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Contractor Pensions
 
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http://www.tarpon-uk.com/ 0845 643 1580 Info@tarpon-uk.com Contractor Pensions What is a pension? A pension is a long-term investment to provide a source of regular income when you retire. Contributions are made into a pension fund while you are working which will then give you regular payments once you have retired based on the amount you have contributed. A pension is one of the most cost effective ways of saving for retirement as the government gives you tax relief on contributions made. For example, a basic rate taxpayer can contribute £78 to their pension scheme; this is then "topped up" by the tax man meaning you actually have £100 contributed to your fund. Less than half of people are currently saving enough for when they retire and nearly a quarter of people are not saving at all. When you retire, you'll still have bills to pay and will also want a regular income so that you can enjoy and make the most of your retirement years. Why do I need one? A lot of people may think that retirement is a long way off for them, and so put off setting up a pension fund. But people are living longer meaning your retirement years could equal a third of your life, so the earlier you begin making contributions to a pension fund the better. The State Pension gives a basic income when you retire, but it is wise to set up a private pension as well so that you can live the lifestyle you want. Types of pensions • The Basic State Pension How much you get will depend on how much you have paid in National Insurance Contributions during your working life. • The Additional State Pension Depending on your individual circumstances, you may be entitled to additional State Pension. • Occupational Pension This is an arrangement that an employer may make to provide its employees with a pension when they retire. These are also known as work or company pensions. Most employers who run these schemes make contributions to the pension on top of the employee's contribution. • Stakeholder Pension This is an individual pension. The money you contribute is invested and can be moved to wherever you are working. There are a number of government requirements -- low minimum investments, capped fees and flexibility. • Personal Pension This is an individual pension which is likely to have higher minimum investments and fees than a stakeholder pension, but there will often be greater investment choice and flexibility. • Self Invested Personal Pension A Self Invested Personal Pension (SIPP) can allow you to take a much more active role in the investment of your pension pot. You may be able to choose from a range of fund managers and you could invest directly in property. You should always seek financial advice before making any decisions about how to invest for your pension. Employee benefits, contractor expenses, employment status, contractor tax, employment benefits, employee payroll, ltd co set up, ,simply names, set up ltd co, contractor payroll, umbrella service, umbrella co, HMRC contractor, HMRC umbrella, HMRC employed, Salary sacrifice, freelance work, freelance payroll, contractor mortgage, contractor pension, Contracting, payroll, Umbrella Payroll, IR35, advice, compliant, compliance, PAYE, employee management company, dispensation, Saving money in contracting, Consultant Technologies, IR35 solutions, Benefits of being a contractor, Contractor payments, good net pay in contracting. umbrella company tarpon payroll tarponltd ltd paye advice salary pay tax employee benefits agency contractor contracting
Просмотров: 2546 TarponLtd
Retirement Pension - Retirement Pensions Explained
 
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What are the retirement pensions – What is a retirement pension? http://www.RetireSharp.com 1-800-566-1002. What are the best type of retirement pensions for retirement and learn how you can avoid the most common mistakes that individuals have made when looking to purchase a retirement pension. Retirement Pension Plans According to the 2nd edition of the Encyclopedia of Business, "the term pension plan is now used to describe a variety of retirement programs that companies establish as a benefit for their employees-including 401(k), profit-sharing, simplified employee pension (SEP) and Keogh plans. In the past, however, pension plans were differentiated from other types of retirement plans in that employers were committed to providing a certain monetary level of benefits to employees upon retirement." In the United States, a retirement scheme such as an employee pension plan is sponsored by a company for their employees with varying levels of employer-employee percentage contribution. As an employee, you have some say and rights as to the type of pension plans you and your employer will invest in. Every detail of your arrangement is guided by the employer's policies and procedures. Basic retirement pension plans usually refer to a choice of annuities and life insurance policies which can be whole life or universal life. Many insurance companies have come up with variations of these two basic types to inject some innovative features to edge out their competitors such as affordable premiums, disability, pre-termination, early withdrawals and cash loans provisions. Some people have independent pension plans such as Keogh plans for small business owners and independent contractors. Even employees are still getting supplemental personal pension plans as a backup for their retirement savings. A personal pension plan for retirement usually involves investing in one or more types of life insurance or annuities. The amount you pay is invested and earns dividends or interest. You should be aware of the tax benefits you get under this program. Your investment will continue to grow and compound and whatever is the agreed terms and conditions are stipulated in the policy or investment document issued to you. They have also the traditional retirement pension plan with their ICICI Pru Immediate Annuity which is a plan that gives lifetime income. It enables you to begin receiving your income annuity after payment of premium. You can avail of this plan at the minimum age of 45 and the maximum age of 80. You can choose a one-time lump sum policy with 5 payout options and modes. The annuity amount will be based on the applicable rate at time of purchase which is guaranteed for life. Whether you are employed or self employed, there are a variety of retirement pension plans available to you. The earlier you plan the type of retirement service plan to sustain your lifestyle in your golden years, the better for you and your loved ones. When you start contributions at an early age, you can rest assured that if you handle your retirement investment well, it will grow and be sufficient when your reach retirement age. With the rise in inflation, longer lifespan, bigger health maintenance budget and the desire for financial independence, you will need to calculate exactly and accurately how much you will need to live joyfully and comfortably! Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: Retirement pension annuities Retirement pensions for income Retirement pension explained Retirement pension reviews Retirement pensions review What is the best fixed indexed retirement pension vs the top immediate income retirement pension annuity https://www.youtube.com/watch?v=HxVVEGXViNM
Просмотров: 5535 retiresharp
Solo 401k Retirement Plans for Sole Proprietors and Contractors
 
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Safeguard Advisors - http://www.IRA123.com/solo-401k/ - A Solo 401k plan is tailor-made for sole proprietors and independent contractors such as consultants and real estate agents. This type of plan possesses the ability to invest in almost anything and is the most tax-advantageous, self-employed plan available with very high annual contribution limits. You can set up this plan even if you're employed at a full-time job. Talk to a Self Directed IRA Advisor at 877-229-9763 or visit www.IRA123.com
Просмотров: 4604 ira123safeguard
What are the tax Benefits for contractor pensions
 
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Tony Harris from Contractor Financials answers the question what are the tax benefits of Contractor Pensions. 
To what the full length video from this interview please visit http://ukcontracting.co.uk/contractor-pension Tony Harris can be reached at http://contractorfinancials.com Connect with Uk Contracting 
Twitter: https://twitter.com/gregdickson/ Facebook: https://www.facebook.com/UKContracting Linkedin: http://www.linkedin.com/groups/UK-Contracting-Freelancing-4708632
Просмотров: 8100 Contractor Guides
Retirement Planning For The Self-Employed !
 
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Recent studies show that most self-employed Americans are saving little, if anything, for retirement. Why? Excuses include a lack of steady income, paying off major debt, healthcare, education, and business expenses. But when the future depends on you, making an investment in yourself is worth it. The retirement saving options most preferred by self-employed workers are solo 401(k)s, SEP IRAs and SIMPLE IRAs. The solo or individual 401(k) is like a traditional 401(k), but it’s for sole business proprietors with no employees other than a spouse who works for the business. It permits contributions as both the employee and employer, which means higher limits than many savings plans. In 2014, the employer could save $17,500; or $23,000 if over 50 years old, plus an additional 25% of net income up to a maximum of $52,000; or $57,500 if over 50. A simplified employee pension, or SEP IRA, suits individuals and businesses with employees. A SEP IRA can be opened at just about any bank or brokerage. The business owner can contribute up to 25% of each employee’s income, up to $52,000. When making a contribution, the owner must contribute for every employee. Since employees do not make contributions, the plan is most popular with one-person businesses. Savings incentive match plan for employees, or SIMPLE IRAs, are like SEP IRAs, but the employees can make contributions. The employer must contribute dollar-for-dollar up to 3% of each eligible employee’s contribution, and 2% for those who don’t contribute. In 2014, contribution limits of $12,000 -- $14,500 if over 50 -- and the matching requirement made SIMPLEs best for those with no employees and incomes of less than $45,000. Read more: Retirement Planning For The Self-Employed - Video | Investopedia http://www.investopedia.com/video/play/retirement-planning-selfemployed/#ixzz3tNDhtOTG Follow us: Investopedia on Facebook
Просмотров: 6746 Investopedia
The Loan Program
 
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Просмотров: 1543 The Contractors Plan
Davis-Bacon Pension Plans
 
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Since 1988, we have been providing open-shop contractors a competitive edge when bidding on Davis-Bacon, Prevailing Wage or Service Contract jobs. If you are an open-shop contractor working on State, City, Federal, or Service Contract Public Works jobs we have a bona fide, Department of Labor and Internal Revenue Service qualified pension plan and other employee benefits that will help you significantly lower your: Labor burden (FICA, FUTA, SUTA, Medicare) General Liability Insurance* Workers Compensation* * premium based on wages in most states We have become one of the industry leaders by providing personal service, not expensive service. www.davisbacon.org Mission Statement To maintain our dedication to the Open Shop contractor by providing the advantage necessary to be competitive in the Public Works arena. We are committed to providing, superior knowledge, excellent communication and a strong working partnership with all of our clients.
Просмотров: 537 DavisBaconPension
Saving for Retirement: How Auto-IRA Plans May Secure the Future
 
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More than 30 million full-time workers don't have access to a retirement plan at their workplace, nor do millions of part-time or independent contractors. Oregon is among five states in the country now requiring employers to automatically enroll workers in a Roth IRA retirement savings plan. Employees can opt out, but if too many do, the plans could fail. Don’t miss a WSJ video, subscribe here: http://bit.ly/14Q81Xy More from the Wall Street Journal: Visit WSJ.com: http://www.wsj.com Visit the WSJ Video Center: https://wsj.com/video On Facebook: https://www.facebook.com/pg/wsj/videos/ On Twitter: https://twitter.com/WSJ On Snapchat: https://on.wsj.com/2ratjSM
Просмотров: 2998 Wall Street Journal
Simplified Employee Pension (SEP)
 
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Advantages of SEPs and how they work In addition to Keogh plans, there's another, even simpler pension plan for sole proprietors and small corporations called the Simplified Employee Pension or SEP. A SEP account is a cross between a 401(k) account and an IRA. With a SEP account, you open an IRA account and then your employer deposits money into the account on your behalf. After the money's deposited, it's your money, and you can treat it as you would any IRA money. The employer gets to deduct the contribution as a wage expense, and the contribution never shows up on your W-2 as taxable income so you both win. If you're self-employed, you take your SEP contribution as an adjustment to your income on the front page of your 1040, like you would do if you had an IRA or a Keogh plan. One advantage that a SEP offers relative to a Keogh plan is its simplicity of administration. There are fewer forms because the employer is no longer responsible for management of the money after it's been deposited in the employee's account. Disadvantages of SEPs There are, however, some drawbacks to using a SEP relative to the more cumbersome Keogh account. First, you can't save as much using a SEP. With a SEP, a self-employed person can put away up to 13 percent of their net income for themselves. Employers can also contribute up to 15 percent of the salary of each employee. The employer must contribute the same percentage to all employees who have worked for him for three years or more, and all contributions are immediately vested with the employee. This is stricter than the 401(k) account which allows vesting over five to seven years. A SEP is quite flexible, however. If things are good one year, you can contribute 10 percent or more to all eligible employees. If you've had a bad year, you can skip contributions entirely. SIMPLE Plans Just as we were going to the studio to record this tape, Congress passed a law which allows a new form of retirement accounts for small businesses called the Savings Incentive Matching Plan for Employees, otherwise known as SIMPLE. Believe me folks, I didn't come up with this name. The politicians in Washington did. Anyway, a SIMPLE plan allows workers to save up to $6,000 of their own money into an IRA. Employers must provide a flat match of 2 or 3 percent of each worker's salary. Because these are new plans, we don't have much information on them, but if you're in a small business, you should ask your mutual fund or bank for information on SIMPLE plans. Self-employeds should set up Keoghs or SEPs If you're self-employed you should seriously consider setting up a SEP or Keogh plan for yourself. Most of the Keogh plans are easy to set up, and SEPs are even easier. Both Keoghs and SEPs allow you to save much more money than an IRA. SEPs and Keoghs can be set up easily through most mutual funds or banks. These institutions have plan documents that usually already have received approval from the IRS. To set up your own retirement plan just fill out the paperwork and send in a check. If you work for a small business that currently doesn't offer a retirement plan, you should ask your employer about setting up a SEP or a Keogh plan. You can do this in a win-win manner. Instead of haggling with your boss over a 5 percent raise, cut a deal with him. Tell him you'll take a 3 percent raise if he sets up a retirement plan. Because of the tax savings possible through retirement plans, both you and your boss could come out ahead on an after-tax basis. Copyright 1997 by David Luhman http://moneyhop.com/scripts/retirement-planning/100-simplified-employee-pension-sep
Просмотров: 4418 MoneyHop.com
Banks Pension Funds And The Weapons Industry
 
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Просмотров: 211 hishamm76
What is the best strategy for investing Contractor Pensions?
 
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Tony Harris from Contractor Financials tells us how some of his suggestions in best way to invest your contractor pensions 
To watch the full length video from this interview please visit http://ukcontracting.co.uk/contractor-pension Tony Harris can be reached at http://contractorfinancials.com Connect with Uk Contracting 
Twitter: https://twitter.com/gregdickson/ Facebook: https://www.facebook.com/UKContracting Linkedin: http://www.linkedin.com/groups/UK-Contracting-Freelancing-4708632
Просмотров: 5601 Contractor Guides
Free Solo 401k plan for self employed or 1099 contractors
 
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visit http://sanjivcpa.com to learn more about 401k plan and tax deductions. In this video, we cover how you can open up a FREE 401k plan and how you save up for your retirement while reducing taxes for this year.
Просмотров: 5804 Sanjiv Gupta
Retirement Plan Insights  - Safe Harbor Forfeitures
 
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Are you making the right choices within your employer plan? Have you made the required amendments to your Adoption Agreement? Do you have questions? Find out where your company's retirement plan lands and call us for a 30 minute audit! Call me today at (785) 537-0366 or email Quinn Jacobs at Quinn@keatinginc.com to set up a meeting! We are here to answer your questions!
Просмотров: 35 Keating & Associates, Inc.
Simplified Employee Pension Plan SEP
 
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Tax and accounting professionals TaxZonePlus.com - YourStateScoiety.com
Просмотров: 845 Teresa Huber
Benefits of Contracting
 
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NET 85% OF YOUR INCOME: http://www.tarpon-uk.com/contractor-salary-calculator/ 0845 643 1580 Tarpon Contractors/ Freelancers/ Consultants Before we go any further, perhaps we should say something about our own reputation? We're an employment benefits company known for making contracting substantially more rewarding. We're renowned both for our tax expertise and for providing contractors with their own personal business managers. By signing up with us, contractors are given the status of employees. This comes with numerous benefits. Not the least of which is that they can′t be challenged under IR35 rules. They also receive a regular salary; they enjoy the ability to claim 100% of business expenses tax-free, often without receipts (all HM Revenue & Customs-approved); they′re given a P60 at the end of the year; they can draw holiday and sick pay; and they may not need to fill in a tax return. Most vital for you, though, is the following fact: As far as HMRC are concerned, the buck stops with us. Not with you. Nor with your contractors. Your reputation, in other words, is safe with us. Business Expenses Claim back business expenses such as travel, accommodation, food and much more with our unique HMRC approved expenses policy. Tarpon will maximise your income, keep you legal and streamline all your admin. Tax. IR35. Confused about the implications? Or just confused about what it is? Leave it all to us. We're specialists in both tax and IR35 and can give you impartial, straightforward advice on both. With Tarpon, you'll have your own personal business manager to keep you tax-efficient and to reclaim up to 100% of your business expenses, tax-free. (Your business manager will even call you at a convenient time to take down the details of those expenses, which means you won't need to do this online each week.) And to ensure you maximise your tax and national insurance savings we also offer a childcare voucher scheme and a personal pension through salary sacrifice. If the taxman comes knocking, it won′t be on your door. As far as HM Revenue & Customs are concerned, the buck stops with us, not with our contractors. So, unlike some umbrella companies, we don′t need to provide legal fees to cover possible investigations. We′ll keep you IR35-compliant, supply you with a P60 and employ an expenses policy approved by HMRC themselves. https://www.tarpon-uk.com/employee-benefits/tax-expertise/?WT.mc_id=ON_V_YouTubeTop20 Benefits that Tarpon members enjoy: Get £25.00 for every night that you stay on a friends sofa You dont need receipts to claim lunch expenses Get back your travel expenses, tax-free. Get £20m indemnity cover, free. Get paid on time, everytime. Dont pay more tax than you have to. Employment benefits company. Tarpon have revolutionized the industry by being the first company to introduce an exclusive employment benefits package for contractors, coupled with, an over-arching employment contract that will ensure you remain IR35 and MSC compliant at all times. We pride ourselves with our unrivalled quality service through personal business managers who will make sure that you don't have to worry about any administration, tax returns or expensive accountants. We'll also give you £20million worth of professional insurances for total peace of mind. Calculate your salary: https://www.tarpon-uk.com/contractor-salary-calculator/?WT.mc_id=ON_V_YouTubeTop20 Tags Benefits Of Contracting Tax Advice Contractors Umbrella Company IT Contractor Payroll ir35 compliant tarpon tarpon-uk contractor hmrc compliance salary calculator
Просмотров: 821 TarponLtd
CA Lawmakers Threaten To Pull Pensions From Contractors If They Bid On Border Wall - Watters' World
 
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CA Lawmakers Threaten To Pull Pensions From Contractors If They Bid On Border Wall - Watters' World ==============================­=========­=­=== **Please Click Below to SUBSCRIBE for More "Mass Tea Party" Videos: http://goo.gl/Z5ShLs ==============================­=========­=­===
Просмотров: 3395 Mass Tea Party - Wake Up America!
Merit Contractors Association Benefit Plan
 
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Merit Contractors Association's benefit plan details are described in this video.
Просмотров: 716 MeritAlberta
How to get tax free benefits from my corporation?
 
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Do you own a small corporation in Canada? Do you know you can receive tax free benefits from it? In this video, learn about some of the types of tax benefits that you can get such as, a company car, medical expenses and individual pension plan. 0:29 – Company Car 1:11 – Medical Expenses 1:59 – Individual Pension Plan 2:55– Here's the tip! Visit our website for more information and tax-related advice: http://madanca.com Follow us on social media Twitter: https://twitter.com/Madan_CA Facebook: https://www.facebook.com/MadanCharteredAccountant/ Instagram: https://www.instagram.com/madanaccounting/ Google+: https://plus.google.com/108551869453511666601/posts Download any of our free eBooks available on our website: http://madanca.com/free-tax-secrets/ (Including Tax Tips for Canadians, Personal Tax Planning Guide for Canadians: 2014 Edition and 20 Tax Secrets for Canadians) Disclaimer: The information provided in this video is intended to provide general information. The information does not take into account your personal situation and is not intended to be used without consultation from accounting and financial professionals. All figures and dollar amounts are used for example purposes only. Allan Madan and Madan Chartered Accountant will not be held liable for any problems that arise from the usage of the information provided in this video.
Просмотров: 3380 Allan Madan
We are set to pay all inherited debts to contractors, Nigerian airways staff - Adeosun reveals
 
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Kemi Adeosun, Nigeria’s finance minister, said on Tuesday, May 15, that the federal government would settle all the inherited debts and contractual obligations to local contractors between 2006 and 2015 as she appeared before a Senate committee. NAIJ.com learnt that Adeosu appeared before the ad-hoc committee of the Senate on 'Promissory Note Programme and Bond Issuance' chaired by the deputy chief whip, Senator Francis Alimikhena. The minister explained that the debts owed to various classes of contractors, including the terminal benefits of ex-Nigerian Airways workers, would be repaid through promissory notes and bonds issuance. READ ALSO: Presidency reportedly denies Nigeria’s presence at US Jerusalem embassy opening The minister stated that the unpaid federal government obligations constituted a drag on economic activity across many sectors, adding that the present administration was determined to address the problem. She listed the unpaid obligations to include the ones to pensioners and salary and promotion arrears to civil servants; those to contractors and suppliers who in turn owe banks, thus increasing the quantum of non-performing loans, and unpaid electricity bills by the Ministries, Departments and Agencies (MDAs). Others are owed funds under the export expansion grant scheme and unpaid refunds due to state in respect of projects undertaken on behalf of the federal government. “The federal government is working towards settling these inherited debts. The small and medium scaled enterprises are the lifeline of our nation. “The federal government will be stimulating the economy by paying these legacy debts,” Adeosun told members of the ad-hoc committee. A statement from her office quoted Adeosun as saying the federal government has approved the issuance of promissory notes and bonds to settle its contractual obligations subject to the approval of the National Assembly. Concerning the ex-Nigerian airways workers, the minister explained that their terminal benefits were reconciled and agreed at N45 billion following verification exercise. She debunked claims by the ex-workers that there was a presidential approval for the payment of terminal benefits of N45 billion to the workers. “There has been a misconception in the media that the President had approved the payment of N45 billion terminal benefits to the workers. There is no presidential approval and no appropriation yet for the payment of N45 billion to the ex-workers,” she said. A representative of the accountant general of the federation Mohammed Usman, told the committee that the government paid N34.2 billion to clear the promotion arrears to workers in the MDAs. “These payments were made to the accounts of the beneficiaries in the MDAs after detailed verification of all documents attached as proof of promotion,” he said. NAIJ.com earlier reported that Kemi Adeosun, on Thursday, March 1, said that the federal government was ready to prosecute, name and shame tax eva
Просмотров: 187 ALY NEWS
Best Retirement Plans for Small Business Owners (GoodFinancialCents.com)
 
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http://www.goodfinancialcents.com/best-retirement-plan-for-small-businesses/ Are you a business owner that is finally starting to see some profits? You have been slugging away for several years and now you are finally in the black and you want to start thinking about retirement. You know that you need to save, but as a business owner you have a plethora of different retirement plan options that as an individual you didn't. If you are confused and bewildered and not sure what direction to go, I completely understand. I was in the exact same situation as you. I was a W2 employee, and then when I became a small business owner I now had many different options that I could choose from and initially it was overwhelming. It was easier doing it for the client, but now that I was actually on the business owner's side of things, the 1099 independent contractor side of things, I now wanted to make sure that I was doing the best retirement plan for me. If you are looking to see what retirement plan is best for you, here are a few options to consider: 1. A traditional or Roth IRA. Now I am sure you are probably wondering, "Well Jeff, I could do that when I was an individual. What is the benefit for me doing it as a business owner?" Well here's the thing; the beauty of doing a traditional or Roth IRA, if you are not putting money in those plans at all, and maybe you are profitable but you are not as profitable as you would like to be, under the age of 50 and under you can still put in $5,000 on either the traditional or Roth IRA. At least that is a good starting point. Now, if you can put in more than that 5,000 then we'll start looking at the other options coming up. 2. A simple IRA. The name is a little bit misleading because to me it is not quite that simple. Here is the general gist: You're able to put in up to $11,500 per year into the simple IRA. Over the age of 50 is allowed a $2,500 catch up. But if you have employees, here is where it gets a little bit trickier. To make it simple, just know that you're going to have to put in about 3% of your employees' wages as an employer contribution. That is how much, as a business owner, you're going to be out for each employee. There are certain rules that say you can dip below that 3% over a 2-out-of-the-5-year period, but I don't want to muddy the waters too much. Just know that for the most part you're going to have to put in about 3% of your employees' salary to be able to contribute the 3% for yourself as well. Now that might sound a little bit confusing and it kind of is, but if you go to the blog and do a Google search for "simple IRA rules", you'll find out more about the simple IRA and see if that applies to you.
Просмотров: 6096 Wealth Hacker - Jeff Rose
What is a Pension Plan?
 
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Understanding what your company pension plan offers can help you determine how to make the most of all your retirement savings options. Your employer may offer a company pension plan to help you save for retirement. There are two types of pension plans: Defined benefit plans, and Defined contribution plans. What’s the difference between defined benefit plans and defined contribution plans? A defined benefit plan: Guarantees how much pension you will receive when you retire. The amount is usually pre-determined based on a formula involving your years of service, your earnings and your age at retirement. You have no active involvement in the plan, as your company makes the decisions about investing the overall plan's funds. A defined contribution plan: Bases your pension on the value of the contributions and their investment returns in your account at the time you retire. Your company usually makes contributions based on a fixed percentage of your salary. Plus, many plans will allow you to make additional contributions that your company may match up to a specific amount. You have control over the investment strategy for the account based on your risk tolerance and investment goals. Why contribute to your company’s plan? There are several benefits to contributing to your company pension plan: First, if your company offers matching contributions, by putting in an amount equal to what you contribute, or a percentage of what you contribute, you're essentially getting free money you would otherwise not receive. Second, your contributions are tax-deductible, meaning you pay less income tax now. And the funds remain exempt from tax until they are withdrawn. Third, a company pension plan is also a great way to supplement other forms of retirement savings, such as the universal, public Canada Pension Plan, CPP, or Quebec Pension Plan, QPP, and other individual savings plans, such as RRSPs or TFSAs, Tax-Free Savings Accounts. Understanding what your company pension plan offers can help you determine how to make the most of all your retirement savings options. Find more tips and tools at sunlife.ca. Life's brighter under the sun. Learn more about worplace pensions and savings: https://www.sunlife.ca/ca/Investments/Workplace+pensions+and+savings?vgnLocale=en_CA
Просмотров: 2939 Sun Life Financial Canada
Working After Retirement - Independent Contractors
 
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Description
Просмотров: 76 ColoradoPERA
Best Retirement Plans for the Self-Employed
 
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How can you save, plan for retirement and invest when you don't have the traditional corporate business structure? Here's the best plan of attack for making the best use of every dime.
Просмотров: 1094 Entrepreneur
Tax Facts - Construction Industry Scheme
 
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What is the Construction Industry Scheme? Tax Facts from HMRC provides tax education to schools and young people. HMRC is the UK’s tax, payments and customs authority. We collect the money that pays for the UK’s public services and help families and individuals with targeted financial support. A comprehensive teacher's pack, with ready-to-use lesson plans and exercises, is available to view or download, free of charge on the Times Educational Supplement (TES) website: https://www.tes.com/teaching-resource/tax-facts-teachers-pack-11075252 Follow HMRC on social media: • Twitter: https://twitter.com/HMRCgovuk/ • Facebook: https://www.facebook.com/HMRC/ • LinkedIn: https://www.linkedin.com/company/hm-revenue-&-customs For help with general queries relating to any of HMRC’s products and services, talk to us on: • Twitter: https://twitter.com/HMRCcustomers/ • Facebook: https://www.facebook.com/HMRC/ Sign up for your Personal Tax Account. Join the millions of customers already using their online account to check and update their records and see their state pension details. It takes just 5 minutes at https://www.gov.uk/personal-tax-account
Просмотров: 1671 HMRCgovuk
Self Employed Retirement Plans - Best Self Employed Retirement Plans
 
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What are self employed retirement plans – What is a self employed retirement plan? 1-800-566-1002 http://www.RetireSharp.com. What are the best types of self employed retirement plans and learn how you can avoid the most common mistakes that individuals have made when looking to set up a self employed retirement plan. Benefits You Can Avail From Self Employed Retirement Plans Over the past few years, many companies all over the world have shed millions of jobs, affecting the economy. Others opted for self employment since the competition for landing a job has become tougher. In addition to that, self employed retirement plans has also started to become a trend for many individuals. One of the benefits of self employment is that you are your own boss and there are no subordinates to pull you down. You earn exactly what you worked for without the hassle of being under someone else. One of the most common self employed retirement plans include solo 401k plans. It is the newest among the most commonly used retirement funds. If you are under the age of 50, the contribution limit is $16,500 and $22,000 for those aged 50 or over. The tax benefits are better compared to SEP because the contributions that you will make are not restricted to a certain percentage of your pay. Another great deal with 401(k) plans is that you can contribute 20% of your earnings as an additional contribution. Another option for retirement funds is the simple IRA retirement plan. IRA stands for individual retirement account. $5,000 is the maximum contribution for those aged under 50, and $6,000 for those aged 50 and over. It is best that neither you nor your spouse (if you have one) is covered by another retirement fund such as 401(k) to avoid limitations in tax deductions and other conflicting issues. SEP IRA plans or simplified employee pension IRA is an upgraded version of the simple IRA, where you can contribute from 20 percent of your net earnings up to a maximum of $49,000. Nowadays, the SEP IRA is the most common type of retirement plan being used by self employed individuals. This type of plan does not require a mandatory contribution. For one year, you may choose to contribute the full amount or half or any desired amount for the succeeding year. One of the benefits of using the SEP IRA is that it is very easy to create an account and maintain it. The deadline for funding your account is the same as the deadline for filing your income tax returns which makes it convenient for all users. A disadvantage for this though is that loans are not permitted. With the Roth IRA retirement plan, there is no income tax deduction and the growth of your investment is tax free. It is the exact opposite of a traditional IRA plan where contributions have an income tax deduction and the money you take out in retirement is taxed. Other self employed retirement plans that are more expensive and difficult to maintain include the Defined benefit plan. The annual funding requirements are very rigid even though loans are permitted in this type of retirement fund. The annual contributions for this type of account can reach up to $100,000 or more, depending on the age and the average income of the owner. For more information about the various retirement plans for self employed individuals, there are many websites that let you use free retirement planning tools to get you started. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: self employed retirement plans annuities Self employed retirement plans for income Self employed retirement plans explained Self employed retirement plan reviews Self employed retirement plans review What is the best fixed indexed annuity for self employed retirement plans vs the best tax free income self employed retirement plan https://www.youtube.com/watch?v=URjGZoGKSwY
Просмотров: 4885 retiresharp
Jesse Watters : CA Law Makers Threaten To Pull Pensions From Contractors If They Bid On Border Wall
 
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Companies BIDDING to construct the proposed massive border wall between the United States and Mexico might have a financial problem in California. Three of the state’s Democratic lawmakers are threatening to divest from firms who work on the wall — just a few days after early PLANS for the highly contested structure were revealed. “Californians build bridges not walls,” Assemblyman Phil Ting said in a statement to local media. “This is a wall of shame, and we don’t want any part of it. Immigrant stories are the history of America, and this is a nightmare.” Ting and two California assembly colleagues are sponsoring a bill that force two of the state’s pension funds to liquidate investments in any companies working on the project, according to the Mercury News. The funds, California Public Employee Retirement System and California State TEACHERS Retirement System, have a combined $500 billion worth of investments, according to the newspaper, making them two of the largest in the country. The law would also require the funds to report a list of the companies it invests in, according to the Mercury News.
Просмотров: 94 Weapons of Mass News Distraction
Contractors Making Bank Kenneling Migrant Kids
 
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Read the full story here: https://tytnetwork.com/2018/05/28/trump-administration-using-contractors-accused-of-abuse-to-detain-undocumented-children/ TYT’s own Alex Kotch broke this story at TYT Investigates. Cenk Uygur and Ana Kasparian, hosts of The Young Turks, discuss. To get even more TYT in your life, go to https://TYT.com/app and download our free app! "The U.S. government has paid at least four private companies that have been accused of physical or sexual abuse, or discrimination, to help transport or house undocumented children from Central and South America, federal contracts show. One case was fatal. Recent policy changes and statements by the administration have brought the government’s handling of these children into sharp focus. On Saturday, President Trump erroneously tweeted, “Put pressure on the Democrats to end the horrible law that separates children from there [sic] parents once they cross the Border.” It was not immediately clear to which law President Trump was referring, but on May 7, Attorney General Jeff Sessions announced a new prosecution policy that could lead to the separation of virtually all undocumented families arriving with children. “If you cross the border unlawfully, even a first offense, we’re going to prosecute you,” Sessions said. “If you’re smuggling a child, we’re going to prosecute you, and that child will be separated from you, probably, as required by law.””* Hosts: Cenk Uygur, Ana Kasparian Cast: Cenk Uygur, Ana Kasparian *** The Largest Online News Show in the World. Hosted by Cenk Uygur and Ana Kasparian. LIVE STREAMING weekdays 6-8pm ET. http://www.tytnetwork.com/live Subscribe to The Young Turks on YouTube: http://www.youtube.com/subscription_center?add_user=theyoungturks Like The Young Turks on Facebook: http://facebook.com/theyoungturks Follow The Young Turks on Twitter: http://twitter.com/theyoungturks Buy TYT Merch: http://www.shoptyt.com Download audio and video of the full two hour show on-demand + the members-only post game show by becoming a member at http://www.tytnetwork.com/join/. Your membership supports the day to day operations and is vital for our continued success and growth. Young Turk (n), 1. Young progressive or insurgent member of an institution, movement, or political party. 2. A young person who rebels against authority or societal expectations.(American Heritage Dictionary)
Просмотров: 28367 The Young Turks
Toronto Mortgage Professional reveals 3 ways to supplement your pension plan
 
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Ok, today we are going to talk about your retirement plan and how to make sure you have enough in savings to retire the way you want. Even if your employer offers a pension plan, it may not provide all the retirement income you’re hoping for. But there are ways to supplement a less-than-adequate pension. Here are 3 ways to supplement your pension plan. If you're looking for a top-notch mortgage professional in Oakville, call us at 866-492-4024 ext. 4 or visit www.thinkmortgage.ca.
Просмотров: 8 Tom Gasparec The Mortgage Centre
Mitigating the Risk of Underfunded Pension Plan Withdrawal Liability
 
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Douglas A. Darch, a partner of Baker & McKenzie LLP's Labor & Employment Practice, discusses the withdrawal liability embedded in multi-employer pension plans, the threat withdrawal liability poses to financial well-being, and the steps you can take to mitigate risk.
Просмотров: 229 ISBAlawyer
Retirement Planning for Self Employed with no 401k or IRA 💰 My Plans
 
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In this video I go over how I plan on saving for my retirement without a 401k or an IRA. I am starting with I am 35 but I wish I would have started sooner. I am interested in How to retire early and the reality is my business is enabling me to be able to have a solid retirement plan without investing. How I paid off my Mortgage: https://youtu.be/SPZCfO8tVqo The millionaire fastlane: https://amzn.to/2yX3YSn Unscripted: https://amzn.to/2qxqYTy I will teach you to be rich: https://amzn.to/2Dr6C6y ------------------------------------------------ HOME OFFICE PRODUCTS I USE: ------------------------------------------------ Brother printer: https://amzn.to/2n1JEc6 Ink for Brother Printer: https://amzn.to/2vbqcOv Laptop: https://amzn.to/2LK5Rdw PC: https://amzn.to/2vaNAvu Canon g7X: https://amzn.to/2viEQ6X Canon T3i: https://amzn.to/2AyReV8 ------------------------------------------------ STATIONERY RELATED TOOLS I USE: ------------------------------------------------ Canon printer: https://amzn.to/2KmJ8i3 Inks: https://amzn.to/2vd63Yr Paper chopper (heavy duty): https://amzn.to/2LK9q3n Paper trimmer: https://amzn.to/2O2tbjs Packaging supplies: https://amzn.to/2n61vi2 ------------------------------------------------ MY SHIPPING SUPPLIES ------------------------------------------------ Dymo 4xL: https://amzn.to/2O5w2YV Shipping Packages: https://amzn.to/2OC2ljh Tape: https://amzn.to/2KkUD9C Free stuff from usps: http://bit.ly/uspsfreesupplies Bubble wrap: https://amzn.to/2Km17Fo Packaging Inserts: http://bit.ly/marketinginsertsbundle ------------------------------------------------ FAVORITE BOOKS AT THE MOMENT: ------------------------------------------------ The Magnolia Story: https://amzn.to/2Km3IPE Blue Ocean Strategy: https://amzn.to/2KmnsT9 I Will Teach You To Be Rich: https://amzn.to/2n4uCCv You are a Badass at Making Money: https://amzn.to/2ODuYfV Check out Audible on Amazon, your 1st book is free!: https://amzn.to/2OObsNH ------------------------------------------------ GOODIES FOR YOU: ------------------------------------------------ Free 14 day trial of Marmalead: * http://bit.ly/thmmarmalead Try out Trello - my project management tool: http://bit.ly/thmtrello Where I buy my stock photos from: * http://bit.ly/thmstockphotos Shopify FREE 14 day trial: * http://bit.ly/thmshopify ------------------------------------------------ JOIN MY FACEBOOK GROUP FOR HANDMADE ENTREPRENEURS: ------------------------------------------------ http://bit.ly/thmfacebookgroup ------------------------------------------------ NEED HELP SELLING ONLINE? CHECK OUT MY COURSES: ------------------------------------------------ http://bit.ly/thmcourses ------------------------------------------------ FOLLOW AND LIKE ME ON: ------------------------------------------------ FB: http://bit.ly/thmfacebookpage Instagram: http://bit.ly/thminsta Twitter: http://bit.ly/thmtweets Pinterest: http://bit.ly/thmpinterest 🌟 Links above marked with a "*" are affiliate links - which means I receive a small percentage of the revenue made from purchasing products through this link. This does not cost you anything additional, just helps support me and my efforts to bring you quality content by using these links. Thanks! https://www.thehandmademastermind.com
Просмотров: 249 Dalia Abdalla
Ray Accountancy Limited - Accountants for Contractors UK
 
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The ones who are crazy enough to think they can change the world, are the ones that do. Anonymous Ray Accountants are a professional accounting practice with offices in Milton Keynes and London, servicing our client base all over UK. Ray Accountants provide services to small and medium businesses, contractors, locums and freelancers; self employed individuals, limited companies and partnerships, across a variety of industry sectors and trades. We are a member firm of Institute of Chartered Accountants in England & Wales (ICAEW) and the Association of Certified Chartered Accountants (ACCA). You could save tax by making contributions into your pension plan. Contacts us today Ray Accountants website: https://www.rayaccountatnts.co.uk Ray Accountants email: info@rayaccountants.co.uk Ray Accountants London phone: +44 (0)2079 932 792 Ray Accountants Milton Keynes phone: +44 (0)1908 385 409 Ray Accountants Facebook: https://www.facebook.com/rayaccountants Ray Accountants Twitter: http://www.twitter.com/rayaccountants Ray Accountants LinkedIn: https://www.linkedin.com/company/ray-accountants Ray Accountants Google+: https://plus.google.com/b/107644972370680318936/ Ray Accountants Google+: https://plus.google.com/b/111908080044985387756/ Ray Accountants Youtube: https://www.youtube.com/channel/UCE_GvaEaMQMNgxVB71g3T-A Ray Accountants DailyMotion: http://www.dailymotion.com/rayaccountants
Просмотров: 5 Ray Accountants
Small Business Retirement Plan Options: 401(k)
 
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Welcome back! Last time we talked about setting up a retirement plan for a company that’s not incorporated. What if your company is incorporated? What options are available now? With an S-Corp you’re required to pay yourself a reasonable salary. This just means that out of your profit you need to have some type of wages. To make the math easy, let’s assume that you pay yourself $50,000 in wages (W-2) and take the remaining $50,000 as distribution/dividends (K-1).
Просмотров: 19 Financial Design Studio
Senator Sanders Pushes for Pension Protection Law
 
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U.S. Senator Bernie Sanders (I-VT) was joined by powerful politicians, hundreds of Machinists Union members, news media and labor allies to promote the Keep Our Pension Promises Act, or KOPPA. The congressional legislation would restore the long-standing rule prohibiting multi-employer pension plans from cutting benefits to current retirees.
Просмотров: 139 Machinists Union
Multiple Employer Plan (MEP) Basics
 
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Want to offer a Fortune 500 style 401(k), but don't want to bear all the costs? Consider a MEP.
Просмотров: 208 Oriole 401k
EPF Establishment Registration Online | EPF Monthly Return
 
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Do you know whether your business should be covered under the EPF act or not? Do you know what all documents are required for PF registration of business? What are the monthly compliance you need to fulfill under EPF act? If you are starting a business now, then you obviously need help in dealing with EPF registration and ESI registration. In this video, you will learn about PF registration. You will learn following:- -Which businesses should be registered in EPF act), -Documents needs for EPF registration, -monthly pf return filing and PF challan. EPF registration is a long process. We highly recommend that you hire a good ESI, PF consultant if you are registering your business under the act. The registration is compulsory once 10 employee limit is crossed. A good ESI, PF Consultant will save the lot of time, energy and money by taking care of all these statutory compliance. Give P.I. Jain and Company a chance to serve you. We have 40+ years of experience in labor laws and payroll process consultancy in India. For ESI, PF Consultancy or Payroll Outsourcing http://esipfadvisor.com/ Like us on Facebook: https://www.facebook.com/esipfadvisor Follow our Blog: http://esipfadvisor.com//blog PF Unified Employee Portal https://unifiedportal-mem.epfindia.gov.in/memberinterface/ EPF Unified employers' login: https://unifiedportal-emp.epfindia.gov.in/epfo/ Share and Subscribe Labour Law Advisor Channel
Просмотров: 14079 Labour Law Advisor
"The Pension Benefit Guaranty Corporation May Not Be Able to Pay All Benefits!"
 
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The Pension Benefit Guaranty Corporation's (PBGC) single- and multi-employer insurance programs insure the pension benefits of 44 million participants in more than 29,000 private defined benefit (DB) plans. GAO designated the single-employer program as a high risk area in July 2003 because of concern about the program's long-term net financial position. Other issues also contribute to the programs' being on the high-risk list: estimated underfunding of financially weak firms by about $161 billion — a figure that may worsen because of the financial crisis and recession; exposure of insurance programs to the threat of terminations of large underfunded plans sponsored by financially weak firms, particularly automobile industry plans; monitoring of changes in funding rules and premiums being phased in according to provisions in the Pension Protection Act of 2006 (PPA), and subsequent measures that have granted funding relief to DB sponsors; and governance and program management challenges.
Просмотров: 266 cfini72
Tax Tip 2012 - Simplified Employee Pension Plan
 
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Consider adopting a simplified employee pension plan or SEP. If you are self-employed with few, if any employees, you may be eligible to get a tax deduction for your contribution as late as October 15, 2012...
Просмотров: 62 MBAF
Project Labor Agreements: Not What We Need, Not What We Deserve
 
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Project labor agreements (PLA) are special interest schemes that discourage competition from nonunion contractors and their workers by requiring a construction project to be awarded only to contractors and subcontractors that agree to recognize unions as the representatives of employees on that job; use the union hall to obtain workers; obey the union's restrictive apprenticeship and work rules; and contribute to union pension plans and other funds in which their nonunion employees will never benefit unless they join a union. When a government entity requires a PLA on a construction project, they are essentially tilting the playing field in favor of contractors that agree to use organized labor. On government-funded or assisted projects, this means that the 86 percent of the construction workforce that chooses not to join a labor union cannot compete on an equal basis for projects funded by their own tax dollars. On government-funded or assisted projects, taxpayers deserve the best product for the best price. Numerous studies show that PLA mandates can increase construction costs by nearly 20 percent. With government deficits ballooning nationwide, government-mandated PLAs are a special interest handout that taxpayers simply can't afford. Learn more about wasteful and discriminatory PLAs at www.TheTruthAboutPLAs.com
Просмотров: 6134 ConstructionandLabor
Solo 401K Real Estate Investing Explained by Dmitriy Fomichenko
 
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In this episode, we get a lesson in the power of a little know self-directed retirement vehicle know as the 'Solo 401K'. It's for small business owners, perhaps more flexible than anything else out there, and is an awesome tax shelter. It's cousin, the self-directed IRA, is more widely known, but the Solo 401K actually has much more tax sheltering ability, and if you're a small business...you simply must consider it. Dmitriy Fomichenko, President of Sense Financial, tells us all about this sweet little wealth building tool...so check it out! To watch this full episode, please visit: http://shows.flipnerd.com/investing-with-solo-401k-accounts/. To find off market wholesale real estate deals, visit: https://flipnerd.com/property/list . To join the most powerful site in existence for real estate investors, please visit: https://flipnerd.com/register/user
Просмотров: 6784 FlipNerd
Construction Projects - Grant of Project Allowance as per Risk/Hardship Matrix
 
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Implementation of the recommendations of 7th Central Pay Commission - Construction Projects - Grant of Project Allowance. यदि वीडियो लाभदायक रहा तो कृपया और वीडियो के लिए Like, Share और सब्सक्राइब कीजिये Follow us on: YouTube: https://www.youtube.com/channel/UCAI54EfWq7x4bknabgtUK9g Facebook: https://www.facebook.com/JorwalAcademy1 Twitter: https://twitter.com/JorwalAcademy Google+: https://plus.google.com/u/0/114388772912634119419 Blogger: http://jorwalacademy.blogspot.in/ ****** Defence Employees News********* https://www.youtube.com/playlist?list=PLnQ5z9CDty1RAWk4M83kXbU3S8PSn8rON *********Central Govt. Civil Employees Cornder********** https://www.youtube.com/playlist?list=PLnQ5z9CDty1Q0ehd8kRH8YgyFw4AqQXQj To buy the Important Books for a Govt. Employee please click on the link given below: Swamy Handbook 2017 (English) http://amzn.to/2onmwnk Swamy Handbook 2017 (Hindi) http://amzn.to/2on6R7v Swamy HandBook 2017 English and Hindi http://amzn.to/2o3QUag Revised pay rules handbook http://amzn.to/2pgldLm Swamy’s TA Rules made easy http://amzn.to/2pC4pOG Swamy’s Compilation of Fundamental and Supplementary Rules FRSR Part 1 – General Rules http://amzn.to/2pMPIrP Swamy’s Compilation of Fundamental and Supplementary Rules FRSR Part –II Travelling Rules http://amzn.to/2pm60Io Swamy’s Compilation of NPS http://amzn.to/2oxFwPC Swamy’s Pension Rules Made Easy http://amzn.to/2oxTX5T Swamy’s Compilation of CCS (Commutation of Pension) Rules http://amzn.to/2pN0nms Swamy’s Compilation of 7th Pay Commission Report http://amzn.to/2pmdDid Swamy’s Pay Rules made easy Book http://amzn.to/2pmqUrd Swamy’s Compilation of CCS (Revised Pay) Rules 2016 http://amzn.to/2ountKU Nabhi Publication CCS Revised Pay Rules 2016 http://amzn.to/2outYNR Nabhi Publication Compilation of GFR 2017 http://amzn.to/2pN9O5h Consequent upon the acceptance of the recommendations of Seventh Central Pay Commission by the Government, the President, is pleased to decide that, in modification of this Ministry's -O.M. No. 20011/5/73-E.II(B) dated.17.01.1975 as amended from time to time and OM. No. 6(3)/2008-E.II(B) dated 29.08.2008 on the subject mentioned above, the Central Government employees shall be paid Project Allowance, which has been covered in the Risk/Hardship Matrix, at the following revised rates:- Level in Pay Matrix Cell Name Rate per month(Rs.) Level 9 and above R3H2 3400 Level 8 and below R3H2 2,700 3. The term ‘Pay Level’ in the revised pay structure means the ‘Level in the Pay Matrix. 4. In respect of those employees who opt to continue in their pre-revised pay- structure, corresponding Grade Pay in the prescribed pay band as indicated in CCS(Revised) Pay) Rules, 2016 would determine the allowance under these orders. 5. These rates shall increase by 25 per cent whenever the Dearness Allowance payable on the revised pay structure goes up by 50 per cent. 6. All other terms and conditions governing the grant of this allowance shall remain unchanged. 7 These orders shall take effect from 1st July, 2017. 8. These orders shall also apply to the. civilian employees paid from the Defence Services Estimates and the expenditure will be charge-able to the relevant head of the Defence Services Estimates in regard to Armed Forces personnel and Railway employees, separate orders will be issued by the Ministry of Defence and Ministry of Railways, respectively.
Просмотров: 1382 Govt Employees News
The Health of State and Municipal Pension Plans
 
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The nation's largest municipal pension plans are carrying unfunded liability of $574 billion, in addition to nearly $3 trillion in unfunded pension promises. Amber Dakar examines these shortfalls that threaten the viability of municipal services.
Просмотров: 216 Money And Markets
Organized Laborers’ Retirement Plans Need Input from Pro Planners - Right in the Money - Part 2 of 5
 
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Sub Headline: The “Measure Twice, Cut Once” Approach is Universal in Retirement Planning Synopsis: Union workers are eligible for retirement sooner than many workforce sectors. Potentially long retirements and science-based longevity create additional demand on resources. Workers considering retirement are tasked with education and execution of benefits typically handled by administrators. Content: Union workers known for an “early to rise” work ethic would be wise to apply that same urgency to their retirement planning. The reasons are many, but of primary relevance is their relatively young retirement eligibility age, often only 55, and the resulting demands on the resources needed to support increasingly long lives Five years in advance is often suggested to initiate retirement planning. While that process may start from age 57 – 62 for those hopeful of retiring in their mid-60s, it can be as early as age 50 for union craftsmen and tradesmen who can often retire by meeting the age 55 threshold with 20 or more years of service. Early retirement planning is advocated by financial planners due to the nuances of benefits largely unique to organized labor. Urgency is also rooted in the time needed for client education and acclimation. Among the circumstances: • Some unionists are unaware that their retirement benefits, nearly fully funded by the contractors who employ them, can be subject to 10% withholding at distribution if the retiree desires a spousal benefit. With proper advance planning, the withholding expense can potentially be offset, but not eliminated. • Union members are largely underserved by retirement planners. Compounding the situation is an unfamiliarity of union regulations in the adviser community. Accordingly, it may take some time to locate the best qualified planning resource, and to transition the roles that are traditionally served by an insular union. • Unfamiliarity by retirees with the execution of benefits can lead to an assumed “cruise control” approach to retirement, when actually, awareness and vigilance are required. An example is healthcare insurance premiums, which the worker does not pay for while working, but is fully responsible for in retirement. Advance planning can produce an effective strategy to manage this substantial monthly expense, and the 10-year window until a 55-year old retiree becomes Medicare-eligible. • With longevities now estimated at more than 86 years for men and 88 for women, age-55 union retirees should plan for a 30+ year retirement. Even when social Security is added, the 10-year differential over age-65 retirees can easily stress accumulated tax-deferred accounts and structured sequences of return. Organized labor has long had a paternal and protective culture. Those seeking to retire as early as age 55 or soon after can benefit from an independent retirement planning specialist with the appropriate skills to navigate concerns of income, inflation, healthcare and taxes through what may be a relatively long retirement and asset distribution phase. Syndicated financial columnist Steve Savant interviews top retirement specialists in their field of expertise. This segment features retirement specialist Lee Dillion. Right on the Money is a financial talk show distributed in daily video press releases to over 280 media outlets and social media networks. (www.rightonthemoneyshow.com) https://youtu.be/uEGiSa81mvw
Просмотров: 1059 Right On The Money Show
German Inefficiency: Soaring construction costs draw taxpayer anger
 
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Debunking the myth of German efficiency, public construction projects have been turning into economic time bombs - due, critics say, to the irresponsible planning of those in charge. And it's taxpayers who feel its ticking most of all, as RT's Peter Oliver reports. RT LIVE http://rt.com/on-air Subscribe to RT! http://www.youtube.com/subscription_center?add_user=RussiaToday Like us on Facebook http://www.facebook.com/RTnews Follow us on Twitter http://twitter.com/RT_com Follow us on Instagram http://instagram.com/rt Follow us on Google+ http://plus.google.com/+RT RT (Russia Today) is a global news network broadcasting from Moscow and Washington studios. RT is the first news channel to break the 1 billion YouTube views benchmark.
Просмотров: 7577 RT
Government Contractors - Join the Nation's First Federal Technology Accelerator!
 
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Public Private Innovations (PPI) is the nation's first federal technology accelerator. The goal of PPI is to drive public value through private growth. We are a transformative program focused on growing highly competitive federal contractors and technology suppliers that maximize public value for federal government and citizens with minimum taxpayer resources. US Federal, state and local government contractors please visit us at Publicprivateinnovations.com and click on "Federal Contractors" section for more information on how to be a part of this unique and exclusive program. Targeted Focus: Agency for International Development, Department of Agriculture, Department of Defense, Department of Education, Department of Homeland Security, Department of Housing & Urban Development, Department of Labor, Department of State, Department of State, Department of the Navy, Department of the Air Force, Department of the Army, Department of the Interior, Department of Transportation, Department of Veterans Affairs, Environmental Protection Agency, Executive Office of the President, General Services Administration, National Aeronautics & Space Administration, National Archives and Records Administration, Nuclear Regulatory Commission, Office of Personnel Management, Office of the Director of National Intelligence, Social Security Administration, Advisory Council on Historic Preservation, African Development Foundation, Alaska Natural Gas Transportation Projects, American Battle Monuments Commission, Appalachian Regional Commission, Architect of the Capitol,Armed Forces Retirement Home, Barry Goldwater Scholarship Foundation, Bureau of Economic Analysis, Chemical Safety Board, Christopher Columbus Foundation, Committee for Purchase From People Who Are Blind or Severely Disabled, Commodity Futures Trading Commission, Congressional Budget Office, Consumer Product Safety Commission, Corporation for National & Community Service, Court Services and Offender Supervision Agency, Defense Nuclear Facilities Safety Board, Delta Regional Authority, Export-Import Bank of the US, Farm Credit Administration, Federal Communications Commission, Federal Deposit Insurance Corporation, Federal Elections Commission, Federal Energy Regulatory Commission, Federal Housing Finance Agency, Federal Judicial Center, Federal Labor Relations Authority, Federal Maritime Commission, Federal Mediation and Conciliation Service, Federal Mine Safety and Health Review Commission, Federal Reserve Board, Federal Trade Commission, Government Printing Office, Harry S. Truman Scholarship Foundation, Institute of Museum and Library Services, International Boundary and Water Commission, International Broadcasting Bureau, James Madison Memorial Fellowship Foundation, Japan-US Friendship Commission, John F. Kennedy Center for Performing Arts, Legal Services Corporation, Library of Congress, Medicaid and CHIP Payment and Access Commission (MACPAC), Merit Systems Protection Board, Millennium Challenge Corporation, Morris K. Udall Foundation, National Assessment Governing Board, National Capital Planning Commission, National Commission on Libraries & Info. Science, National Credit Union Administration, National Credit Union Administration, National Endowment for the Arts, National Endowment for the Humanities, National Gallery of Art, National Indian Gaming Commission, National Labor Relations Board, National Mediation Board, National Nuclear Security Administration, National Oceanic and Atmospheric Administration, National Transportation Safety Board, Neighborhood Reinvestment Corporation, Nuclear Waste Technical Review Board, Occupational Safety & Health Review Commission, Office of Government Ethics, Office of Navajo & Hopi Indian Relocation, Office of the U.S. Trade Representative, Overseas Private Investment Corporation, Overseas Private Investment Corporation, Pension Benefit Guaranty Corporation, Postal Regulatory Commission, Presidio Trust, Recovery Accountability and Transparency Board, Securities and Exchange Commission, Smithsonian Institution, Tennessee Valley Authority, Terrorist Screening Center, US Access Board, US Army Corps of Engineers, US Capitol Police, US Commission on Fine Arts, US Election Assistance Commission, US Equal Employment Opportunity Commission, US Holocaust Memorial Museum, US International Trade Commission, US Office of Special Counsel, US Patent and Trademark Office, US Peace Corps, US Postal Service Inspector General, US Railroad Retirement Board, US Tax Court, US Trade and Development Agency, Valles Caldera Trust and Vietnam Education Foundation.
Просмотров: 344 LaunchDream
Multiemployer pension plans in 'dire' shape, government monitor says
 
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Multiemployer pension plans in 'dire' shape, government monitor says Multiemployer pension programs are in dire shape, the director of the Pension Benefit Guaranty Corpo...
Просмотров: 28 viewyer360
Team #ben2 winner Pension Track at #dbh17, make your pension transparent
 
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Winner of the Dutch Blockchain Hackathon was team #ben2 They created a transparent pension administration system on the Blockchain with a great weased bb demo. Tokens are administrated for different companies and you can track where the money is invested in. 80% savings on administrative cost. Dean Masley Executive Director of the Blockchain Education Network https://www.linkedin.com/in/dmasley From this perspective, I see Bitcoin as another global experiment that aims to make the world of finance and money as diverse and innovative as communication. I do not have the knowledge to determine whether or not this will end up being a success; but it does provide unique opportunities for the individuals building ontop of these ideas.
Просмотров: 246 Vincent Everts
PF withdrawal process online | EPF का पैसा निकालने का आसान तरीका
 
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In this video, you will learn how to withdraw EPF money online. PF withdrawal online process is a very simple one. Learn to fill the necessary form (pf refund form) related to PF withdrawal easily. PF withdrawal process online | EPF का पैसा निकालने का आसान तरीका PF refund form using EPFO login portal for your successful pf EPF withdrawal. Apply for Online PF refund claim. If you have worked for at least 6 months in the company, then you are eligible for epf pension withdrawal process too. Otherwise, you will just be able to withdraw PF money online. For ESI, PF Consultancy or Payroll Outsourcing http://esipfadvisor.com/ For our English subscribers, you can get all information in English curtsy bemoneyaware in the following blog:- https://www.bemoneyaware.com/blog/online-epf-withdrawal-full-partial/ Like us on Facebook: https://www.facebook.com/esipfadvisor Follow our Blog: http://esipfadvisor.com//blog Related videos to EPF and UAN: To link Aadhar to UAN, watch this: https://www.youtube.com/watch?v=PQmFdX_4vA0&t=79s To activate UAN number, watch this: https://www.youtube.com/watch?v=NVc8nwuJElE To correct EPF name, and other details (DOB, Aadhar, family details), watch this: https://www.youtube.com/watch?v=yHEq1oU72sY&t=413s EPF ka kitna paisa milega, janne ke liye dekhiye: https://www.youtube.com/watch?v=ABcU3ug1ecE
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How to do EPF Registration Online (HINDI) --EPF रजिस्ट्रेशन कैसे करे
 
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This video will provide you all the detail regarding how to register for EPF if you are a employer. Simply login to epfindia.com and go for the process to register your company. Are you crazy about fashion? You like modern & western dresses? Then check my online shopping fashion store for all those men & women who love new style and fashionable dress, shoes, jewellery and many more. Simply WOW!! Click here to choose your fashion & style: https://onlinehopping.wooplr.com/ (Affiliate) HOLI offers on women Dress: 40% to 72% off for all Buyers.Give a suprise GIFT to your Mother/Wife/Sister/Girlfriend/Any Female Relatives.........!! Check any of these Affiliate links: http://fkrt.it/nZnOq2NNNN http://fkrt.it/KiNfDLuuuN http://fkrt.it/KirOdLuuuN http://fkrt.it/nZDHr2NNNN http://fkrt.it/KqAARLuuuN http://fkrt.it/KQBfvLuuuN http://fkrt.it/K~NsoLuuuN http://fkrt.it/nPLps2NNNN https://goo.gl/2uPFH3 http://fkrt.it/nZ!LG2NNNN http://fkrt.it/nZ!LG2NNNN Always be connected to Information Guru to gain all types of skill, knowledge & Information. Here I am sharing the link: Follow us on Youtube : https://www.youtube.com/channel/UCrTC0rEXRFS0bB48xXrRbnQ Follow us on Faceboo : https://www.facebook.com/InformationGuru10/ Follow us on Twitter : https://twitter.com/infoguru10/
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Best retirement plan solutions for small business owners – QBI
 
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In this interview, we discuss retirement plan trends and design ideas for small business owners with Val McClendon from QBI, a national retirement plan administrative firm. We cover recent tax changes, avoiding pitfalls, and more. QBI, LLC 21031 Ventura Blvd., 12th Floor Woodland Hills, CA 91364 818. 594.4900 | main RETIREMENT PLAN QUESTIONS ANSWERED 1. Retirement Plan Solutions for small business owners (0:35) a. What are the contribution limits for 2018? (0:50) b. Does an employer have to put in the same amount as the employees? (2:08) c. What if an owner wants to contribute above the contribution limits? (3:50) d. Can you combine a 401(k) plan with a cash balance or defined benefit plan? (4:56) e. Can you have a once person retirement plan for self-employed owners? (6:10) f. If an employer’s decided to add a Defined Benefit or cash balance – how many years do they have to fund it? (7:07) 2. Trends in the Retirement Market Place (9:05) a. What employee matching contribution trends? (9:15) b. What is a match stretch? (10:00) c. What are trends in low participation rates? (11:03) 3. How does an employer get started a. If an employee decided to go with a retirement plan do they have to fund contributions right away? (18:30) b. What if someone has an existing plan do they and they want to change their TPA or record keeping firm? (19:12) c. Should an employer bring the CPA or current financial advisor into the discussion? (20:18)
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