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HROI Small Business Bailout for Group Health Insurance, 401(k), and Payroll Processing
 
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HR Outsourcing, Inc. (HROI) - One Stop Shopping for: Group Health Insurance, 401(k) Plan, Pre-Tax FLEX Plan, Credit Union Membership, Payroll Processing, Tax Filings & Reportings, Pay & Reconcile Insurance Bills, Employee Help Line, and Complete HR Support. Professional Employer Organization. HROI.net
HROI Group Health Insurance, 401(k), Payroll, One Stop Shopping
 
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Group Health Insurance, 401(k) Plan, Pre-Tax FLEX Plan, Credit Union Membership, Payroll Processing, Benefits Administration, Complete HR Support from HROI (HR Outsourcing, Inc.).
Evidence Based Health Care Education Symposium : HR Management ~ Wasantha Senarathne
 
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Evidence Based Health Care Education Symposium : HR Management presented by Wasantha Senarathne, Manager, HR and Administration at IIHS Sri Lanka, at the IIHS Academic Sessions 2015.
Views: 23 Bioinquirer IIHS
Health Relationship Management Services (HRMS) - DynoSense Corp
 
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DynoSense Corp introduces new healthcare paradigm called Health Relationship Management Services, a comprehensive set of tools to empower health management.
Views: 1620 DynoSense Corp
How Does Small Business Health Insurance Work?
 
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To learn more about how you can apply for Small Business Health Insurance, visit: https://www.ehealthinsurance.com/small-business-health-insurance?allid=sma6506000 _ _ _ _ _ _ _ _ _ _ _ _ _ _ Follow eHealth at: Facebook: https://www.facebook.com/eHealth Twitter: https://twitter.com/eHealth
Views: 6707 eHealth
Health Insurance Exchange Integration Platform - hCentive, inc.
 
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The WebInsure Exchange Manager provides the necessary integration between health plans and state health insurance exchanges. It allows health plans to easily showcase their products at the state exchange, seamlessly process the applications of state residents, track payment & subsidy and comply with reporting requirements of the state.
Views: 8463 hCentive Inc
Why Are Some Insurance Companies Ecstatic About Health Care Reform?
 
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Find out more at http://www.theyoungturks.com
Views: 30506 The Young Turks
What is a CDHP? (Consumer Directed Health Plan)
 
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The Benefits Channel: A one-minute introduction to Consumer Directed Health Plans, also known as Consumer Driven Health Plans (CDHP) and High Deductible Health Plans (HDHP). Learn the benefits and features of CDHPs, and how to know if a CDHP is the best option for you.
Views: 1454 The Benefits Channel
Employee Benefits Solution that Actually Works from HROI
 
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Group buying power for small businesses - group health insurance, 401(k) plan, pre-tax FLEX plan, credit union membership, and MORE from HROI (HR Outsourcing, Inc.) in Atlanta, GA.
Congressman Mike Turner Floor Speech H.R. 436 Health Care Cost Reduction Act 2012
 
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Turner's Repeal of Tax on First Responder Equipment Part of House Passed Bill Medical Device Tax Repeal Benefits Manufacturers across Third District, Nation Washington, D.C. -- Today the House passed the Health Care Cost Reduction Act (H.R. 436) which would repeal the Obamacare excise tax on manufacturers of medical devices. Congressman Mike Turner last year introduced H.R. 1310 which would repeal the tax on manufacturers of medical devices for first responder. Turner introduced the bill in response to the burdens the tax places on medical device manufacturers in the Third Congressional District and across the nation. "We've all heard of a cradle-to-grave government, well this is a cradle-to-grave tax. From the incubators used for prematurely born children to the rollers which move caskets, and every item in between you would use to provide care, would be subject to this tax," said Turner. Beginning in 2013, a 2.3 percent excise tax will be imposed on the sale of medical devices by manufacturers, providers, or importers. This tax will place yet another burden on American businesses, stifling development of innovative life-saving products and costing jobs when our economy is struggling to recover, and will result in higher costs and inferior care for patients. Turner visited Ferno-Washington, Inc. on March 23, 2011 to announce the reintroduction of his legislation. Based in Wilmington, OH the company is the global leader in the manufacture and distribution of professional emergency, mortuary, and healthcare products sold primarily first responders. "While I was visiting Ferno- Washington, Inc. CEO Joe Bourgraf articulated just how this tax would affect his business. It would drive up the cost of products, discourage budget strained municipalities from investing in new equipment, and stunt the growth of our struggling economy. The company's executives estimate the cost of the tax is equivalent to 23 jobs - jobs states like Ohio cannot afford to lose," added Turner. Earlier this year, Mound Laser & Photonics Center (MLPC) headquartered in Miamisburg, OH in Turner's District, wrote to Turner about the negative effect of this new tax. MLPC specializes in laser-based micro and nano-fabrication and provides services to a number of markets, including the medical device industry. The firm is a tremendous research and development success story in southwest Ohio, growing from three employees to over forty. The majority of these workers have backgrounds in science and engineering, critical fields our country needs to compete in the global economy. However, MLPC recently scaled back its operations and was forced to lay off 10 employees due to the loss of business from one of its medical device clients. "As a small business owner working for the medical device industry, I am extremely concerned over the detrimental affects that this unjust tax will have on the future of my company. We have always strived to be a great employer for our workers and community partner for our region, but this new excise tax has forced tremendous uncertainty and delayed investment, which are further unfortunate results of the healthcare reform. This repeal effort is imperative to the continued success of one of America's most solid manufacturing bases—medical manufacturing—and I applaud Congressman Turner for his support on the bill," said Mound Laser & Photonics Center President & CEO Dr. Larry Dosser.
Views: 159 CongressmanTurner
Insurance Partners Inc and Maxwell Health
 
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Attention HR Professionals - Insurance Partners Inc has partnered with Maxwell Health.
Benefits of an FSA General Health Care with carryover
 
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A Health Care Flexible Spending Account reimburses you for various eligible health care expenses. These generally include medical, dental, vision, hearing and prescription drug expenses. If offered by your employer, you can say goodbye to the "use-it-or-lose-it" rule. Now you can carryover unused funds of up to $500 based on your employer's plan. Watch this video to learn more about Health Care FSAs. For more details visit PayFlex.com or contact your HR representative.
Views: 259 PayFlex
How to choose a Health Insurance/Mediclaim// ICICI Lombard complete Health Insurance
 
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Dear viewers ,in this video I have discussed about health insurance or mediclaim, the things you need to remember while taking it, & also an example. hope you would like the video. please consult with your advisor & read all documents carefully. -~-~~-~~~-~~-~- Please watch: "New mutual fund offer / Rising Bharat Opportunities/ Three theme 1 fund/ icici pru mutual fund" https://www.youtube.com/watch?v=noBY_6cyqU8 -~-~~-~~~-~~-~-
Views: 812 Investment Strategy
COBRA Mistakes – Do’s and Don’ts
 
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http://blog.hr360.com/hr-blog/cobra-mistakes-dos-and-donts-video-blog Video Highlights: 0:02 COBRA violations can cost your company big. 0:38 COBRA is an acronym for the federal Consolidated Omnibus Budget Reconciliation Act of 1985. 0:46 This law gives certain employees and their family members the right to continue group health benefits provided by an employer when the employee’s job loss, death, or other specified events would cause coverage to end. 0:58 COBRA sets rules for how and when continuation coverage must be offered, how employees and their families may elect COBRA, and what circumstances justify terminating coverage. 1:24 It’s important to understand your COBRA compliance responsibilities. 1:35 Do count part-time employees to figure out whether your company’s plan is subject to COBRA. 1:43 COBRA typically applies to employer maintained group health plans with at least 20 employees on more than 50 percent of typical business days in the prior year. 1:54 Each part-time employee counts as a fraction of a full-time employee, equal to the number of hours the part-time employee worked divided by the hours an employee must work to be considered full-time. 2:04 Do stay on top of required notices. 2:15 Keep track of when and to whom notices are sent and provide a separate notice to the spouse or dependent child, if necessary. 2:25 Don’t overlook qualifying events. 2:29 The type of qualifying event determines who the qualified beneficiaries are and the amount of time the plan must offer health coverage to them under COBRA. 2:53 Don’t end COBRA coverage too early. 3:05 Qualified beneficiaries must be provided an early termination notice if coverage is terminated early. 3:18 Don’t forget about state laws. 3:20 Many states have enacted what are commonly known as 'mini-COBRA' laws, which may require continuation of group health plan coverage provided by employers with fewer than 20 employees. 3:41 Make sure that you do consult with a trusted employment law attorney or benefits advisor if you have any questions as to how COBRA applies or your obligations under the law. 3:51 You can also get more information at HR360.com, where we review COBRA in detail and offer more hints and strategies for avoiding COBRA mistakes.
Views: 8855 HR360Inc
Health insurance policies with better features than Medi Assist.
 
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Abhishek Kumar Q: Greetings, I am an employee of Tata Consultancy Services. I am paying approx 18.5K per year for my father and mother to Medi Assist. I have chosen Medi Assist because TCS provides their health insurance through Medi Assist. My query is that is there any other vendor is there who provides same or better facility compare to Medi Assist in the same or low cost. Please let me know if you want any other clarification. Ans: Medi Assist is a TPA who offers services at the time of claim. If you have opted for Medi Assist as your TPA under the Group Policy of your company, then your HR will be the best people to give you other options. If you are looking for a new health insurance policy for your parents, then there several options such as Apollo Optima Senior United India Senior Citizen Religare Care
Views: 2444 MyInsuranceClub
How to Compare PPO & High-Deductible Insurance Plans : Information on Insurance
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Comparing PPO and high-deductible insurance plans always require you to look at a few key aspects of each one. Compare PPO and high-deductible insurance plans with help from the President of The Stratford Financial Group, Inc. and Stratford Employer Services in this free video clip. Expert: Jeffrey Ingalls Filmmaker: Stephen Chiang Series Description: Whether you're an individual or a small business, everyone will need a little help every now and again when it comes to a complicated topic like insurance. Get information on insurance with help from the President of The Stratford Financial Group, Inc. and Stratford Employer Services in this free video series.
Views: 1623 ehowfinance
Tell Me About Yourself - A Good Answer to This Interview Question
 
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INTERVIEW TELL ME ABOUT YOURSELF - HOW TO ANSWER THE TELL ME ABOUT YOURSELF QUESTION ➡️ Get your brand new, impressive, Top Notch Resume here: https://topnotchresume.lindaraynier.com/signup ➡️ Get private career coaching from Linda here: http://www.lindaraynier.com/standoutgethired ________________ In this video, I will teach you the tell me about yourself job interview answer so you can stand out in front of hiring managers and land more job offers. You will learn how to answer the tell me about yourself question with ease by implementing 4 simple tried and true tips. There are many possible interview answers tell me about yourself question, but I will show you a way that will always get the employers’ attention so that you can be hired! Ground Rules to Know Before I Share the Tell Me About Yourself Answer Sample: When they ask you to tell me about yourself in interview it is critical that you do not talk about your personal/family life but instead focus on your professional background and credentials. Secondly, remember to tell a story. Not a life long story, but your professional work story consisting of your work experiences, qualifications and why you’re a good fit for this role. 4 Major Tips to Tell Me About Yourself Job Interview Answer include: Tip # 1: Give a snapshot of your work history. Tip #2: Make your mini stories achievement-oriented. Tip #3. Tell the employer what you KNOW about this role. Tip #4. Finally, tell the employer WHY you’re the RIGHT fit for what they need. Watch the video and now you know how to approach THIS interview question, do you know if your resume is good enough to even land the interview in the first place? ----- FREE DOWNLOADS: ⬇️ Download my FREE Resume Samples PDF document here: https://bit.ly/2vjNwMM ⬇️ Download a copy of my 10 Ultimate Resume Hacks to Land more Interviews and Job Offers PDF here: https://bit.ly/2JRQR93 ________________ Become part of a growing community with over 3700 other corporate professionals in the supportive Ambitious Professionals Mastermind Facebook group here: https://www.facebook.com/groups/288240514997485/ Interested in getting personally coached by Linda to enhance your personal brand, advance your career and/or land your dream job? ➡️ Click here: http://www.lindaraynier.com/standoutgethired and fill out the application form. ________________ CONNECT WITH ME: Website: https://www.LindaRaynier.com Instagram: https://www.instagram.com/lindaraynier/ LinkedIn: https://www.linkedin.com/in/lindaraynier Facebook: https://www.Facebook.com/lindaraynier If you want to learn more about how to make your resume stand out, watch my Resume Hacks - How to Make a Resume Stand Out video here: https://youtu.be/bueXJC5Myow Also, to learn more about answering the tell me about yourself question, see: https://www.youtube.com/watch?v=CumOvDWnUDY https://www.youtube.com/watch?v=OW-yxxPMtro
Views: 7207132 Linda Raynier
Healthcare Compliance Solutions Inc. Online Compliance Training Tutorial
 
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Website: http://bit.ly/1AR7S8I This tutorial illustrates our Online Training Program for HIPAA, OSHA, Medicare, and Human Resource Management Compliance Training
What Is an ERISA Health Insurance Plan? : Health Insurance & More
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance ERISA health insurnace plans are a type of fully insurance health insurance plan. Learn about an ERISA health insurance plan with help from the president of The Stratford Financial Group, Inc. in this free video clip. Expert: Jeffrey Ingalls Filmmaker: Stephen Chiang Series Description: Health insurance is a complicated topic, which is why it's always important to do as much research as possible before deciding on any particular plan. Get financial advice and learn more about health and medical insurance policies and plans with help from the president of The Stratford Financial Group, Inc. in this free video series.
Views: 613 ehowfinance
One min movie Rockers (CURA Healthcare Pvt Ltd)
 
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This movie is taken for the cute event conducted by CURA HR Team
Views: 155 Sarath b
08 common Interview question and answers - Job Interview Skills
 
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08 common Interview question and answers - Job Interview Skills 1. "Tell me a little about yourself." You should take this opportunity to show your communication skills by speaking clearly and concisely in an organized manner. Because there is no right or wrong answer for this question, it is important to appear friendly. 2. "What are your strengths?" This is a popular interview question. They want to know what you think of yourself. Although this is a general question, there is a wrong and right answer. The wrong answer is a generic answer saying you are organized and friendly. Although it will not hurt you during the interview, it will certainly not help you either. Answer this question based on the type of job you are applying for. 3. "What are your weaknesses?" For this answer, you should display a weakness that can be seen as a strength. There are many types of answers that will work. Some answers will be good answers for certain jobs, while the same answer will be a bad answer for a different job. Select an answer that will work for the position you are applying for. 4. "Where do you see yourself in five years?" This question primarily depends on where you are in your career. A person with 5 years of experience will have different goals than a person with no work experience.This question is asked to see how serious a candidate is about his or her career. Some people might not know their goals, and some people might have goals of becoming rich and retiring early. Those are incorrect answers for this question. The type of answer you want to give is an ambitious answer that shows you really love your career. A good interviewer will read between the lines and find out if a person is going to be a hard worker or just a mediocre one. Being descriptive and shooting for a big goal is something interviewers want to hear. 5. "What do you know about our company?" A typical job interview question, asked to find out how much company research you have conducted, is "What do you know about this company?" Prepare in advance, and in a word, research, so you can provide relevant and current information about your prospective employer to the interviewer. 6. "Are you good at dealing with change?" Dealing with change is common in the work place. A simple yes will not be sufficient to impress the interviewer. This is another type of question where everyone will have similar answers. Of course everyone is going to claim being excellent dealing with change. You got to communicate that you are really good at dealing with change. 7. "Do you work well under pressure?" In most cases, the best answer to this question is answering yes. Working well under pressure is a good trait to have. However, I think if you answer that you work the same with pressure and without pressure, the interviewer will be more impressed. However, you will need to explain in words why this is better. 8. "How do you make important decisions?" There are many ways to answer this question, and if you have a reasonable method of making decisions, it will probably be sufficient. One answer I thought of included not being afraid of asking your manager. You can follow up by saying even the best needs mentoring, and you always want to improve. So basically, this could work as an answer, but depending on the job, you might have a better shot with an answer like my example.
Employee benefits specialist Kelly Moore addresses group health plan vs. individual plans
 
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http://www.moorebenefitsinc.com/video-center Group health or individual plan? (transcribed from video interview with Kelly Moore, CEO Moore Benefits Inc. http://www.moorebenefitsinc.com/video-center ) If you're a small business owner and you want to offer health insurance to your employees and you're asking yourself: should I have a group health plan or just have everyone buy their own individual policy? The answer is definitely a group health plan and that's true for a number of reasons. Number one is that individual policies are not guaranteed. If one of your employees has any sort of health condition or if their dependents have any sort of health condition they can and will be denied coverage. And then you don't a benefit to offer them. As opposed to a group health plan, once that plan is in place, every employee and all of their dependents are accepted into this health plan regardless of their health condition. Another component as a business owner is that you may fully deduct the cost of the health insurance that you pay towards your employees. And every dollar in compensation that you pay in benefits as opposed to cash wages reduces your taxes. It's completely deductible with no limits. Individual policies are not deductible from a business stand point. The employees will have to pay for that on their own, the business will not be able to pay it and if you reimburse them, it's not deductible. So, for those two reasons if you want to offer an employee benefits program, a group health plan is the way to go. Talk to your tax advisor for more information on that.
Views: 998 havingfun200
What is a HRP Health Reimbursement Plan - Health Insurance Advice & Tips
 
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http://NationalHealthInsurance-Exchange.com What is a HRP health reimbursement plan? Do you have questions about a HRP Health Reimbursement Plan? APPLY FOR FREE HEALTH INSURANCE: http://hie2.us/1gfXuwZ FREE HEALTH INSURANCE ADVICE: http://hie2.us/1dOKGvg TOLL FREE HEALTH INSURANCE ADVISORS CALL: 1-877-686-5217 NationalHealthInsurance-Exchange.com is a private website run by USA Health Plans, Inc. All rights reserved. Premiums are an example of possible health insurance rates after receiving Federal Tax Credits. Final health insurance monthly cost could be more or less as rates vary based on age, income, family size, plan selection, and other factors. Enrollment begins October 1, 2013 and end December 15, 2013 for plans that begin January 1, 2014. © 2013 Copyright by USA Health Plans, Inc. All rights reserved.
Client Testimonial for HROI (HR Outsourcing, Inc.)
 
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HROI is a trusted resource for payroll, health insurance, 401(k), HR services, and workers' compensation.
Volunteer Today in Health Care
 
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An advanced practice nurse discusses the benefits of volunteerism in health care for both the volunteer and populations in need. Empower yourself and your community by supporting H.R. 1388 Serve America Act 2009.
Views: 539 DukeSchoolOfNursing
Healthcare Compliance Solutions, Inc. (HCSI) Program Tutorial
 
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http://hcsiinc.com Providing HIPAA, OSHA, Medicare, and HR Compliance support for Healthcare Providers and their Business Associates.
How To Save Money On Your Health Insurance -- WWW.CORYBOYAS.COM
 
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Sarasota health insurance maverick, Cory Boyas, explains the benefits of his health insurance plans and how they compare with those available on the Health Exchange. Official Website: http://www.coryboyas.com Please Like Us On Facebook: http://www.facebook.com/coryboyas Follow Us On Google+: https://plus.google.com/b/112065752350763689735/112065752350763689735/posts
Views: 306 Cory Boyas
Wondering How to Offer a Comprehensive Employee Benefits Plan?
 
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Employee Benefits, Human Resources, Payroll Processing. A team of experts to handle HR, reconciling, benefits, bill payments, tax filing, payroll, compliance. A full service national professional employer organization, HROI.
Case Manager Tips for Buying Health Insurance
 
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Case Manager Tips for Buying Health Insurance https://youtu.be/dzoqAgjxlcQ Health insurance takes many forms and may be bought from many companies. Learn and write down as much as you can to help you decide what's best for you. Before making your final decision, do your homework. The tips in this article from case managers are especially designed for helping you choose a proper health insurance policy. When you choose your provider for health insurance, understand what your coverage entails. Having the coverage that will cover incidents like these will make all the difference in the affordability of any downtime that you may incur. When evaluating your employer's health coverage options, decide based on your own condition, as well as the health status of your family members. This is a balancing act, because you may choose to buy less insurance coverage because of the lower premiums and the fact that you have no current or expected health issues. While it is cheaper off the bat, this may be a risk if problems develop. Your case manager should be able to help you with any confusing details. Your prescription coverage should be checked annually. It is common for insurance providers to change the rules from year to year with little warning, so refrain from enrolling for another year until you read the newest policy. Pay careful attention, in particular, to changes in your prescription drug program. Enjoy the Video! Please leave your questions and comments below. Please consider giving us a "thumbs up" rating! ======================================== Channel URL: https://www.youtube.com/c/AIHCPInchealth Similar Video: https://youtu.be/FsvT5Mnzg-c ======================================= The American Academy of Case Management Are you interested in becoming a Case Manager? Click the link below. http://www.aihcp.org/cs~mgmnt.htm A Division of the American Institute of Health Care Professionals http://www.aihcp.org ========================================¬== Facebook Page: https://www.facebook.com/pages/The-American-Academy-of-Case-Management/357484935605#!/pages/The-American-Academy-of-Case-Management/357484935605?v=wall Google + Page: https://plus.google.com/103116614854777869116/posts
Views: 48 AIHCP, Inc.
Employee Benefits Administration Through Co-Employment: ADP TotalSource
 
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http://bit.ly/16vTpDn ADP TotalSource Human Resource Management Solutions: Insider View on Benefits Administration ADP TotalSource co-employment model provides its clients with access to Fortune 500-caliber benefits, a top-flight 401(k) Retirement Savings Plan, full plan administration and other employee benefits. ADP TotalSource co-employment model works year-round to monitor the changes in federal and state regulations that govern employee benefit plans to assist you in remaining compliant with current laws. We also look ahead to laws and regulations that are scheduled to apply in the future to help you forecast what changes may lie ahead. Health and Welfare Benefits -Major medical coverage -Consumer driven health plans, including HSAs and high deductible health plans (HDHPs) -Term life and disability coverage -Dental and vision coverage -Flexible Spending Accounts -COBRA/HIPAA administration -Voluntary Benefits -Employee Assistance Program (EAP) -Personal and Business Discounts -Self-service enrollment tools and toll-free service 401(k) Retirement Plan -A broad range of investment choices -Retirement target and asset allocation choices and self-directed brokerage options available -Simplified IRS filing -Plan administrative and compliance services -Plan descriptions, reports and quarterly statements for employees -Online self-service account management, investment planning tools and toll-free assistance
Views: 3987 ADP
ADPIA Certificates of Insurance - Automatic Data Processing Insurance Agency Inc.
 
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Introducing ADPIA Certificates of Insurance. Now RUN powered by ADP® client who also use ADP Pay-by-Pay® Premium Payment Plan for Workers' Compensation - can create, update and renew their own certificates of insurance in real-time!
Views: 2520 ADP
Healthcare Ruling - An Employer's Perspective on the U.S. Supreme Court's Decision
 
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The world of health care was complex enough when employers largely understood the rules -- ERISA, HIPAA, COBRA, FMLA, ADA, ADEA, FSA, HRA, HSA (to name a few) -- an alphabet soup of rules and regulations...but at least a familiar one.
Views: 3065 ADP
Mike Thompson - The CONTINUALLY Changing Health Care Landscape for Employers
 
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Mike Thompson, Principal, PriceWaterhouseCooper's Human Resource Services Practice. Healthcare reform has changed the landscape of healthcare benefits permanently. Mike will provide insights into the key provisions that are influencing employer strategies. Some areas covered will include how employers are evaluating how to play and when to pay, new opportunities and challenges tied to evaluating private exchanges, bringing healthcare consumerism mainstream, bringing greater accountability to wellness and dialing up new healthcare delivery strategies. In addition, he will discuss major compliance issues and the likely future directions as health reform continues to evolve. Mike serves as one of PwC's national thought leaders for health strategies for the health industries practice including as a leading subject matter specialist on health reform. He has participated on the steering board of the World Economic Forum "Working for Wellness" initiative and for over a decade has been a leader in developing and promoting collaborative cross-sector health industry initiatives.
Views: 127 GetFive
Group Health Insurance Plan on Steroids!
 
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Group Health Insurance Plans on STEROIDS! Get Great Health Insurance benefits & Save LOTS of Money! For Illinois Employers
Why is it so hard to tell the truth about #disability #insurance? Work.Love.Play.Daily 60 #hr
 
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This video blog is a follow-up to my HR Executive (client) benefits column called, "Integrating Employee Benefits." - http://bit.ly/jDcU4V In this column, I include a discussion around the integration of short-term and long-term disability (STD and LTD) benefits - going from a time in the 1980's when STD benefits were paid by the health insurance claim examiner and LTD benefits were seen largely as a financial insurance benefit like retirement benefits. When STD and LTD claim management was combined, the theory was that the duration of employee absences would decrease since there would be focused management of time away from work. - and, in turn, long-term disability claim incidence would go down. It was a great hypothesis and make complete logical sense. Once in place, however, something unexpected happened, and continues to happen more than two decades later - LTD claim incidence goes up when the STD is managed by the same TPA or disability claim insurer. Why? No one is 100 percent certain. There are a few theories and you can read about them in the column if you're interested. The more important question is, why don't disability insurers and third-party administrators openly discuss this result with employers and employee benefits brokers and consultants? I think there are a number of reasons. Here are a few: - It's hard to admit when you are wrong. When we're testing a theory, whether we're proven right or wrong, the information is still important. Yet, we are really uncomfortable in telling people that our hunch didn't pan out. Part of that has something to do with us and how we're made up. Part of that is our anticipated reaction from you - the receiver of the information. If you thought our hypothesis was solid and we come back with information that also proves your thinking as incorrect, you may blame us. You may think that we simply didn't do the research or the experiment correctly. And, in a business environment, you will move your business to a competitor who claims they can get a better outcome - even if they can't. - Which leads to the other reason why, sometimes, it's hard to tell the truth. I may lose business. And, I can't afford to do that. So, I hold back the information. I don't actually lie. I simply don't tell you everything I know. - A third reason I may not tell the truth is because I simply don't know the truth. I have no theories or hypotheses in place to test. I go about my business the way I always have and don't think about testing the logic or looking for a better way. Now, this isn't the case with the relationship between STD and LTD claim management. Essentially, everyone within the insurance and TPA side knows this phenomenon is true. They just aren't sure why it's true. Maybe that's another reason why no one discusses it. Since we don't talk about it openly, it makes it hard to test other hypotheses. Some disability insurance carriers are quietly testing the other approaches to claim management to see if they get different outcomes. One of these approaches is to have different contractual definitions of disability throughout the life of a single, combined disability plan. For example, instead of having STD and LTD, there is a single disability contract. The first six months of disability fall under the disabled for your "own job" definition; the following two years fall under the "own occupation" contractual definition of disability; and, after that, the definition changes again - this time, to "any occupation." In many ways, this is an interesting approach. The employee has one experience with one disability management company and should receive better service as a result (an untested theory, but one that makes some sense). And, the carrier has distinct points in the claim management process where it can evaluate the employee's disability claim under a new definition of disability. The bottom line to all of this is a call to tell the truth. Be open and honest about what you know. It could lead to great discussions and the open testing of new theories so we can move forward faster.
Views: 363 Carol Harnett
Health Coverage Fast Affordable Health Coverage
 
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Views: 38 Chad Levy
Connell Insurance, Inc.
 
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This video presentation was put together by the Springfield Chamber of Commerce, as we were nominated for (and won) the 2013 W. Curtis Strube Small Business of the Year award.
Views: 70 Connell Insurance
Top 10 Job Interview Questions & Answers (for 1st & 2nd Interviews)
 
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This top 10 job interview questions and answers video will show you how to be prepared for your next job interview. When you know how to answer these interview questions and answers, you will be more prepared than everyone else who is interviewing for this job. Read the article here: http://www.jobinterviewtools.com/top-10-job-interview-questions/ Download Top 10 Interview Answers here: http://www.jobinterviewtools.com/top10/ Read the Top 10 Interview Questions: http://www.jobinterviewtools.com/top-10-job-interview-questions/ No matter what kind of job interview you have coming up, it’s likely they will ask you several of these questions, if not all of them. So I want to share with you my best tips for answering these top 10 interview questions. These are the 10 most common questions a hiring manager, recruiter, or interviewer will most likely ask you on a first, second, or even third job interview. To make answering these top 10 questions easy for you, I’m going to break down each question in to all the Do’s and Don’ts so it will be blatantly obvious how to answer them, and as equally important, how NOT to answer them. Since these are the most popular interview questions, you’ve probably seen or heard of them before, and you may think you know how to answer them. These questions have been around for a long time and interviewers have been asking them since people started interviewing for jobs. Even though they are old questions, one thing has changed: The best way to answer them for the current times. Back in the 80’s and 90’s, your answer to any of these top 10 questions would have been different than the way you would answer it today in 20xx. And I’m going to show you how to answer these questions for current times. No doubt, there are many other questions you will be asked on your interview, but these are the root questions. You need to know these. Once I show you how to answer these top 10 questions, I’ll show you where you can a complete list of other common interview questions and answers with a break-down on the best way to answer each one.
Views: 2539774 Don Georgevich
2017 Legislative Agenda - Health Care Workforce Shortage
 
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Legislative Initiative - Health Care Workforce Shortage: Support funding for graduate medical education to increase the number of training residency slots and ensure Texas medical school graduates remain in Texas; continue funding for all health care providers to address the state’s health care workforce shortage, including nurses, midlevel providers, dentists and mental health providers; and continue funding for state health care provider loan repayment programs that incentivize providers to practice in health care shortage areas and in facilities that care for the uninsured. Learn more about our 2017 Legislative Agenda at www.mhm.org/advocacy.
Navigators Insurance Company Ltd & others v Atlasnavios-Navegacao LDA
 
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[2018] UKSC 26 UKSC 2016/0192 Navigators Insurance Company Limited and others (Respondents) v Atlasnavios-Navegacao LDA (formerly Bnavios-Navegacao LDA) (Appellant) On appeal from the Court of Appeal Civil Division (England and Wales) The Appellant is the owner of a vessel. It took out standard war risks insurance on the Institute War and Strikes Clauses 1/10/83 with additional perils. Whilst docked in Venezuela a large amount of cocaine was discovered strapped to the vessel’s hull by divers carrying out an inspection. This contravened Venezuelan law and the vessel was detained and subsequently seized by the Venezuelan authorities. The Appellant claimed for a constructive total loss. The Respondents sought to rely on the exclusion clause 4.1.5 which excluded from the policy losses arising from detainment by reason of infringement of customs regulations. The issue is: whether clause 4.1.5 of the standard form Institute War and Strikes Clauses 1/10/83, which excludes losses arising from detainment by reasons of infringement of customs regulations, operates to exclude a claim where the infringement of customs regulations occurred due to an insured peril. The Supreme Court unanimously upholds the Court of Appeal’s decision and dismisses the appeal.
Views: 496 UKSupremeCourt
United Healthcare Las Vegas {Review}
 
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http://montridgeinsurance.com/health-insurance/las-vegas-mobile-medicare/ We discuss United Healthcare Medicare Las Vegas United Healthcare Medicare Las Vegas United Healthcare Medicare Las Vegas is one of the largest insurance companies in the United States. They are # 14 in Fortune Magazine's list of largest companies in America. They are also the only insurance company and the first health insurance company to be listed in the Dow Jones Industrial average. HMO The United Healthcare Medicare Las Vegas HMO plan is a competitively priced HMO plan in Clark County Nevada. They also use a Tier 1 provider network called Healthcare Partners. In the late 2000's United Healthcare bought Sierra Health & Life which also included Senior Dimensions Medicare Advantage HMO Plan. United offers 2 HMO plans under different names. United Healthcare Medicare Complete and Senior Dimensions. Senior Dimensions uses Southwest Medical associate Doctors as well as their Optum network of Docs'. Benefits United Healthcare Medicare Las Vegas plans offer many benefits. Some include: Transportation Basic Dental Basic Vision Basic Hearing Gym Membership 24 hr. nurse hotline Online access Extra Help Benefits Downside The downside to using HMO's is that you must see your primary care provider before you see a specialists or get a test. Upside The upside is the cost. Both United HMO plans are priced so that you may wonder if what you are seeing is "real." For more information click: http://montridgeinsurance.com/health-insurance/las-vegas-mobile-medicare/ Related Links: Las Vegas Medicare Advantage Las Vegas Medicare Medicare Las Vegas Las Vegas Medicare Insurance Medicare Plans Las Vegas NV Las Vegas Medicare Supplement Aetna Medicare Advantage Plans in Plans in Las Vegas Best Medicare Advantage Plan in Las Vegas Humana Medicare plans in Las Vegas Las Vegas Medicare Specialists Las Vegas Medicare Las Vegas Medicare Options Senior Dimensions Senior Dimensions Medicare Advantage Senior Dimensions Las Vegas United Healthcare Medicare Plans in Las Vegas AARP Medicare Medicare Advantage Medicare Supplement Go to: https://www.youtube.com/watch?v=k7xeMxujZuM
Views: 213 MontRidge Insurance
Value vs. Cost in Health Care with IBI President, Dr. Thomas Parry Video Produced by Aetna, Inc.
 
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Entering an era where the value of health care pulls more weight than just the cost, IBI president Dr. Thomas Parry speaks to the opportunity that HR Directors have to become an influential and informed voice in the current dialogue on enhancing the health of a workforce. In learning how and what to measure, HR directors can identify to corporate leaders the facts behind value-based health strategy and management.
14: Allied Financial Partners 150 // URL White Knuckle Clothing Inc. Pro Late Model Series
 
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Join LSRTV each week as we bring you some of the best racing leagues on iRacing. For more information you can check out the website along with the broadcast schedule at http://www.livesimracing.com Sponsor notes: Securities offered through Cambridge Investment Research, Inc. a broker-dealer, member FINRA/SIPC, Investment Advisor Representative, Cambridge Investment Research Advisors, Inc. a Registered Investment Adviser. Cambridge does not provide tax services. Accounting, Payroll, Fixed & Health Insurance, and HR Services are offered through Allied Financial Partners. This communication is strictly intended for individuals residing in the states of NY, CO, AZ, CA, FL, NC, PA, TN, VA, WA, IL. No offers may be made or accepted from any resident outside the specific state(s) referenced. Cambridge and Allied Financial Partners are not affiliated. For information about iRacing you can visit http://www.iRacing.com
Views: 336 LSRTV
Insurance Partners Inc and Maxwell Health 2
 
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Attention HR Professionals” .Looking for a way to streamline benefits administration, get employees excited at open enrollment, and help your people make smart decisions about their health? Look no further!
Corp. Weekend - 28 Nov 2015 - Ms. Chitra Beri - Vertical HR Lead - Insurance at Syntel - 1
 
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Corp. Weekend - 28 Nov 2015 - Ms. Chitra Beri - Vertical HR Lead - Insurance at Syntel - 1 ►►►Connect with us: ▸ Facebook Account | https://www.facebook.com/pibmpune1 ▸ Facebook Page | https://www.facebook.com/punepibm/ ▸ Twitter | https://twitter.com/PunePIBM ▸ Google Page | https://goo.gl/dEHHCm ▸ Instagram | https://www.instagram.com/pibm_pune/ ▸ Pinterest | https://in.pinterest.com/punepibm/ ▸ LinkedIn | https://www.linkedin.com/company/pune-institute-of-business-management | https://www.linkedin.com/edu/school?id=210326 ▸ Official Blog | http://pibmcollegepune.blogspot.in/ ▸ Subscribe to our YouTube channel | http://www.youtube.com/subscription_center?add_user=Punepibm ►►►Websites include: www.pibm.in | www.himachalcampus.pibm.in | www.guwahaticampus.pibm.in
Views: 37 PIBM Pune
The Insurance Appraisal Process Explained - Complete, Inc.
 
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This video is a brief introduction to the appraisal process included in most insurance policies. It should not be substituted for professional legal advice. I wrote it based on fifteen years as an appraiser and umpire throughout the country on large and small losses working for both the insurance industry and select property owners. Call Complete, Inc. at 850-932-8720 if you are in need of an appraiser or umpire. Visit our website at www.CompleteContracting.com to view our profile and past work.
Views: 3291 John Minor
810 Insurance and Office Managers with Teresa Duncan of Odyssey Management, Inc.
 
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810 Insurance and Office Managers with Teresa Duncan of Odyssey Management, Inc. : Dentistry Uncensored with Howard Farran Dentaltown - http://bit.ly/DUwHF810 iTunes - http://bit.ly/DUwHFiTunes Teresa Duncan received her Master of Science degree in Health Care Management from Marymount University and has worked in healthcare for over 20 years. Her company Odyssey Management offers online courses and training materials for insurance coordinators and managers. She’s worked at every position in the dental office that didn’t require a license – from taking out the trash to answering the phones on the front line to managing the whole operation. You can find her giving insurance and management courses at meetings like CDA, Yankee and Rocky Mountain. She’s plugged in with office managers and insurance coordinators across the country who depend on her for regular updates on PPOs and claim management. She’s been named one of the Top 25 Women in Dentistry by Dental Products Report (in 2015) and is in that big issue of Dentistry Today under Leaders in Dental Consulting. She just put out a great book for teams who have to deal with insurance – which is almost all of my peeps – called “Moving Your Patients To Yes: Easy Insurance Conversations.” www.OdysseyMGMT.com
Views: 417 Dentaltown
Analyzing Trends in Utilization Management - Population Health Webinar Series
 
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Epstein Becker Green Webinar - Moderated by Bob Atlas, EBG Advisors We will examine the evolution of utilization management (UM) programs over the past three decades, with a detailed overview of how this managed care function is regulated. Among other issues, the webinar will highlight the impact of the Affordable Care Act and other regulatory reforms on the ways that health plans make “medical necessity” determinations and how the appeals process works when a “denial” of care occurs. In addition, we will review the scope, licensure requirements, reviewer qualifications and the ways in which UM services are often integrated into a “care coordination” approach to managing patients. The webinar will also offer an overview of RegQuest™, a new regulatory compliance tool created by EBG Advisors and Schooner Strategies. This resource provides health plans, regulators and others with invaluable information regarding current regulations and laws. RegQuest is the first comprehensive resource on the topic since URAC’s Utilization Management Guide was published in 2005. During the webinar, panelists will focus on several components of UM regulations, including: * Information on the scope, licensure information, program requirements, and reviewer qualifications * The state surveys conducted by the RegQuest team * Provide and overview of the appeals process * Key trends in medical management * How traditional UM functions are becoming integrated into population health programs. This webinar is a must-attend event for regulators, health plan executives and others interested in the trends, regulations and laws pertaining to utilization management. Moderator: * Bob Atlas, MBA, Strategic Advisor and President, EBG Advisors, Inc. Speakers: * Cheri Lattimer, RN, BSN, CEO, Consulting Management Innovators (CMI) * Garry Carneal, JD, MA, President and CEO, Schooner Strategies See http://www.ebglaw.com/events/analyzing-trends-in-utilization-management-a-focus-on-regulations-thought-leaders-in-population-health-webinar-series/ These materials have been provided for informational purposes only and are not intended and should not be construed to constitute legal advice. The content of these materials is copyrighted to Epstein Becker & Green, P.C. ATTORNEY ADVERTISING.
Views: 2466 Epstein Becker Green