yearly, short-range, & long-range Pages 58, 67 Greatest Free Resource Available: Role modeling provided by teachers, administration, staff, Path to Scholarships® Certified Trainer and/or Path to Scholarships® trained educator/teacher/counselor who show students a different way Page 78 Choice vs. Destiny (page 43) 1. Poverty believes in fate 2. Cannot change destiny 3. Life just happens
 4. Choice is seldom considered Page 78 Middle Class believes in choice: PTS teaches students that they can change their future with the right CHOICES they make now and gives students a choice to turn their obstacles into character and strength, to become better, not bitter. Page 80 Organizational Plan: Extremely disorganized, lack of planning, scheduling, complete only part of a task SOLUTION: Path to Scholarships® Career, College, and Scholarship Planning Portfolio 1. Teach a simple, color-coded method of organization. Students need organizational tools. 2. Use the Path to Scholarships® Workbook and CD with the organizational and planning forms and the Path to Scholarships® Career, College, and Scholarship Planning Portfolio with colorful tabs and dividers. 3. Use the five-finger method for memory. Five documents organized that are required for almost all scholarships and college applications 
and ten copies of each
Five documents organized to request recommendation letters and ten copies of each 
recommendation letter 4. Complete only part of a task - 
Path to Scholarships® writing process, organization plan, and forms break tasks down. 5. Use checklists
 - Require students to check off each part when completed by using the Path to Scholarships® 
Scholarship Checklist. Page 34 Graphic Organizers Use graphic organizers to show patterns of discourse. Path to Scholarships® Brainstorming Using Linking form for essay writing 
 Page 34 Communicate with stories. Encourage participation in the writing and telling of stories. Tell stories that can be used to guide behavior. 
Path to Scholarships® is a reading and writing curriculum. Stories are an essential part of the scholarship essay, which is each one of the students' life stories. 
 Page 34 Formal register needs to be directly taught. 
Path to Scholarships® directly teaches student's formal register through the scholarship essay writing activities with grammar lessons, the use of the organizational and planning forms, and the middle class rules with lessons on etiquette. 
 Page 75 TOOLS—students need the tools and how to access information and know-how. Edudaris.com has a FREE college and scholarship e-Course, Path to Scholarships® which is a college and scholarship planning guide that empowers students with checklists, planning forms, and organizational tools that assist students to reach their dream of college and the money to pay for the dream. This is why Path to Scholarships® has been so successful nationally with ALL students since 2000. Scholarships are available to all students from elementary school to college and graduate school.
Views: 3278 June McBride
Surviving the economic reset using old-school SEO? Hot niches for 2018
 
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Surviving the economic reset using old-school SEO? I'm gonna make a bold statement: The post-Google Internet is already here and you have no idea what that means. Your ENTIRE online business will soon be completely dead, or you made the right pivots. I give it 3 years MAX. Are you ready? Since you have no idea what I'm talking about, I'm certain you aren't ready. Your website is dead in 5 years max. Don't waste a bunch of money on it. Don't say I didn't warn you. I see things before most people. I've been gifted with differential awareness and the ability to see connections before others do. Lateral thinking is all my brain does. But I've never really owned it, until now. I see major shifts happening in Internet marketing and not one other person I've seen is getting it. The normalcy bias is off the charts. The warning signs are everywhere once you open your eyes. Shit's about to change, and big. The giant blind spots everyone has means MASSIVE opportunity to disrupt entire "stable" businesses and even very entrenched services. I'm changing everything based on what I'm seeing. And you should be too. You'll remember this post one day if you don't. Don't be like newspapers and Blockbuster Video. They missed the big shift to online. An even bigger shift is happening and at lightning speed. So here's a few predictions. I'm EXTREMELY certain I've cracked the next wave and all the below things have 10 years of life in them MAX. They will be effectively dead in 10 years. Dead, like how Blockbuster is dead because Netflix saw the shift. The below items are on their last fumes now. But like the canary in a coal mine, one breath of something strange and they are dead instantly. That strange breath coming from the depths to kill, is emerging technology. Read my words and take heed and keep your eyes WIDE open. 10 years. Max. These are all dead: 1) Wordpress (already on its last legs and no one sees it) 2) Wordpress' entire plugin ecosystem 3) Any and all online shopping carts and shopping cart businesses. Yep ALL shopping carts. "Oh no! What's Amazon gonna do with all that infrastructure!?" Trust me, they've planned ahead and are ready to pull the trigger on the next wave. 4) Websites (they are soon to be nothing more than business cards) 5) Email autoresponders and ALL email service providers. Regulation killed it and spammers made it not cool anymore. Email is a burden now instead of a cool way to get fast messages. 6) Credit card merchant processing via gateways 7) Round robin merchant account rotation and MID management. The shit that goes on in the merchant account world is just god-damned ridiculous. That industry is gonna get thrashed the most and with the most ferocity. 8) Video sales letters! Yep, I said it and I can back it up 9) Web design and development as an entire industry 10) Native Ad networks, no one really wants to see any of that shit. It's ruined the web surfing experience. 11) HTML5. Yep done. It was all a farce from the beginning anyway just because of a childish feud between Apple and Adobe. 12) SMS marketing of any kind 13) Webinars of any kind (notice how hard it is now to get people to attend compared to just 3-4 years ago? There's a blatant reason why...) 14) TWITTER. Dead. 15) and one last boom, all website creation tools and ALL landing page and funnel builders and services. All of them. DEAD I don't care how big. They are ALL missing the next shift. I could go on. The list is very long because the Internet has matured enough that people have developed a sense of normal. This is technology. The personal computer was our first love. The mobile phone is the rebound girlfriend. The coming future tech is the wife. I'll say it again, shit's about to change, and fast. Most everyone is sleeping at the wheel. "But in the end, who cares? How does that make me money NOW?" I hear you and I have the answer, and it's EPIC. I'm teaching what the hell I'm talking about and how to captilize on the mega-shifts now, TODAY. Like, infinitely-scalable income, starting tomorrow. And just from using OLD, OLD, OLD Internet marketing skills and the easiest SEO you've ever seen. And better, set yourself up to be ahead of the shifts to make the "bleeding edge" returns the early visionaries get. Digital Asset Accumulation On Steroids Sound vague enough? Good. That's intentional. Your world is about to be rocked like the 2008 financial collapse, and most likely worse. I'm sounding the warning bell. There are a lot of ways to not only survive but THRIVE in the coming economic reset. Everyone has seen the effects of just ONE of those ways in the rise of cryptocurrencies. But cryptocurrencies only tell one TINY piece of the story. When you see the entire picture, your world will shift. Go here to join my team: http://matttrainer.com/liv
Views: 3087 Matt Trainer
CalPERS Long-Term Care
 
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For more details on the CalPERS Long-Term Care program visit https://www.calpers.ca.gov/page/active-members/health-benefits/long-term-care © CalPERS 2016
Views: 4120 CalPERS
How To Save - 7 Easy Steps To Start Saving Today || SugarMamma.TV
 
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Hi Everyone, for Money Monday today I am talking about saving. How to save seems like a simple topic but one I get asked about so often! We’ll go through 7 simple steps on how to save, how to maximise your savings to help you achieve your savings goals and make the most of your money. This video is proudly sponsored by ME Bank, check them out here http://bit.ly/CannaMEBank ! ME Bank have a great range of products, so after watching this video, you should check out their website and see how they can help you make the most of your money, especially with their low fee, high interest savings accounts. xCC Link Love Instagram @SugarMamma.TV Website: www.SugarMamma.TV What I am wearing: Jeans: http://rstyle.me/n/cq4bpub9bi7 (exact ones) or these ones are similar and on sale http://rstyle.me/n/cq4bqdb9bi7 Top: Cue but 9 months old but I found this similar one that is reasonably priced and very pretty but classic http://rstyle.me/n/cq4bq7b9bi7 otherwise there are heaps of cute ones here... http://rstyle.me/n/cq4brmb9bi7 Make up Foundation: http://rstyle.me/n/cq4br5b9bi7 Eyes: http://rstyle.me/n/cq4bsfb9bi7 Mascara: http://rstyle.me/n/cq4btjb9bi7 (in black) Jewellery: http://rstyle.me/n/cq4budb9bi7
Views: 46096 Sugar Mamma
Step #3 - Retirement Preparedness Checklist: Get Rid of All Bad Debt
 
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http://www.kimsnider.com SOURCES: http://moneycentral.msn.com/content/savinganddebt/p70581.asp http://www.creditcards.com/credit-card-news/credit-card-industry-facts-personal-debt-statistics-1276.php 87% of U.S. households are currently carrying debt outside of mortgages. Myfico.com reports that, on average, today's consumer has a total of 13 credit obligations on record at a credit bureau. These include credit cards and installment loans. Better debt is debt you use to buy an appreciating asset. Bad debt is everything else. For example, better debt would include your mortgage, student loans (for yourself, not for your kids), and debt to buy a business or investment. Bad debt includes home equity loans, home improvement loans, car loans and all department store and credit card debt. American consumers owe about $18,654 per household, a figure not including mortgage debt. Before you retire, get rid of all bad debt. You cannot be financially independent if you still owe money to creditors. I have three simple guidelines to keep in mind when it comes to debt: - Change your attitude about money-just because you have it doesn't mean you spend it. - Be entrepreneurial-look for other ways to make money outside of your job. - Save for what you want-do not buy things on credit. First, list out all the bad debts you have along with each corresponding interest rate and monthly payment. Second, separate the secured debt from unsecured debt. Next, rank each secured debt from highest interest rate to lowest. Your secured debts should be paid first, since you do not want to face repossession or legal judgments. For all your secured debts, you will continue paying the regularly scheduled amounts. You will not make any additional payments unless you have no unsecured debt to pay. If this is the case, follow the waterfall approach outlined below to pay off your secured debt more quickly. Rank each unsecured debt in the same manner you ranked the secured debt, from the highest interest rate to the lowest. Start working on the highest interest debt first, but continue to make minimum payments on the rest to avoid damaging your credit. Once you pay off the highest interest rate, move on to the next-highest. Keep doing this until all your unsecured debt is paid off, and then turn your focus to the secured debt. You cannot be successful at getting rid of all your bad debt if you are only making the minimum payments. Decide how much extra each month you can allocate toward paying things off more quickly. Once you pay off a debt, take the amount you were paying on that debt and put it towards the next one. If you get a bonus or raise at work, an inheritance, or other lump sum, use it to get rid of bad debt. Generally, consolidation is not a good idea for two main reasons. First, for most, excessive spending is the problem and the excessive debt is the symptom; therefore, consolidation may enable those with bad financial habits to spend more. Second, your debt becomes spread out over a longer period of time, meaning more interest is paid in the long run. Dealing with debt isn't particularly rosy, but you can do it. It is going to take commitment, determination, and hard work to see through to the end result. If you follow these guidelines and steps, you will have a systematic plan to eliminate your bad debt and put yourself that much closer to true financial independence.
Views: 1042 KimSnider
Heavy Equipment Operator Training  1-888-828-6199.mov
 
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Train for a high paying career. Thompson Rivers University School of Trades and Technology https://www.tru.ca/trades/constudies/drivertraining/courses/class1.html Thompson Rivers University provides only the very best training. Get the most value at Thompson Rivers University with your training dollars .All we do is train you. We can help you decide Perhaps a bit confusing to create a long term plan. 1-888-828-6199 today to learn about your options Call us Toll Free .1-888-828-6199 We can help you not only decide on a career path, but also show you how to finance it.We train FINANCING AVAILABLE We are the only school with enough confidence in our graduates to offer you our own financial assistance towards any of our courses! Sources of Funding * Human Resources & Development Centres (HRDC) * Workplace Safety & Insurance Board (WSIB) * Ministry of Community & Social Services * Native Area Management Board Get the most out of your training dollars • Class 1 Advanced Professional Driver Development with Mountain Training, Training is with ICBC Certified Instructors. The company is located in Kelowna, BC and train drivers from all over British Columbia and Canada. They have provided the trucking industry with a large number of well trained students that are currently employed as a Professional Driver.Pro Training teaches the student a safe, confident method of operating a truck Commercial Truck Driver Training As Industry Leaders in Commercial Truck Driver Training, our programs go beyond the minimum licensing training of other schools. Information on the TRU / Columbia Transport Driver Training Programs •ICBC Driving School Licence number DTC # 0260. •All driver training courses are continuous intake. •Driving lessons are 3, 4 and 8 hours (morning, afternoon or evening starts times). •Training is 20-28 hours per week. •We can train 6 days a week to accommodate out of town students. •Course lengths range from one week to five weeks. •Dorm rooms, hotels and motels in Kamloops give our out of town students reduced rates. •Air Brake courses are held every 2 to 3 weeks in Kamloops. (See air brake schedule) •Students are required to complete the Air Brakes course and write the Air Brakes and Class 1 learner’s tests before beginning the training. •Fees to write the tests are $15.00 each when written separately or $15.00 for both when you write the two tests together. •Road test fees are $60.00 for Class 1 and $50.00 for Class 3 and Class 2. •The license fee is $17.00. •Medical processing fee is $28.00. •ICBC road tests are scheduled by TRU and include the use of equipment. •Students are given an acceptance letter for the program to assist with funding requests. •The acceptance letter will show start date, completion date and cost of the course. •TRU does not require a PCTIA number as we are a public university. •Employers recognize our training programs and we have job placement assistance for students. •TRU does not charge HST on any of our training courses. •99% of students who take our training courses are employed. •We train over 100 students per year. https://www.tru.ca/trades/constudies/drivertraining/driver_training_information.html Training courses are in accordance with the regulations set out by the Private Career Training Institutions Agency (PCTIA) www.pctia.bc.ca Oliver "Okanagan Falls" Penticton, Naramata, Summerland, Peachland,, Kelowna ,Winfield "Lake Country" Oyama ,Lower Nicola,Grand Forks, Nelson, Castlegar, Trail, Cranbrook, Kimberley .Naramata . .Salmon Arm,Loon Lake,Armstrong .. Kaleden , Walhachin, , Savona ,Nicola Valley,Oliver, Penticton, Kelowna, Vernon, Salmon Arm, Sicamous. ... Kamloops, Merritt 1-888-828-6199
Views: 41837 vernonappliance
Estimated Estate Planning And Wills Calabasas, CA (818) 224- 7792
 
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http://myestateplanlawyer.com/ Estate planning is a term that is thrown around a whole lot. And although everybody concurs you need to do it, exactly what it is is never ever quite described in detailed information. Perhaps that is why plenty people delayed the task of planning an estate as well as composing a will certainly until the last minute or, even worse, up until it is too late. Allow's specific not just exactly what estate planning is however also what completion objectives of planning your estate ought to be. Estate Planning, What Is It? Estate planning spans a range of areas, consisting of the composing of a will, establishing trusts, minimizing tax obligations, development medical instructions, setting up powers lawyer, selecting trustees, as well as operation sequence planning. It involves creating a totally detailed plan that transfers your possessions to their intended recipients upon fatality. While it must be well-structured, it should additionally include flexibility. Objectives and also Benefits The goals of preparing your estate and also crafting a will are to lower lawful troubles, prevent pricey lawsuits, and decrease tax obligations. This, for all its legal complexity, calls for the help as well as assistance and also expertise of experienced lawyers which specials in wills and estates. Detailed monetary and asset management is provided during this procedure to guarantee that no technicalities are left untied as well as no details are overlooked, which could confirm to detrimental to these goals in the long run. Prior to You Beginning Preparation Your Estate You will certainly need a legal representative whom you reliable. If you do not currently have an attorney, discover one in your location that specializes in estates and wills, especially, to help you create a solid method that matches your one-of-a-kind needs.Don't be timid! If you are uncertain you have actually located the right lawful portrayal, treat your very first meeting with them as a job interview. Ask inquiries as well as don't be afraid to request recommendations from current clients. In planning your estate and also creating a will, you have a selection of alternatives, which you can just utilize with the help of a legal team. It is a good idea to contact lawful portrayal in your province and also, much more particularly in your area. Discover a legal representative that specialized in the location of wills and estates in your area.Laws could differ from province to province so it is important to locate one which knows neighborhood, rural and also government legislations, in addition to the loopholes that can either adversely or positively impact your efforts and also objectives. A wonderful attorney will assist you to develop a strategy that is totally in your favour, and makes the most of all estate legislations. 5023 N. Parkway Calabasas Calabasas, CA 91302 Estate Planning Information, Answers, and FAQ's https://www.youtube.com/watch?v=8TvconB46b0&list=PLkNkO0AgMca2oUhja01Rek7S7T-2Xm4RU estate planning review,estate planning bonus,estate planning attorneys,estate planning lawyers,estate planning law, estate planning trusts,wills and estate planning,inheritance planning,trusts and estate planning,estate plans,attorney estate,estate planning trust,estate planning information, personal estate planning,estate planning and wills,lawyer estate planning,estate planning and trusts,estate planning will, estate planning wills,estate trust planning,financial and estate planning,estate planning tax,estates planning,legal estate planning,living trust,elder law,probate law,estate attorney,estate planning checklist,estate administration,trust planning,estate planning documents,will vs living trust,what is living trust,estate tax planning,will planning
Is Owning My Own Business Right For Me?
 
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1) Is entrepreneurship for you? -- In business -- no guarantees No way to eliminate all risk associated with business -- Risk is minimized through good planning, preparation and learning the critical lessons that come from feedback -- Start be evaluating your strengths and weaknesses as a potential or current business owner -- What is your wheel house as they say? Carefully write down the answers to these questions and those that follow: 2) Are you a self-starter? It will be entirely up to you to develop projects, organize your time and follow through on details. 3) How well do you get along with different personalities? Business owners must develop working relationships with a variety of people and personalities -- They will come packaged as customers, vendors, staff, bankers, investors, as well as professionals like lawyers, accountants or consultants. They will all have their unique ways of doing things and communicating -- How about you? Can you work with such a wide range of different people? Are you confident in your relationship and communication skills? 4) Do you have the physical and emotional stamina to run a business? Business ownership can be very heady and exciting -- But it's also a lot of hard work. Can you face 6 or 7 12-hour days every week for long periods of time? Conclusive research has proven that to succeed in business you must plan and prepare -- the lack of planning is the number one cause of most business failures. Good organization of your financials, inventory, schedules, and production will not just help you avoid many pitfalls, but it will save you time -- better it will free up your time so you can refocus on your health and healthy family relationships. 5) Is your drive strong enough? Running a business can wear you down emotionally. Some business owners burn out quickly from having to carry all the responsibility for the success of their business on the shoulders Strong motivation will help you survive slowdowns and periods of burnout -- but more importantly, organize yourself as I have hinted at earlier. Also, focus on your talents and outsource as much as you can as early on as you can -- In fact think outsourcing as much as possible 6) How will the business affect your family? The first months and years of a business start-up can be hard on family life. You must expect to go through a period of temporary imbalance between you and your family members. You will need their support and so It is vitally important for family members to know what to expect and for you to be able to trust each other during this time -- Make and keep your time commitments to them, while making sure they understand what your commitment is to your business and to them during this time period. There may also be financial difficulties until the business becomes profitable, which could take months or years. You may have to adjust to a lower standard of living or put family assets at risk in the short-term. I have a checklist you can use to also help you with starting a business -- just go to my website www.professorntprize.com and click on the links tab at the top. On the links page you will see a link that will take you to that checklist for starting a business. Please note that you will need to subscribe to my weekly newsletter to get the checklist -- but don't worry, these videos, the newsletter and the checklist for starting a business are all free, with no obligation -- so don't wait -- subscribe today!
Optimal Estate Planning And Wills Simi Valley, CA (818) 224- 7792
 
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http://myestateplanlawyer.com/ Are you about to take into consideration estate planning? Exactly what is estate planning by the way? Estate planning is the process of arranging the distribution of one's possessions to their beneficiaries or beneficiaries. This is especially taken into consideration when an individual desires to supply lawful civil liberties of his/her home on the occasion that he or she dies. Relative, buddies, business partners or perhaps an anonymous 3rd party individual can be entitled to come to be a successor or a recipient. There are things that are necessary for the success of estate planning. Something associate with this undertaking is the hunt for the very best estate planning lawyer. Consulting an estate-planning attorney entails not only with manufacturing a will certainly however additionally guaranteeing that the client's requests concerning his/her building distribution would certainly be granted after fatality. In addition, an estate-planning legal representative will do greater than simply establishing a customer's legal will certainly because while doing this, she or he must likewise be skilled at reducing tax obligations as well as costs connected with personal or real property. A backup strategy need to additionally be set up in case undesirable occasions like family or legal disagreements emerge. Some elements that an estate-planning attorney will deal with include trusts, uniform probate code, gift tax, empire count on along with joint tenancy. Besides simply providing assistance to an individual's will, an estate-planning legal representative can likewise assist you with organizing any type of personal or business records like brokerage accounts, retirement plans, savings accounts, examining accounts, insurance coverage, business interests, or even debt personal effects. Any kind of various lawful planning involved in the process of intending an estate is a worry and also part of the responsibility of a used estate-planning lawyer. Now, when you seek an estate-planning attorney you have to take into consideration first of all his or her educational background and work encounter. The very best estate-planning lawyer must be extremely enlightened and also experienced specifically in the field of estate planning as well as methods. It is essential that your estate-planning lawyer recognizes with state legislations because each state has varying laws when it comes to wide range circulation. Moreover, he or she need to have superb knowledge on the best ways to remove excessive probate or inheritance tax while maintaining himself or herself approximately day with the ever-changing tax and also estate legislations. Certainly, when picking a certified estate-planning attorney, consider one that possesses a solid record. Figure out by asking how long they have actually been specializing in estate planning. Search for one that has certificate to practice law in your state of house. Really, you could look for one by asking recommendations from your close family and friends. 5023 N. Parkway Calabasas Calabasas, CA 91302 Estate Planning Information, Answers, and FAQ's https://www.youtube.com/watch?v=8TvconB46b0&list=PLkNkO0AgMca2oUhja01Rek7S7T-2Xm4RU estate planning review estate planning bonus estate planning attorneys estate planning lawyers estate planning law estate planning trusts wills and estate planning inheritance planning trusts and estate planning estate plans attorney estate planning estate planning trust estate planning information personal estate planning estate planning and wills lawyer estate planning estate planning and trusts estate planning will estate planning wills estate trust planning financial and estate planning estate planning tax estates planning legal estate planning living trust elder law probate law estate attorney estate planning checklist estate administration trust planning estate planning documents will vs living trust what is living trust estate tax planning will planning
Suitable Estate Planning And Wills West Hills, CA (818) 224- 7792
 
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http://myestateplanlawyer.com/ If you are 65 years or more, you must invest a long time reading up regarding estate planning. Consult your lawyer and discover how you can set about intending your estate. Prior to you decide this is not for you, continue reading to figure out why estate planning is essential for senior citizens. If you pass away or get paralyzed as a result of a disease, you will want your family members to obtain your properties or make certain choices on your behalf. An estate plan enables your partner and grown-up kids to make those vital choices as well as it also enables you to bequeath your assets. It goes without stating that estate planning is a legal procedure and also calls for the help of a legal representative. Thus, it is important to consult a knowledgeable attorney, which can direct you how you can plan your estate. Several of the documentations that form part of estate planning include power of attorney, which will offer a designated individual right to make monetary as well as health care decisions on your behalf; living will; and also a standard will. The clinical power of attorney allows your member of the family to accomplish your desires when it come to medical therapy in case you obtain crippled; the financial power of attorney enables a designated person to make financial decisions on your behalf if you are not mentally with the ability of making them; a living will informs your family what your desires sought you pass away; and the specification will enables you mark an executor for your estate as well as ensure that the right member of the family gets his/her inheritance as pointed out in the will. In order to prepare your estate, you ought to know what assets you have. Assets consist of fashion jewelry, residence, insurance coverage, retirement funds, stocks as well as shares, and also interest-bearing accounts. Make a list of all your assets and then seek advice from a legal representative. There could be taxes entailed. The legal representative will search for methods to minimize tax obligations, such as transferring the possessions to a trust. A trust could be the way ahead if you have minor or disabled youngsters, that are unable to manage their funds. Likewise, if you have a kid that is still studying, you can establish an academic count on, so that your child's instructional demands will certainly be fulfilled in the future. While an attorney can aid you plan your estate, it is additionally recommended to read up even more regarding estate planning. Get in touch with the senior facility in your community whether they are running a program to inform elders regarding estate planning. Attend the program as well as get some expertise. It will certainly enable you to make the right decisions when consulting an attorney. Lots of elders believe that estate planning is simply meant for the abundant. This is not real. Everyone, regardless of their wide range condition, can intend their estate, to make sure that their children and also grandchildren can acquire what you want them to. Also, you can be guaranteed that your desires will be performed when you die or if you are overruled by a devastating clinical problem. 5023 N. Parkway Calabasas Calabasas, CA 91302 Estate Planning Information, Answers, and FAQ's https://www.youtube.com/watch?v=8TvconB46b0&list=PLkNkO0AgMca2oUhja01Rek7S7T-2Xm4RU estate planning review,estate planning bonus,estate planning attorneys,estate planning lawyers,estate planning law, estate planning trusts,wills and estate planning,inheritance planning,trusts and estate planning,estate plans,attorney estate,estate planning trust,estate planning information, personal estate planning,estate planning and wills,lawyer estate planning,estate planning and trusts,estate planning will, estate planning wills,estate trust planning,financial and estate planning,estate planning tax,estates planning,legal estate planning,living trust,elder law,probate law,estate attorney,estate planning checklist,estate administration,trust planning,estate planning documents,will vs living trust,what is living trust,estate tax planning,will planning
Why I Love Slow Moving Markets and My Favorite Way To Trade Them
 
02:42:44
Why I Love Slow Moving Markets and My Favorite Way To Trade Them - Find out Why I Love Slow Moving Markets and My Favorite Way to Trade Them. For more information on Why I Love Slow Moving Markets and My Favoirt Way To Trade Them, visit us at http://apexinvesting.com. The original and best Nadex Training there is. Also specializing in spot Forex and futures. ..................................................................................................................RISK DISCLOSURE: Futures and Forex trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing ones financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. HYPOTHETICAL PERFORMANCE DISCLOSURE: Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown; in fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk of actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points, which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program, which cannot be fully accounted for in the preparation of hypothetical performance results and all which can adversely affect trading results. ..................................................................................................................RISK DISCLOSURE: Futures and Forex trading contains substantial risk and is not for every investor. An investor could potentially lose all or more than the initial investment. Risk capital is money that can be lost without jeopardizing ones financial security or life style. Only risk capital should be used for trading and only those with sufficient risk capital should consider trading. Past performance is not necessarily indicative of future results. HYPOTHETICAL PERFORMANCE DISCLOSURE: Hypothetical performance results have many inherent limitations, some of which are described below. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown; in fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk of actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points, which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program, which cannot be fully accounted for in the preparation of hypothetical performance results and all which can adversely affect trading results.
Views: 2781 ApexInvesting
The State of Public Health: A Conversation with Atul Gawande
 
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Introductory Remarks by David T. Ellwood Director, Malcolm Wiener Center for Social Policy A Conversation with Atul Gawande Director, Ariadne Labs Samuel O. Thier Professor of Surgery, Harvard Medical School Cristine Russell (Moderator) Science Journalist Senior Fellow, Belfer Center for Science and International Affairs
Electroneum Upcoming Events Q1 2018, Price Prediction, Analysis, Forecast
 
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Link to register on KuKoin https://www.kucoin.com/#/?r=7has2Q KUCOIN Exchange Review हिंदी में ! How to Earn Passive Income! https://youtu.be/iNSbZtWqhQg Electroneum Upcoming Events Q1 2018, Price Prediction, Analysis, Forecast ETN is going to be huge in 2018. ETN has been doing its best to create the perfect opportunity to build a platform for all of us in spite of the problems which all new start-ups have to face. Every one who invested cannot say their investment has not increased and that is a plus. increase in price is more than 20 times. Be patient and not petty. Dispite the fact that the white paper promises one thing and there is a delay does not mean they will not deliver. Your investment deserves the right to grow over time. Nothing is perfect we all know that, we have to stay firm and believe in what we have invested in and not tear it down before giving ETN a chance to grow. They are doing their best by getting this far. Sit back and enjoy the ride, tomorrow is another day, just wait and see. Don't bail out to early you may be in for a pleasant surprise. be with ETN thats my advise . Disclaimer : DON'T TAKE IT AS A FINANCIAL ADVISE. DO YOUR OWN RESEARCH BEFORE INVESTING !! #SabkaChannelByMK -~-~~-~~~-~~-~- Please watch: "How To Invest in an ICO: My Master Checklist !! ICO में पैसे लगाने से पहले ये Video ज़रूर देखें" https://www.youtube.com/watch?v=zp9iajwKoEg -~-~~-~~~-~~-~-
Views: 763 Crypto Chemist MK
European Travel Skills with Rick Steves
 
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Rick Steves shares the essential skills for smart European travel: itinerary planning, packing light, getting cash, avoiding crowds (and pickpockets), using mobile devices, getting around by train or rental car, finding hotels and restaurants, and much more. Visit http://www.ricksteves.com for more European travel information. Subscribe at http://goo.gl/l6qjuS for more new travel talks!
How to Determine Menu Price Point | Restaurant Business
 
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Watch more How to Get into the Restaurant Business videos: http://www.howcast.com/videos/506569-How-to-Determine-Menu-Price-Point-Restaurant-Business Once you have your menu planned, you need to spend some time thinking about the menu price points. It's important to remember that you have only one chance to make a last impression and the pricing of your restaurant will be the last thing, the last taste, in your guests' mouth as they leave. They will have just signed the check and they're going to make a judgment, "Was it worth what it cost me?" And then they're going to be reminded of that, if they paid by credit card, when their credit card bill arrives and they're going to say "Was that worth it?" So you need to remember the value proposition. It's not what you spend, it's what you get for what you spend. What you should have as your goal is that when someone pays for their meal, they say "Wow! That was amazing. I would have even paid more." What you don't want is for them to get the bill and say "Really? That's what I'm paying for what just happened?" They're never coming back. Think long and hard about your price points; they are part of a relationship with your guests that you want to continue. Menu price points have a profound impact on your business. You need to think about first, does it fit my business? People know when they spend money on food in a restaurant, that they're not just buying the food. They're also paying for the entire staff of the restaurant, the air conditioning, the electrical bill, the garbage removal, the flowers, the printed materials; they're paying for all of that. When they look at a price on a menu, they say "Does this fit the entire experience I'm getting? Does it match up with the feeling and idea of this restaurant?" So the first thing you need to determine is "What price points match the experience that you're delivering to your guests?" The next thing that you might want to do is decide "What style of service will I provide in this restaurant?" Is it counter service? Is it table service? Is it very high-level waiter/captain/bus boy service? How something is delivered will determine how much value it has to the guests. Also, what it's delivered on. Are you going to deliver this food on a paper plate? Prices better be very reasonable. If you're going to bring it on beautiful china, you can charge a bit more. Once you've decided how this restaurant menu pricing is going to match your restaurant and how it feels, you also need to consider the cost of each particular item. Now most people understand that chicken will be cheaper than beef, which will be cheaper than lobster; there are some surprises in there that you need to watch. Sometimes those specialty greens that you get from the farmer, who comes to the green market in your area, actually cost a lot more on the plate than the protein. It is very important when you're trying to price a specific dish that you know how much it costs; that's what is called your food cost and your food cost is a vital part of the financial success of your business. So you need to really work with your team to determine exactly how much that plate costs to deliver, to produce, and to put on a plate. Then you know how much you may have to charge for that dish. You also might have to make some difficult decisions and decide that dish is just too expensive to produce. How can we make it a great value? Another important thing to consider in menu planning, in terms of pricing, is what's called the sales mix. You don't sell the same number of every item. Some items are best-sellers, some you sell a moderate amount of, and some you just sell a few of. The things you sell more of, have a more profound impact, proportionally, on your profitability. So when you're thinking about pricing, you have to use it to work with your sales mix so that the entire revenue works for your food costs.
Views: 32869 Howcast
How to Rank and Prioritize Projects in a Portfolio Without Using Criteria!
 
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Download Your FREE Project Ranking Checklist at http://CoachReine.com In this video recorded for PMI, you will learn how to rank and prioritize projects in a portfolio even when you don't have any ranking criteria! Recorded PMI Webinar: “How to prioritize any project list without criteria” Speakers: Reine Kassulker & Fred Newman What if we told you that if you have a list of IT projects, you have everything needed for successful IT project prioritization? In this FREE webinar recording hosted by PMI Minnesota. You will learn a simple, proven method to quickly and easily prioritize your list of projects, requirements or tasks; even when ranking criteria doesn’t exist. With this prioritization technique you can prioritize a large list of projects in short period of time. Learning Objectives: 1.How to conduct a prioritization exercise using pair-wise 2.How to prioritize without any ranking criteria 3.How to reduce a list of any size and focus on the most important outcome About the Speakers: Reine Kassulker, is an IT specialist and Certified ToP Facilitator who has provided coaching and facilitation services for hundreds of executives and project teams, in both public and private sectors. He is also the Host of Meeting Tips Radio at http://MeetingTipsRadio.com Fred Newman, IT Strategist, Hennepin County. Prior to Hennepin County, Fred worked as a business strategist for several major corporations including National Car Rental and Target Corporation. In his current position, Fred provides coaching, workforce planning and financial analysis for IT managers and executives.
Views: 415 Reine Kassulker
Management Review - HOW TO CREATE A BUSINESS PLAN
 
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How to: Watch this ISO 9001 Version 2015 Management System be Implemented Directly into a Real Business, Step-by-Step in a How To, Easy to Follow Tutorial. This is an introduction into what our fantastic ISO 9001:2015 QMS Essentials Course offers. Go and purchase your course today at: https://goo.gl/RMTbdZ Establish yourself as a top tier Systems Auditor, buy your access now https://goo.gl/XW27zT Become a member of the Best Practice team and gain access to our checklists, discounts, live events and special offers https://goo.gl/AtVJVY Our amazing ISO 14001:2015 Essentials Course will give you the skills to successfully implement your environmental management system get your access now at https://goo.gl/gveijJ With the release of the new ISO 45001 OHS standard, our amazing Essentials Course will turn you into an OH&S expert so buy it now at https://goo.gl/Kxbua5 Our easily explained Transitioning Courses will answer any queries you have about the new standards and develop fundamental skills with in yourself to be able to manage all ISO standards. Buy your ISO 9001:2015 course now at https://goo.gl/AoawJ3 & our ISO 14001:2015 Course at https://goo.gl/w8yMP8 Go and dive into our amazing ISO 9001:2015 Gap Analysis Checklist Course that we have available as the perfect introduction and implementation tool to accompany your management system https://goo.gl/JZQcq1 Follow and subscribe to: Best Practice Website : https://goo.gl/uJTioQ Facebook : https://goo.gl/VOJfKZ LinkedIn : https://goo.gl/dZmlTr Youtube : https://goo.gl/8SVD9E Instagram : @bestpracticetv Snapchat : @bestpracticetv
Views: 2412 @BestPracticeTV
Respectable Estate Planning And Wills Chatsworth, CA (818) 224- 7792
 
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http://myestateplanlawyer.com/ Estate planning is the procedure of determining what you intend to happen to your estate, that includes all the civil liberties, titles, as well as passions that you have in the apartment you have. When abling a plan, consider the buildup of that home, exactly how you want to conserve its value, and also ultimately just how you want to distribute your estate after your fatality. Throughout this procedure, take into consideration the very best means to successfully and also efficiently complete these activities, keeping both tax as well as non-tax goals in mind. Estate planning and financial planning have several of the exact same concerns, consisting of income-tax preparing, financial investment preparation, insurance policy preparing, as well as retired life preparing. There are 3 main objectives of estate planning: 1. Protect the wealth that has actually been given via previous generations. 2. Make use of the wide range as preferred throughout your lifetime. 3. Hand down to your heirs the best possible amount of that wealth in the ideal kind after your death. There are several keywords that are one-of-a-kind to estate planning. I will certainly offer them in better information later on, however I want to present them below. Probate is the procedure of confirming that is entitled to obtain the building if the individual who died did not make that clear prior to his or her death. Testator (man) and testatrix (lady) describe individuals that leave a legitimate will upon their death. Intestacy is just what an estate is called if there is no will. Partial intestacy means the will did not efficiently deal with all the properties. 3 kinds of apartment categories are typically utilized in estate planning: Real property consists of land and any kind of long-term enhancements on that particular land. Tangible personal effects consists of building aside from realty that has a worth due to its physical presence. This consists of such points as automobiles, furnishings, and collectibles. Intangible private property consists of residential property that you cannot touch however that has a value because of the lawful civil liberties you hold. This can include a stock certificate or an installation note yet could likewise consist of copyrights, patents, and also other copyright rights. 5023 N. Parkway Calabasas Calabasas, CA 91302 Estate Planning Information, Answers, and FAQ's https://www.youtube.com/watch?v=8TvconB46b0&list=PLkNkO0AgMca2oUhja01Rek7S7T-2Xm4RU estate planning review estate planning bonus estate planning attorneys estate planning lawyers estate planning law estate planning trusts wills and estate planning inheritance planning trusts and estate planning estate plans attorney estate planning estate planning trust estate planning information personal estate planning estate planning and wills lawyer estate planning estate planning and trusts estate planning will estate planning wills estate trust planning financial and estate planning estate planning tax estates planning legal estate planning living trust elder law probate law estate attorney estate planning checklist estate administration trust planning estate planning documents will vs living trust what is living trust estate tax planning will planning
Yelawolf - American You
 
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Pre-order the album Love Story now On iTunes: http://smarturl.it/YelaLoveStory Google Play: http://smarturl.it/YelaLoveStoryGP Amazon MP3: http://smarturl.it/YelaLoveStoryAmz Sign up for updates: http://smarturl.it/Yelawolf.News Best of Yelawolf: https://goo.gl/vy7NZQ Subscribe here: https://goo.gl/ynkVDL
Views: 29811817 YelawolfVEVO
How I Trade Naked Options for 50% Gains in One Day  | 03/22/2018
 
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Optionstraders Discord Chat for Everything Options: https://discord.gg/SrpWNeK I am Austin Bouley. I am a college student who day trades options! I am also the creator and head admin of OptionsTraders Discord group chat. If you want more information on Options trading, visit the discord link below or feel free to browse through my channel. DISCLAIMER: Please note that I do not ask for any information. I always encourage our members to trade only what you understand and never based on anyone's opinion. My videos are for entertainment and educational purposes only. I am not a licensed financial advisor nor do I provide financial advice. If you want to message me, click that discord link and message me.
Views: 559 ABTrades
Accounting in Woodbury, MN- What Documents Should I Bring In For Taxes
 
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Accounting in Woodbury, MN- What Documents Should I Bring In For Taxes 651-328-6080 www.gebhardandgiguere.com http://gebhardandgiguere.com/ 8645 Eagle Point Blvd Ste B Lake Elmo, MN 55042 In this video Theresa talks about: What documentation should I bring in to my tax accountant in order to prepare a tax return? You can make the most of your meeting with a tax accountant by bringing all the documents needed to prepare your tax return. Basically, you need to bring identification, income documents (W-2 and 1099 forms), and expense documents. Watch this video to find out more! Hiring an accountant will not only save you money in the long run, but will also be able to save you some precious time. Best accounting in Woodbury, MN. Gebhard & Giguere, Ltd is a tax and accounting firm located in Lake Elmo, Minnesota serving individuals and businesses in Stillwater, Woodbury, Oakdale, and the surrounding Twin Cities metro area as well as Hudson, Wisconsin Our primary services include accounting, taxation, representation and business consulting. Gebhard & Giguere serves a broad spectrum of clients, from start-ups to established companies in nearly every industry. Gebhard & Giguere offers a full range of federal and local tax services. We provide highly competent professional assistance in the planning and preparation of tax returns for: • Corporations • Non-Profit Organizations • S Corporations • Partnerships • Individuals • Trusts and Estates Gebhard & Giguere provides services in all areas of accounting and auditing, including: • Audit • Reviews • Compilations • Monthly accounting services At Gebhard & Giguere we have 33 years of combined tax and accounting knowledge and experience. Our reputations and client retention have been built on our knowledge, experience, integrity, efficiency and customer service. Clients' satisfaction and success are and always will be top priorities at Gebhard and Giguere, Ltd and as a valued client you can expect quality work. We have established a tradition for excellent service, deep expertise, and an environment client's want to be a part of. We treat every client as though they were our only client, whether you are an individual, start-up or established business. Visit our website: http://gebhardandgiguere.com/ Like Us on Facebook https://www.facebook.com/gebhardandgiguere Circle us on Google+ https://plus.google.com/116865612519436749288/posts Best Woodbury Accounting Woodbury Accountant Accountant in Woodbury Woodbury Tax Service Tax Service Woodbury Lake Elmo Accountant Accountant in Lake Elmo Tax Service Lake Elmo Accounting Service Woodbury, MN Accounting Service Lake Elmo, MN Accounting Service Oakdale, MN Accounting Firm Oakdale, MN Accounting Firm Lake Elmo, MN Accounting Firm Woodbury, MN Tax and Accounting Services Woodbury Tax and Accounting Services Lake Elmo Tax and Accounting Services Oakdale Tax Preparation Business accounting Monthly bookkeeping Financial Statement Preparation Tax Planning With Business Owners Payroll Processing Services Quarterly Filing of Tax Returns W2 year end 1099's Business Entity Tax planning consulting Preparing and Filing Individual Corporate Partnership Returns Non-Profit Trust Estate Tax Returns 1040 Surtax Trust Planning Reviewing Tax Planning Strategies Audit Assistance Audit Representation IRS Tax Audit problem Audit Penalties Audited by IRS Being Audited by IRS IRS Auditing you Going to be Audited IRS tax issues IRS Tax Debt Relief Gift Tax gift tax returns relavant data tax analysis find deductions avoid tax mistakes organize records gift tax return 2013 Tax documents you need Income documents Income tax preparation Tas preparation Accounting in Woodbury, MN- What Documents Should I Bring In For Taxes 651-328-6080 www.gebhardandgiguere.com http://gebhardandgiguere.com/ 8645 Eagle Point Blvd Ste B Lake Elmo, MN 55042
Views: 439 Theresa Gebhard
What Is Included In Long Term Investment?
 
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A long-term investment is an account on the asset side of a companys balance sheet that represents the companys investments, including stocks, bonds, real estate and cash, that it intends to hold for more than a year. Mar 18, 2012 learn about accounting for short term investments trading securities security that do not meet both criteria should be classified as long. Long term government bonds averaged only 5. Many asset the definition needs to include a multiyear time horizon for value creation consider these five key ways help pursue your long term investment goals. Examples of capital assets include stocks, bonds, mutual funds, homes and cars many people think that long term investments stocks real estatebut often these don't understand the true nature (dividends included) averaged 9. Asp url? Q webcache. The long term investments range from zero to twenty percent for capital gains and they invest the portfolio after defining objectives risk appetite. Not intent, to include its investments in the short term section of. A long term investment is an account on the asset side of a company's balance sheet that represents investments, including stocks, bonds, real estate and cash, it intends to hold for more than year heading 'long assets' usually not displayed consolidated. Investing for the long term. Thus, the average equity risk premium from 1926 to 2002 long term investments are securities or other instruments that have a maturity date of assets category on balance sheet might also include these certain in stocks and bonds corporations, company's bond sinking fund, cash surrender value articles investing 3 best reasons for this fees associated with frequent buying selling, tax advantages if you're investing, you can't ignore effect rising prices inflation can there many ways your plan whatever may 17, 2017 it is extremely useful classifications, since information then current assetsfixed (or property, invest allocate money expectation some benefit future, example, investors famous their success warren buffett. G20 oecd checklist on long term investment financing strategies and 22 may 2012 included a session institutional infrastructure some common examples of debt include bonds. What is considered a long term investment? Wealth pilgrim. Five principles for long term investments investment and accounting overcoming icaew insurance europe. Your input will help us the world invest, better!. Prudential investing goals long term solutionslong investments investopedialong and assets on the balance sheet. Accounting examples of long term vs. How long is a term investment? Federal reserve bank of examples assets in accounting investing and inflation axa equitableinvestment wikipedia. Googleusercontent search. Long term investments investopedia terms l longterminvestments. However, all items that are not included in current assets considered long term. These are generally or this page in particular. Short term debt the accounting for short investments
A New Retirement Planning Strategy with Steve Savant and Don Prehn (B-58)
 
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https://www.insmark.com// To read the complete blog article which provides details and sample illustrations supporting the content in the video above, go here http://insmarkblog.com/58-a-new-retirement-planning-strategy.html. What follows is an abbreviated version of the blog content: Private Retirement Plan (also referred to as “PRP”):  A cash-rich life insurance policy is used to accumulate funds prior to retirement from which loans and/or withdrawals are taken during retirement years.  The following three features of the life insurance used in such plans are what make the results so unique: • Cash values accrue without income tax; • Cash values can be accessed without income tax using withdrawals to basis and/or loans; • Death benefits are paid to beneficiaries without income tax.  The purpose of this Blog is to compare retirement planning for Tony and Jennifer Callahan with and without use of a Private Retirement Plan and then introduce a third innovation that increases spendable, retirement cash flow by as much as 30% to 40%. Tony and Jennifer are ages 45 and 40.  He is a physician, and she is a CPA.  Between them, their gross income is $550,000.  After tax, their net income is $300,000. The Callahans’ present plan is to duplicate their current after tax income of $300,000 beginning at retirement ages 65/60 and index it by 3.00% a year for an inflation offset.  Their current net worth is a little over $2,000,000.  Below are the details: $500,000 Equity Assets ¹ @ 6.50% growth; 1.00% dividend 500,000 Taxable Assets @ 4.00% 250,000 Tax Exempt Assets @ 3.00% 180,000 Retirement Plan ² Assets @ 7.50% 500,000 Residence @ 6.00% growth (400,000) Mortgage @ 4.75% 100,000 Art Collection @ 7.50% 400,000 Personal Property @ -5.00% $2,030,000 Total Net Worth Strategy 1 This includes the withdrawal of spendable, retirement cash flow of $300,000 a year starting at their ages 65/60 and increasing by 3.00% a year thereafter.  Strategy 2 We’ll integrate a Private Retirement Plan into their analysis by adding an Indexed Universal Life (IUL) policy with $2,500,000 of level death benefit with five scheduled $100,000 premiums.  We’ll call this Strategy 2. Go here http://insmarkblog.com/downloads/blog-58-IOV-indexed-universal-life-illustration.pdf to review the IUL illustration used with Strategy 2. Strategy 1 vs. Strategy 2 Strategy 2 shows a long-range increase in net worth in excess of $12,000,000 (an increase of 143%).  Be sure you understand that the only difference between Strategy 1 and Strategy 2 is the inclusion of IUL in Strategy 2.  In all other respects, they both use the same data. In the lower half of the graphic, you can see that both strategies produce $14,000,000+ in spendable retirement cash flow.  $9,000,000 of that is $300,000 a year times 30 years (ages 65/60 through ages 95/90).  The balance is the result of the 3.00% indexing.  The gain in Strategy 2 is caused in large part by the substantial policy loans from the IUL which significantly reduces the amount of cash flow needed from other assets. Strategy 2 has produced an astonishing result. Go here http://insmarkblog.com/downloads/blog-58-Summary-Ledger-1-cash-flow-net-worth-and-wealth-to-heirs.pdf to review the year-by-year numbers for cash flow, net worth, and wealth to heirs for Strategies 1 and 2. Strategy 3a Many producers who use Wealthy and Wise find this type of analysis provides such an increase in net worth that it will allow a substantial gifting program for heirs.  Next, we are going to take a different tack with Strategy 3a and see if I can increase the Callahans’ spendable, retirement cash flow instead. The additional net worth developed in Strategy 2 allows us to increase Tony and Jennifer’s spendable, retirement cash flow by another $100,000 a year, also increasing by 3.00%, and those results are shown below. Strategy 1 vs. Strategy 3a Strategy 3a generates an increase of almost $5,300,000 in spendable, retirement cash flow, a 37% increase, while maintaining virtually an identical amount of net worth as Strategy 1, the Callahans’ current plan. For those of you specializing in retirement cash flow from cash value life insurance, this unique use of our Wealthy and Wise system can put you head and shoulders above your competition. Go here http://insmarkblog.com/downloads/blog-58-Summary-Ledger-2-cash-flow-net-worth-and-wealth-numbers.pdf to review a report showing the year-by-year cash flow, net worth, and wealth numbers of Strategies 1, 2, and 3a. Licensing To license Wealthy and Wise and/or the InsMark Illustration System, contact Julie Nayeri at julien@insmark.com or 888-InsMark (467-6275).  Institutional inquiries should be directed to David Grant, Senior Vice President – Sales, at dag@insmark.com or 925-543-0513.
Views: 474 InsMark
Hubspot Content Marketing Certification Exam Answers 2018✅Live Exam Pass✅100% correct✅
 
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Get Answers ✅✅✅ Hubspot Content Marketing Certification Exam Answers 2018✅Live Exam Pass✅100% correct✅ https://www.certificationanswers.com/en/category/hubspot-content-marketing/ Searchable .PDF with answers: https://gumroad.com/l/Hubspot-Content-Marketing-Certification Which is true about content and its relationship with the Inbound Methodology? What are the four stages of the Inbound Methodology? True or false? Content marketing is a relatively new practice that became popular in the 1950’s with the boom of advertising firms. All of the following are content marketing practices EXCEPT: Which best describes the content marketing and inbound marketing relationship? What’s the best way to have your business’ story remembered and shared? Every story has these three storytelling elements. What are they? True or false? If prospects can get the answers to their questions and see themselves as characters in your story, they’ll be more likely to purchase from you. Fill in the blank: The conflict in your content’s story should focus on the ____________. Which of the following is NOT a storytelling best practice? True or false? The conflict in this blog article is preventing team burnout. Fill in the blank: This blog post is written from a _____________. True or false? After you digest material it’s best to try and put ideas together immediately. Fill in the blank: __________ is when you think of an idea out of nowhere. Joan owns a dog walking business and read a blog post that explained search engines are a great place to generate ideas on what people are searching for. Joan starts off her research by typing in 'dog walking tip' to see what insight she can find. Fill in the blank: Joan notices that when she types in 'dog walking tip' the search engine offers some helpful suggestions on popular searches, like 'dog walking tips and tricks.' This is known as _________. True or false? The goal of a braindump is to have everyone structure ideas they’ve put together. All of the following are examples of a SMART goal EXCEPT: You just landed your dream job as a content creator at a local startup. It’s your first week and your boss asks you to perform a content audit to get acquainted with the company’s collateral as well as organize it. Where might you start looking for content that already exists? When it comes to a long-term content strategy, what is an important buyer persona trait? Fill in the blank: When identifying buyer’s journey content for a long-term content strategy, it’s important to focus on content for the ___________ stage(s). True or false? A buyer’s journey is ever-evolving. You should make updates as you learn more about your buyer persona. All of the following are attributes of a content creation workflow EXCEPT: How many rounds of edits should content undergo before being finished? Fill in the blank: The above graphic uses a ___________ to help organize hosted files. True or false? Your content creation framework should stay consistent over time. True or false? If you want to produce great content, then you need to hire an in-house content creator. What can you do to make a headline more compelling? The following question pertains to the blog post shown below: The above blog post is an example of which type of headline format? True or false? Effective writers start by filling in the main points of their content and save writing the introduction and conclusion for after they’ve written their piece. True or false? When possible, you should try and use extensive vocabulary in your writing. Fill in the blank: The following sentence is an example of ____________ voice? “The grocery shopping was done by your father.” How could this sentence be corrected to cut our fluffy words? “I really just want to go to the store to buy groceries in order to be be prepared for the week.” True or false? Never use acronyms in your writing. Which of the following do you need to include in a republished piece of content to maintain SEO authority and attribute value to the appropriate website or author? How can a third-party website avoid duplicate content issues with republishing your content? How long should you wait before republishing a piece of content to a new website? You have a top-performing blog post that you want to republish. Which platforms should you republish it to? You are trying to turn an ebook into a checklist, which method should you keep in mind when repurposing content? You can use weekly content activities to grow into which type of long-form content offer? True or false? A benefit of organic content promotion is that it allows you to show your content to a highly specific audience. When is the most effective time to boost content on social media? True or false? You should post the same message across all of your social channels. Fill in the blank: ______________ is used to achieve the best possible content promotion outcome.
Views: 5377 CertificationAnswers
Tony Robbins: The path to financial freedom
 
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Tony Robbins: FOCUS ON WHAT YOU HAVE Do you tend to focus on what you have or what’s missing? We’ve all had some area in our life that we said we are going to change. Whether it’s our relationship, our business, finances, career, health — we all have something that we want to take to the next level, but for one reason or another, we just never made it happen. Maybe we pulled back too soon, or didn’t follow through. Maybe we made an excuse or even sabotaged it before we had a chance to start. Whatever the reason, we just couldn’t break through. Tony delves into the three key components to creating a breakthrough: strategy, story and state. The way you approach a goal, your beliefs about your life, and your mental game form the foundation for any success or failure. But by learning how to take control of these forces, you can take massive action and can create the quality of life that you’ve always wanted. *CREDIT Tony Robbins Visit Tony Robbins' websites: https://www.tonyrobbins.com/ http://www.unshakeable.com/ Follow Tony Robbins @: Facebook: https://www.facebook.com/TonyRobbins Twitter: https://twitter.com/tonyrobbins LinkedIn: https://www.linkedin.com/in/ajrobbins Google+: https://plus.google.com/+TonyRobbins Instagram: https://instagram.com/tonyrobbins/ Youtube: https://www.youtube.com/user/TonyRobbinsLive FAIR-USE COPYRIGHT DISCLAIMER * Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, commenting, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favour of fair use. 1)This video has no negative impact on the original works 2)This video is also for teaching and inspirational purposes. 3)It is not transformative in nature. Law Of Attraction Coaching does not own the rights to these images, videos and audio files. They have, in accordance with fair use, been repurposed with the intent of educating and motivate others. However, if any content owners would like their images removed, please contact us by email at innergrowth.inc@gmail.com
Benefits of Investing in Mutual Funds (Tamil)- Franklin Templeton India
 
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"Still worried about investing your hard earned money in mutual funds? This video talks in detail about the advantages of mutual funds such as professional management by fund managers, better liquidity than stocks, and tax benefits. Learn the benefits of mutual funds - how mutual funds allow you to track them regularly and compare their performance with different funds. Also, know how to invest in mutual funds in Tamil. Benefits of Investing in Mutual Funds Mutual funds are one of the few investment options that will give you and any other investor uniform benefits. • There are many different types of mutual funds offering a wide range of Products across asset classes (fixed income, equities, cash, gold,) • Your money is managed by qualified and experienced professionals whose job is to manage money • Economies of Scale, whereby the services of professional fund managers are possible thanks to the pooling of everyone’s investments • Portfolio Diversification, allowing investors to diversify across different asset classes and within an asset class • Few Mutual Funds schemes may also offer certain tax benefits as compared to other investment options Every mutual fund has a clear investment objective and a performance track record, which is disclosed periodically to investors, allowing them to compare different schemes easily. Mutual Fund schemes also disclose the NAV per unit on a regular basis. To understand what’s NAV, watch this short video. The benefits of mutual funds continue! Investors have Regulatory Comfort because the Securities & Exchange Board of India has mandated strict checks and reporting of the mutual funds’ activities, and investors benefit from such protection. You see, there are tons of benefits of investing in mutual funds! It really doesn’t matter if you are an individual or a corporate. Just go ahead and get started! There are a number of tax benefits of mutual funds. Invest now and know more! We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback (editor@templeton.com) View more such videos in the playlist in Tamil: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest now with Franklin Templeton! Official Website:https://www.franklintempletonindia.com/ Facebook: https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Views: 8703 TempletonIndia
HE'S BAAAAAACK! | South Park: The Fractured But Whole - Part 12
 
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Oh God he's baaaaaack! But this time he's worse than ever! South Park The Stick Of Truth ► https://www.youtube.com/watch?v=BStPN-Dspfc&list=PLMBYlcH3smRzqpqHtKx5TvzCBpnE0VtP9 ►Twitter : https://twitter.com/Jack_Septic_Eye ►Instagram: http://instagram.com/jacksepticeye ►Merchandise: http://jacksepticeye.fanfiber.com/ Game Link ► http://store.steampowered.com/app/488790/South_Park_The_Fractured_But_Whole/ Edited by: https://www.youtube.com/user/Pixlpit Outro animation created by Pixlpit: https://www.youtube.com/user/Pixlpit Outro Song created by "Teknoaxe". It's called "I'm everywhere" and you can listen to it here http://www.youtube.com/watch?v=JPtNBwMIQ9Q
Views: 1864367 jacksepticeye
Plan to deploy Skype Meeting Broadcast: everything an IT admin should know
 
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Skype Meeting Broadcast allows organizations to broadcast meetings to up to 10,000 participants! Come and find out how to leverage this technology and to use features such as Q&A, recording manager and more. This session will run through best practices and teach you everything you need to know to produce high quality, large scale meetings. https://ignite.microsoft.com/
Views: 3619 Microsoft Ignite
SLOW Beachbody Coach Business Growth
 
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Make Caleb your FREE Coach! ▶ http://tinyurl.com/coachingwithCaleb Visit my Website ▶ http://www.EpicEveryRep.com Facebook ▶ http://facebook.com/coachcalebthomas YouTube ▶ http://www.youtube.com/subscription_center?add_user=thomascb6229 Google+ ▶ http://google.com/+CalebThomas Twitter ▶ http://twitter.com/EpicEveryRep Instagram ▶ http://instagram.com/coachcalebt Email ▶ thomascb6229@gmail.com Phone ▶ (570) 898-3135 Please Like, Comment, Share, and Subscribe for more videos! SLOW Beachbody Coach Business Growth What’s up everybody it’s Coach Caleb from EpicEveryRep.com! This video is LONG overdo! I hear at least once a day that somebody is frustrated at how slow things are growing for them as a Team Beachbody Coach. “Why is this taking so long? I have NOTHING to show for my efforts and I’ve been at this for weeks, months, yearssss! When is this going to happen?!" SHORT and SIMPLE. If you’re doing the best you can possibly do, it will, by default, ALWAYS feel like it’s taking SO much longer than you think it should. ALWAYS. You will always feel as though the return on your efforts is way behind schedule. I know how frustrating it can be- we watch other coaches blowing this thing up, and we compare our progress to theirs, and we then question the whole process. “Well they look like they’re growing fast? Why can’t I?" But it’s all relative. We’re all fighting every day. Those coaches, that are supposedly growing faster than you, are asking themselves the exact same question. “Why am I experiencing such slow growth for the effort I’m putting in?" We all want this to happen fast…and I know it’s hard when you’re in the trenches working every day and not seeing immediate growth, but we can’t get ahead of ourselves and take this process for granted. Think about it- do you remember, that with a powerful opportunity like Beachbody, it only takes a couple short years of hard work and slow growth, to create a residual financial FORTUNE? Art Jonak put it best. He said, "It's amazing how people think 4 years is a long time to succeed in this business, but on the flip side, they think it's alright to stay broke at a normal job for 40 years.” Here’s my question- Do you think you can hunker down and grit your teeth and endure some “slow growth" for 3, 4, or 5 years of your life if you knew that’s all it took to blow this thing up bigtime??? You can literally count that length of time in days, and that’s all that stands between you, and you realizing your dreams. If you’re out there watching this video, and you’re thinking “WHAT?! I can do that” I believe you! Message me. I’d love to have you on our team. We’re growing slow and steady, and I wouldn’t have it any other way.” Love you guys, peace! Coach Caleb
Views: 3728 Caleb Thomas
Step by Step Checklist on How To Get Started with Online Duplication: Simon Says Ep. 1
 
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The Online Duplication Show Want your question answered on how to to build a successful MLM business online? Not only will you get to attract prospects and recruit reps but more importantly you’ll get to create online duplication. Click here to submit your question: www.MLMNation.com Simon Says is your show that teaches you how to - Attract Online - Recruit Online - Duplicate Online You’ll get the latest on what’s working online and also teachings on the fundamental principles of network marketing that build successful MLM businesses are built upon. Each episode covers one of the 10 Stages of Online Duplication, from 1) Correct Mental Approach to Stay Consistent 2) Content Creation that Gets People Curious About Your Business 3) List Building So You Never Run Out Of Prospects 4) Inviting Prospects To Look At Your Business 5) Foolproof Follow-up 6) Closing Your Prospects 7) Training New Reps 8) Promoting Events 9) Developing New Leaders 10) Systemizing your business, Other topics covered include time management, balancing family and business life. Simon Chan is a business coach, speaker and online marketer who helps people in the direct selling profession with Online Duplication. He’s also known as the “Oprah of MLM” for being the host of MLM Nation; the #1 network marketing podcast and #1 MLM training on iTunes. Simon started in network marketing in 2003 and built a million dollar business with over 80,000 distributors and retired from building in 2013 to be a full time trainer and founded MLM Nation. MLM Nation is a different type of network marketing training. It’s not just 1 mentor. It's based on Simon Chan’s experience COMBINED with research and conversations with over 500 top MLM leaders For updated resources on how to build a MLM Business that duplicates online go to: Website: www.MLMNation.net Facebook: www.Facebook.com/MLMNation Facebook Simon Chan: www.Facebook.com/simonwchan Facebook Simon Chan Personal: www.Facebook.com/simonwchan8899 Instagram: www.Instagram.com/simonwchan www.MLMNation.com/about-simon
Views: 1887 MLM Nation
How To Sell On Amazon FBA For Beginners | The Complete A-Z Tutorial 2018 | Jungle Scout
 
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If you're looking to launch your own business by selling physical products on Amazon in 2018, then you need to watch this complete guide on how to sell on Amazon for beginners and beyond. In less than 1 hour you'll gain the knowledge required and a complete FBA overview in order to successfully launch and scale an Amazon private label business. This proven process we are sharing with you can be transferred to any Amazon marketplace, so whether you want to sell on Amazon.com or outside of the USA, we've got you covered! After this useful Amazon FBA step by step tutorial, you will be set to build your life of financial freedom! NEXT STEPS BLOG How Much Money Do I Need To Sell On Amazon? The FBA Guide – Jungle Scout - http://bit.ly/2vGZmAh 0:08 Why sell on Amazon? 1:14 PRODUCT RESEARCH 2:16 Analysing a product on Amazon 2:58 Checking sales numbers with the Sales Estimator Tool http://bit.ly/jsestimator 4:24 Checking the seasonality of a product with Google Trends http://trends.google.com 6:03 Verify your sales numbers by tracking over time 6:57 Using the Product Tracker to verify sales http://bit.ly/webapptracker 9:33 FINDING SUPPLIERS http://alibaba.com http://aliexpress.com http://globalsources.com 9:45 Using Alibaba to find suppliers or manufacturers 10:07 Email template for contacting suppliers: http://bit.ly/supplieremail 10:46 Evaluating supplier responses 11:04 Getting samples 12:21 SETTING UP AN ACCOUNT ON AMAZON http://bit.ly/createamzaccount 12:56 CREATING AN AMAZON LISTING & GETTING FNSKU Get official UPC codes: http://gs1.org Blog on Brand Registry: http://bit.ly/amzbrandregistry 16:14 Creating customized packaging and file types 17:35 Product photography 18:32 CREATING A SHIPMENT IN SELLER CENTRAL 21:58 Shipment photos, inspection companies, shipping and freight forwarders 22:58 LAUNCHING YOUR PRODUCT 24:45 Getting sales https://jumpsend.com 26:03 Promotional giveaway strategy 31:14 Pay per click advertising (PPC) 34:01 Automated email campaigns https://jumpsend.com 39:59 Final thoughts SUBSCRIBE TO US ON YOUTUBE http://bit.ly/jssubscribe FOLLOW US ON SOCIAL MEDIA Facebook: https://www.facebook.com/amazonjunglescout/ Instagram: https://www.instagram.com/junglescout_/
Views: 856770 Jungle Scout
5 Benefits Of Seller Financing
 
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5 Reasons Why You Can’t Afford to Neglect Seller Financing Find Out How You Can Sell Above Market Value & Avoid Large Transaction Costs 1. Can I Get Cash for My House NOW? Yes! You’ll get a lump sum of cash right after closing the sale – you can even choose how much of it to get at closing. We’ll present you with a wide range of down-payment options and let you decide which one to take. The down payment amount is exactly how much cash you’ll get at closing. And we buy houses in any condition! You can sell your home “as-is”, without spending time and money on repairs. Of course, the less cash you’ll need when we close the sale, the higher we’ll be able to raise the total offer. 2. Will I Still Have Reliable Passive Income if I Sell My Home Fast? You will! Even if you choose a large down payment option, you’ll get a secure, direct payment every single month. Whether you’re a private owner, who’s looking to get the highest cash offer for your home or someone who wants to have more returns from an estate property, we’re the fastest house buyers, providing offers above market value. • When selling your current or recent residence, you have the advantage of avoiding the large costs associated with selling your home for all cash. By taking a part of your equity in a seller carry-back real estate note, you get a better offer and end up with a larger percentage of the sale price. • If you’re involved in estate planning, think about the long-term. How much cash could you really get, considering the legal fees and traditional selling costs? And how much of that would you end up claiming as free returns, after paying all the related costs? 3. Will I Be Entitled to a Large Payment? Yes, thanks to the maturity date of your contract, you can claim the entire unpaid balance! Every seller carry-back real estate note has a maturity date. The date is agreed upon when signing a seller financing agreement. Once the date is reached, the whole unpaid balance becomes a due payment. Having such an advantage is highly important. You can enjoy true peace of mind knowing you have something to fall back on. 4. Can I Get a Higher Sales Price, Even if I Need to Sell My House Fast? You can! One of the benefits of seller financing is that it allows us to offer you the best total sale price possible. Once you decide to take advantage of all the benefits of seller financing, instead of our regular offer, we can provide you with a Premium Price Offer. Most of the time, the offered sale price will be a step up from the full market value of your home. And the longer you can stretch a lease, the higher we can raise our offer. So if you want long-term passive income, and you don’t need a large down payment, you can increase the total returns from selling your property by a Very significant amount. 5. Won’t I Get Piled With Taxes and Legal Fees? No! With seller financing, you can save on all of the largest costs of selling real estate. You won’t have to pay nearly as much tax fees upon making the sale and the ones you will are compensated by the interest you’ll receive from us. As a matter of fact, with the right payment plan, you can turn that into a sizable net gain. When selling an investment property, you can avoid paying most capital-gain taxes if you receive the capital in small installments, over a long term. The longer you choose to make the term of a seller carry-back note, the less total tax fees you incur. And if you’re married and have lived in the home for, at least, 2 out the past 5 years, you can qualify for a tax exemption of $500,000 (or $250,000 if you aren’t married).
Quality water tanks - Polymaster quality water tanks process
 
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Quality water tanks will make a big difference in savings in the long run. Polymaster offers a 10 year warranty on their quality water tanks for absolute peace of mind. Click here to find out more http://www.polymaster.com.au/rainwater.html http://youtu.be/4H9JwTPVQu0
Views: 1263 Polymaster Group
K Camp - Comfortable
 
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K Camp’s debut album “Only Way Is Up” Available NOW iTunes Deluxe Explicit: http://smarturl.it/KCampOWIUdlxEX Google Play Standard Explicit: http://smarturl.it/KCampOWIUstdEXgp Google Play Standard Clean : http://smarturl.it/KCampOWIUstdEDgp Google Play Explicit Deluxe: http://smarturl.it/KCampOWIUdlxEXgp Google Play Clean Deluxe: http://smarturl.it/KCampOWIUdlxEDgp http://kcamp427.com http://twitter.com/twitter.com/kcamp427 http://facebook.com/kcamp427 http://instagram.com/kcamp427 http://vevo.ly/h1MhCH
Views: 58958544 KCampVEVO
Easy Estate Planning And Wills Calabasas, CA (818) 224- 7792
 
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http://myestateplanlawyer.com/ Lots of people are under the impression that estate planning is just for the extremely rich, which your common family does not need to bother with such things. This is patently false. No matter how moderate your estate is, you still have possessions and funds that will be subject to surprisingly hostile taxes as well as frequently tries by other entities such as old-age homes to obtain properties. After you have actually passed, it will certainly be too late to do anything to shield your estate and ensure it goes to your descendants or other picked recipients. The time for estate planning corrects currently. Taxed Events The term 'taxable occasion' describes any time that funds are moved or assets are sold or moved from one proprietor to an additional. An example is a pension such as a 401k or IRA. These contain cash that were not exhausted at the time of down payment, however if you take an early dispensation from your 401k you might be stunned to see how greatly that money is strained. During our lives, we commonly only relocate or disburse money in percentages, but after our fatalities our entire estate is commonly transferred - which indicates it turneds into one substantial taxable occasion. Many individuals likewise neglect that their estate is not simply money in the financial institution. Your home, vehicle, and other ownerships consisting of jewelry as well as stocks or other investments are all part of your estate - and will certainly go through taxes if not dealt with correctly. For a classic example of poor estate planning, take into consideration the estate of the late actor James Gandolfini. The star passed away a wealthy man, but due to the fact that he did not prepare his estate very well, his estate paid over $30 million in taxes. Your estate may not be that huge, but the shock could still be the same. Without estate planning, a portion of your estate that could have been bestowed to your beneficiaries will certainly go to tax obligations. Strategy Ahead A seasoned financial organizer can aid anyone in securing their assets and wide range as well as seeing to it they pay the most affordable feasible taxes while bestowing the assets on their decided on recipients. Frequently estate planning starts long prior to you die, through tax-free presents or other smaller sized disbursements that gradually change possessions to your beneficiaries without causing a "taxed occasion.". 5023 N. Parkway Calabasas Calabasas, CA 91302 Estate Planning Information, Answers, and FAQ's https://www.youtube.com/watch?v=8TvconB46b0&list=PLkNkO0AgMca2oUhja01Rek7S7T-2Xm4RU estate planning review,estate planning bonus,estate planning attorneys,estate planning lawyers,estate planning law, estate planning trusts,wills and estate planning,inheritance planning,trusts and estate planning,estate plans,attorney estate,estate planning trust,estate planning information, personal estate planning,estate planning and wills,lawyer estate planning,estate planning and trusts,estate planning will, estate planning wills,estate trust planning,financial and estate planning,estate planning tax,estates planning,legal estate planning,living trust,elder law,probate law,estate attorney,estate planning checklist,estate administration,trust planning,estate planning documents,will vs living trust,what is living trust,estate tax planning,will planning
Do UC Schools Need A CSS Profile?
 
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Scholarships are awarded to students based on exceptional merit. Does applying for financial aid hurt your college admissions 10 tips getting more need and scholarships what to do while waiting hear. Check your again, this information can be found on each school's financial aid instructions website i can't search for any of the uc's when try do only submit my and get their office email ask them if they take css profiles uc csu colleges not require profile. Uc and csu oct 1, 2016 the uc schools only require thecheck to follow deadlines! here is link colleges that css profile have similar names. As a financial aid officer for the university of california berkeley in 2007, students or parents who feel they have real need extra will so that also requires college board's css profile, fill out as well oct 6, 2016 surprising reasons colleges could award you less than. Do i have to submit a css profile (financial aid) for any of the financial aid city arts and tech high school. Get smart for college filing financial aid explore solutions. Only some private schools require the css profile. Virginia yeh courtesy of university california berkeley aug 23, 2016 how to make a education affordable with financial aid and scholarships. Senior college checklist class of 2017 oakland technical high seniors what do you need to know? Fjuhsd. What is a css profile? Do any of the following schools require them? Uc's (davis, irvine, ucsb, ucsc) u pacific san fran whether or not you think you'll qualify for need based financial aid, it's still california high automatically submit students' gpas cal grants. Sonia sotomayor school of history and dramatic arts financial aid. College applications & timeline. The uc davis aggie grant plan awards about annually to eligible california undergraduates whose annual family incomes are feb 10, 2017 santa cruz application decision date is march 15. Googleusercontent search. Here's what you should do after applying to keep the financial aid process on track all undergraduate applicants except international students must complete a fafsa (free application for federal student aid), separate form required grants, loans, and work study. Uc berkeley's federal school code is 001312 the following colleges, universities, and scholarship programs use profile, noncustodial css code, name, state, profile for international students, 0274, kamehameha schools, hi, yes, no, yes feb 9, 2016 not all schools require. Then there is may 1st. Senior timeline berkeley high school. Fafsa which assets count and ones do not scholarships need to be repaid as long all scholarship at csu uc schools, this cal grant covers system wide fees up typcially the css profile is used by private out of state colleges univerities take any tests you still. Last test date for ucs and expect to do several if applying private colleges, find out the css profile is needed class ranking none (ocsa does not rank) sat ii, act uc schools Remember some colleges need 3 ii exam (financi
Views: 251 Cynthia Cynthia
Melba's Christmas Door 2014 - Spring Harbor - Columbus, Georgia
 
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Melba Spurlock won the best Christmas Door decoration contest at Spring Harbor CCRC in Columbus, Georgia in 2014. What CCRCs Are: Part independent living, part assisted living and part skilled nursing home, CCRCs offer a tiered approach to the aging process, accommodating residents’ changing needs. Upon entering, healthy adults can reside independently in single-family homes, apartments or condominiums. When assistance with everyday activities becomes necessary, they can move into assisted living or nursing care facilities. These communities give older adults the option to live in one location for the duration of their life, with much of their future care already figured out. This can provide a great level of comfort to both your parents and you and take much of the stress out of the caregiving relationship. What CCRCs Cost The most expensive of all long-term-care options, CCRCs require a hefty entrance fee as well as monthly charges. Entrance fees can range from $100,000 to $1 million — an upfront sum to prepay for care as well as to provide the facility money to operate. Monthly charges can range from $3,000 to $5,000, but may increase as needs change. These fees are dependent on a variety of factors including the health of your loved one(s), the type of housing they choose, whether they rent or buy, the number of residents living in the facility and the type of service contract. Additional fees may be incurred for other options including housekeeping, meal service, transportation and social activities. Types of Contracts There are three basic types of contracts for CCRCs: Life Care or Extended Contract: This is the most expensive option, but offers unlimited assisted living, medical treatment and skilled nursing care without additional charges. Modified Contract: This contract offers a set of services provided for a set length of time. When that time is expired, other services can be obtained, but for higher monthly fees. Fee-for-Service Contract: The initial enrollment fee may be lower, but assisted living and skilled nursing will be paid for at their market rates. It is very important to review with your loved one each option as well as the long-term financial plan to support them. Often, charges above and beyond the entrance cost and monthly fees arise. Ensure that everyone understands just how much money will be needed to support this housing option. Also, make sure the facility they are considering will be financially viable over the long term. Get assurance that 10 to 15 years down the road your loved one’s CCRC will still be operating and able to provide them with the care they’ve already paid for. Where to Begin Help your loved ones research CCRCs in their area and offer to accompany them on visits. While there, investigate thoroughly and meet with a representative who can walk them through the different housing options, cost structures and contract choices. Here is a checklist of things to look out for and ask while you’re visiting. If your loved one decides on a CCRC, suggest that they request a weekend or week-long stay at the facility to ensure it’s the right choice for them. Once they are ready to commit, run the contract by an attorney to be sure everything is spelled out as it was agreed upon with the facility.
Views: 191 Jim Gates