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Developing an Indirect Cost Allocation Plan
 
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This video is part of the Federal-aid Essentials for Local Public Agencies Web site and resource library: http://www.fhwa.dot.gov/federal-aidessentials/essentials.cfm The Federal-aid Essentials Web site contains a resource library of informational videos and related materials. Readily accessible and available when you need an answer, each video addresses a single topic presented in everyday language-condensing the complex regulations and requirements of the Federal-aid Highway Program into easy-to-understand concepts and illustrated examples. This Web site allows you to indicate areas of interest and receive alerts when material that matches your interests becomes available. You also can give feedback that will help FHWA continue to provide useful assistance.
Просмотров: 2249 USDOTFHWA
How to Set Costs for Tasks in Microsoft Project 2016
 
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Get my free 3 hour course for Project 2016 course ► https://simonsezit.leadpages.co/free-project-2016-course/ Get 20 training videos to help you learn MS Project 2016. Click here to get the free course: https://simonsezit.leadpages.co/free-project-2016-course/ Get the complete 9-hour Project 2016 training course here ► http://www.simonsezit.com/courses/microsoft/learn-microsoft-project-2016-training-tutorials/ During this Microsoft Project 2016 training tutorial video, we will discuss the process of setting cost for each of your tasks; how you accrue a particular cost whether at start, end, or prorated; and which calendar is used by a resource. Checkout some of our other training on YouTube: Excel 2016 training: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3hFUdlWMkTLZL-Fr3oRGN35 Project 2013 training: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3i1QJ6-Z91KRjFg5dzacD1O VBA for Excel tutorials: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3hWRi0mgxdyWkT0QaYKuBGZ Visio 2013 for beginners: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3jpAwkTGD6hGNxF8ML_FfsF SharePoint 2013 training: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3jloGuvewOe0Iv1EE2POKge Stay in touch: SimonSezIT.com: http://www.simonsezit.com/ StreamSkill.com: http://streamskill.com/ YouTube Channel: http://bit.ly/foiItB Facebook: http://on.fb.me/14m8Rwl Twitter: http://bit.ly/177EU5J Google+: http://bit.ly/11JbHdb If you enjoyed the video, please give a "thumbs up" and subscribe to the channel ;-) Hello again and welcome back to our course on Project 2016. In this section we’re going to start to look at Costs. And I’m going to begin by looking at the bathroom refit project. We’re going to look at some basic aspects of costs in this project. Then I’m going to set you Exercise 05 to do, put in a little bit more detail about cost in relation to the bathroom refit. And then in the section after that we’re going to look at a couple of other more general aspects of cost and we’re going to also look at the cost for the wedding. So first of all let’s look at the cost for the bathroom refit. And what I’m preparing here is version 05A of the bathroom refit project. And I’m going to go to the Resource Sheet and we’re going to look first of all at the cost related to the electrician. Now for work resources, generally, basically we would need at least a standard rate for a cost. And by default cost rate is entered in currency units per hour. You can express it, for instance, in cost per day but we’ll stick with per hour. And I’m going to put the electrician cost as $25 per hour as a standard rate. That’s the STD column. And I’m going to put it as $40 per hour for the overtime rate. Now as soon as I do that if I go back to the project itself, so let me just switch back to the Gantt Chart. There’s not really any noticeable different on that at all. But if I go to Project Information on the Project Tab and click on the Statistics button I’ll now see that I’ve got for the first time a cost for the bathroom refit. And it comes out, currently, at $800. Now the reason it’s $800 is of course because the electrician is scheduled to do 32 hours of work on the project. So the first fix electric is two days work. That’s 16 hours at $25. That’s $400. And then the second fix electric is the same amount, another $400. So let’s close that and let me return to the Resource Sheet. Now let’s take a look at a couple of other aspects of the cost of a work resource. We also specified here an overtime rate. And if for example I needed to get the electrician to work overtime, so to work outside the electrician’s normal hours of work then that is the rate I would need to pay the electrician at. This difference between standard rate and overtime rate can of course be very significant because it may increase the cost of, for example, keeping a project on time that is starting to slip. And sometimes you have to balance the cost of a delay against the additional cost of keeping on schedule. Cost per use relates to an additional cost for each time you might need to use a resource. This may apply to a work resource. So you may, for instance, have an agency hiring fee to pay or something like that. But it also could relate, for example, to a piece of equipment, the delivery cost of a pump or a special piece of machinery. Sorry, we couldn't fit the entire video transcription here since YouTube only allows 5000 characters.
Просмотров: 24531 Simon Sez IT
How to do a Customer Profitability Analysis
 
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You can subscribe to all my Marketing Video Lessons here: http://30minutes.marketing/subscribe This customer profitability analysis video explains why and how to calculate it, and what you should do with the results. Visit My Website: http://30minutes.marketing/ Follow Me On Social Media: Linkedin: https://www.linkedin.com/in/paulocalisto Facebook: https://www.facebook.com/30minutesmar... Twitter: https://twitter.com/30MinutesMarket Customer Profitability Analysis assists business owners, entrepreneurs and marketing experts recognize the earnings coming from each and every customer. The Customer Profitability Analysis, is the net profit or to put it simply the revenue minus all the costs and expenses associated to one individual customer. This assists business owners or marketers in recognizing which customers bring more profit to their business. This understanding it is exceptionally valuable due to the fact that if used correctly will certainly increase the business profitability. At the above video, I will exemplify with a Spa business. Basically in this example a Spa will analyze their customer profitability and divide them into five different groups. When analyzing the data and segment it into five groups, it will come to the conclusion that the best customers, what I called on the example as the five star customers, are only 20% of their total customers but they actually drive 80% of the entire spa profit. This kind of information that a customer profitability analysis will provide is extremely important to any business who wants to be successful. Because most of the time you will understand that a small group of customers are extremely important to your business, and you need to continue to make sure that they keep using your products and services regularly, or even more than they used to. Besides that, you have the opportunity to determine what geographic, demographic and psychographic characteristics they have in common, and use your marketing dollars to drive more customers with the same characteristics to experiment your products. Also, you will have the opportunity to know the customers that are not as good as this 5 stars, but that are close to this group. Meaning that after you concluded analyzing your customer profiles, they are not at the 5 stars customer group but on the 4 or 3 stars groups. By knowing who these persons are, you will be able to build a relationship with them with some marketing tactics that have the goal of moving them into the 5 star customers’. This technique of “pushing” your existing customers into your best customers group, most of the times is easier and cheaper than try to find completely new great customers. Finding other prospective customers with the exact same qualities and attributes as them is also a smart way to spend your marketing dollars. Example: if they are sales professionals’ females that live in a kilometer distance from your shop, with ages between 30 to 45 years old, you should invest in marketing your products to ladies that have the exact same characteristics as your five star customers. This way, you will not waste your marketing money by promoting your products to customers that will bring you not much profit. For your “worst” customers, most of the times I recommend businesses to leave them alone and don’t waste their marketing dollars in trying to transform them into good customers. Often, after studying the customer profitability analysis, company owners recognize that these customers in reality don’t bring much profit to the company and in many cases they are not profitable at all, because when we calculate the net profit, our actual costs and expenses with them are higher than the revenue they brought to the company.
Просмотров: 10796 Paulo Calisto
Activity Based Costing Examples - Managerial Accounting video
 
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Activity Based Costing Example - Accounting video by TheAccountingDr is a tutorial video with examples on using an activity-based costing system: 1) calculate the allocation rate and 2) allocated costs (overhead/indirect costs) using the allocation rate. In addition, we calculate the indirect costs per unit of planned products as well as the product costs per unit of planned products (direct materials + direct labor + OH). Managerial Accounting lecture notes: http://tiny.cc/nw1enw Activity-Based Costing terminology review game: http://tiny.cc/mxgoow -- Thank you all for your wonderful support. Because of your support we have been able to reach and help numerous accounting students. Please continue to be a part of our mission to help other accounting students be successful by giving our videos thumbs up, giving comments and adding our videos to your favorites. Subscribe: http://www.youtube.com/subscription_center?add_user=routhwsuedu Friend me on Facebook and post your questions: http://www.facebook.com/TheAccountingDoctor -- For more accounting/how to eLectures (and accompanying lecture notes) similar to Activity-Based Costing Examples - Managerial Accounting video, blog, FAQs and accounting eBooks visit http://www.TheAccountingDr.com. Activity-Based Costing Examples - Managerial Accounting video: http://youtu.be/7SNjEHIYjns -- Please note that videos may require Flash media and may not play on devices without Flash capabilities (i.e. iPad). If you are having difficulty viewing this video on YouTube, these videos may also be viewed without Flash on my website at http://www.TheAccountingDr.com.
Просмотров: 112610 Brian Routh TheAccountingDr
How to Setup Budget Costs in Microsoft Project 2016
 
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Get the complete 18-hour Project 2016 Beginner to Expert course for $1 here ► https://streamskill.com/p/streamskill-membership/?product_id=46085&coupon_code=YT1DOLLAR During this Microsoft Project 2016 advanced training tutorial video, we will look at what budget cost is, why people would use budget cost, and how you can compare progress on a project with a project budget. Checkout some of our other training on YouTube: Project 2016 advanced training: PLAYLIST HERE Project 2016 beginner training: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3g_ABHdUU7RoGJJm-YFr4_Y Excel 2016 training: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3hFUdlWMkTLZL-Fr3oRGN35 VBA for Excel tutorials: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3hWRi0mgxdyWkT0QaYKuBGZ Visio 2013 for beginners: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3jpAwkTGD6hGNxF8ML_FfsF SharePoint 2013 training: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3jloGuvewOe0Iv1EE2POKge Stay in touch: SimonSezIT.com: http://www.simonsezit.com/ StreamSkill.com: http://streamskill.com/ YouTube Channel: http://bit.ly/foiItB Facebook: http://on.fb.me/14m8Rwl Twitter: http://bit.ly/177EU5J Google+: http://bit.ly/11JbHdb If you enjoyed the video, please give a "thumbs up" and subscribe to the channel ;-) Welcome back to our course on Project 2016 Advanced. In this section we’re going to look at Budget Costs. I’m going to explain to you why people use Budget Cost, why you may want to use Budget Cost and how you can compare progress on a project with a project budget, with specific reference to costs. Now I should point out that you can pretty much do the same thing with Budget Work. And the approach with Budget Work is actually very similar but we’re going to concentrate here on Budget Costs. So I’m back here at the house build project. This is version 03. If I go to the Resource Sheet you’ll see that currently the Resource Sheet is empty. And in fact there are no costs or resources assigned at all on this project yet. So one thing that I might do very early on in a project like this is prepare a budget. Now this wouldn’t necessarily relate to any very accurate estimate of cost but I might say, for example, well I think that the labor costs are going to be $40,000 and the material costs are going to be $30,000 and the legal costs are going to be $10,000 and so on. So I might come up with some budget figures. And then during the course of the project I’m going to want to see how the project is progressing against my budget. Now rather than do all of those all I’m going to do is take one element and show you how you might deal with one element and then the other elements would be dealt with in an equivalent way. Now one thing that I must make very clear at this point is that you shouldn’t confuse budget costs with baseline cost. A baseline is a copy, a saved copy of a detailed schedule at a point in time. In fact it can be a detailed or perhaps not very detailed schedule, but it’s a copy of the schedule which will include details of start dates, end date, costs, etcetera, whatever has been added at that point. Budget costs are assigned at the project level. And although we can compare the budget cost with our actual costs in whatever categories we’ve set up it’s not the same as comparing progress, actuals that is, with a baseline. So let’s use as our example a budget cost for services. And by services we mean things like connecting the house to main services and getting an inspection by a local building inspector. So first of all let’s go to the Resource Sheet and we’re going to set up a resource called Service Costs. The type is Cost and I’m also going to create a group. I’ll explain the use of the group in just a moment. Sorry, we couldn't fit the entire video transcription here since YouTube only allows 5000 characters.
Просмотров: 35426 Simon Sez IT
Microsoft Project 2013 Tutorial - Budget Costs and Budgeting
 
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Get my free 3 hour course for Project 2013 course. Get 20 training videos to help you learn MS Project 2013. Click here to get the free course: https://simonsezit.leadpages.net/free-project-2013-course/ Watch the full course at http://www.simonsezit.com/courses/microsoft/learn-microsoft-project-2013-advanced-training-tutorials/ Get our Project 2013 beginner training here: http://www.simonsezit.com/courses/microsoft/learn-microsoft-project-2013-training-tutorials/ In this video, learn budget costs and budgeting in general while working in Microsoft Project 2013. Get 36 hours of Microsoft Project training here: http://www.simonsezit.com/learn-microsoft-project-training-tutorials/ Watch the entire Project 2013 Training Tutorial playlist: https://www.youtube.com/playlist?list=PLzj7TwUeMQ3iTsQY6ERGqxg9YDK5Y9eBU Stay in touch: SimonSezIT.com: http://bit.ly/JEWqQA Project 2013 training: https://learnoffice2013.com/ The Simon Sez IT email newsletter: http://bit.ly/18bMwY0 YouTube Channel: http://bit.ly/foiItB Facebook: http://on.fb.me/14m8Rwl Twitter: http://bit.ly/177EU5J Google+: http://bit.ly/11JbHdb If you enjoyed the video, please give a "thumbs up" and subscribe to the channel ;-) Video Transcription: Toby: Welcome back to this course on Project 2013 Advanced. In this section we're going to look at budget costs and in fact including in that I'm going to look at budgeting in general in Project 2013. I hope it's something you've come across before but I do find it is one area of 2013 where people do get quite confused about what it means and what the relationship is between a budget and a baseline and actuals and so on. During this and the next few sections, I hope to explain all that more fully to you and to add a lot of details to things you may have used before. Now the first thing to understand is that a budget has nothing to do with tracking actual costs, even scheduled costs or scheduled assignments or scheduled use of resources and so on. A budget is purely a set of numbers that is, if you like, your best guess. It may be your budget in the sense of being a limit either to the amount of money you have or the amount of resources you can use. But basically it's usually there because you've been required either at the start of a project or even before a project begins to come up with a budget for the project. Now one thing you can do in Project 2013 is to setup a budget with various components very easily and then you can track your progress against that budget along with your progress against things like your baseline. So first of all, let's setup a budget for this pretty straightforward project. Now I must admit to an element of cheating here because normally if I were required to do a budget for a project, it would be even before I'd done this level of detail planning. Even here, although I've got a lot more breakdown of these tasks and more investigation of resources and so on to go into, I've already got a pretty good idea of what this projects going to cost. So I want you to sort of cast your mind back a few months before I had even this Gantt Chart and my bosses said to me, "We're thinking of putting together a new website and we're going to be able to do this on it and this on it and this on it and give me a long list of what we might be able to do. And we want it to work like this and we want it to work like this and we want it to be able to take this many visitors and do this amount of business online on it and so on." And then he might say to me, "Can you give me some idea Toby of what that's going to cost? Come up with a budget for the whole project." So I know that in order to do this we're going to need to get some specialist help from outside. We've got a web development company and we've got some business consultants who can help us with these jobs. We're going to do a certain amount of the work in house. We're going to be able to do quite a lot of the testing. We'll even be able to do some of the development work. But mainly we'll be working on requirements and elements of design. So I go away. I look at the last website development project we did. I look at how much complex this one is, but on the other hand how much more we've learned and I come up with some figures and say, "Well, based on past experience and based on what I think is involved here, I think we're going to need about 900 hours of our own time, in house work. Oh-oh! We couldn't fit the entire video transcription here - YouTube only allows 5000 characters. No worries, you can get the transcripts for all our Project 2013 videos offered here on YouTube AND a free 3-hour video course for MS Project 2013. Click here to get this free stuff: https://simonsezit.leadpages.net/free-project-2013-pdf-and-course/
Просмотров: 141008 Simon Sez IT
Cost Calculation at Design Stage - classmate PLAN
 
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Up to 80% of a part's costs are already determined by the design. In this video, we will show you, how preliminary costing at design stage can save you time and money in manufacturing parts and part assemblies. Let's look at the conventional process: The designer develops a new part. After the approval, material masters, BOMs and work plans need to be created manually. Following this, the costs of the part are calculated. Only now the cost drivers become apparent. If any design changes are required due to the costs, the lengthy process starts all over again. classmate PLAN shortens and improves this process significantly. The modelmonitor already shows the cost details to the designer at the development stage of his model. At the push of a button, essential cost drivers are highlighted in red and create transparency for the machining process, times and costs. classmate PLAN has an accuracy of up to plus/minus 5% deviance in the product costing analysis for client projects. The software automatically retrieves the geometric information from the CAD model and compares it to available production technology of internal or external manufacturing partners. The designer can already see how the design details affect the manufacturing costs during the creation of the model in the CAD system. He can therefore control the manufacturing costs effectively. He can test different production variations without changing the actual CAD model. And it goes a step further: For work planning, different variations, for example various locations or manufacturing strategies, can be calculated and compared as often as you want. You can make informed assessments on alternatives quickly - for example as the basis of make-or-buy decisions. The work plans are generated automatically and are passed to SAP or other ERP systems. Production costs are already known in advance. For external production, qualified information is provided to Purchasing for supplier selection and price negociations. You can prevent unnecessary calculation loops and build the development process on reliable information. Advantages at a Glance: You can already find out manufacturing costs during the design stage and can identify cost drivers early. The calculation is generated before material masters, BOMs or work plans need to be created. You can make informed decisions on product variations and make-or-buy alternatives quickly. Work plans are generated automatically - the workload of Work Scheduling is lightened. classmate PLAN works in the background without any additional work for the designer. Solid assessments for suppliers and prices can be made. Numerous businesses already benefit from the classmate PLAN calculation. Find out more: www.simus-systems.com
Просмотров: 113 simus systems GmbH
Resource Capacity Planner - Excel Template - Team Capacity  (Hours) Planning
 
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In this article, we will be taking up monthly capacity planning for a team. We will be using the Resource Capacity Planner Excel Template in this exercise. (Link: https://indzara.com/product/resource-capacity-planner-excel-template/) SCENARIO: We are responsible for planning our team’s capacity every month. We need to have a realistic view of how much work can be done by our team next month, taking into account the availability of each of our team members during the month. This will allow us to commit to our leadership on deliverables’ scope and if needed ask for more resource or to reduce the deliverables. Resource Capacity Planner Excel template is helpful in understanding the available resource capacity, comparing with demand and identifying surplus/deficit capacity by skill groups. The template takes the resource availability, holidays, weekends, overtime and vacation data to calculate capacity. Then, based on your input demand data, it can calculate the surplus/deficit capacity. In addition, you can generate an employee availability report. It can be used in different environments. For example, a manager leading a team can use this to plan capacity of his team every month. A project manager who is working on a multi-month long project can plan the resource capacity for the entire duration. This can also be used outside corporate environments wherever you want to compare demand vs capacity. Simple and Effective Excel Templates: http://www.indzara.com/ Free Excel Templates: http://www.indzara.com/free-excel-tem... Premium Excel Templates: http://www.indzara.com/shop/ Project Management Templates: http://www.indzara.com/project-manage... Inventory Management Templates: http://www.indzara.com/inventory-mana... Free Excel Course: http://www.indzara.com/useful-excel-f... Social: Subscribe to YouTube: http://www.youtube.com/user/theindzar... Facebook: https://www.facebook.com/theindzara YouTube: https://www.youtube.com/user/theindzara LinkedIn: https://www.linkedin.com/company/indzara Twitter: https://www.youtube.com/user/theindzara
Просмотров: 46852 Indzara
Live Demo - SAP BPC on HANA - Driver Based Planning, Forecasting & Budgeting For Retail & CPG
 
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NOTE: New SAP Hana & BOBJ and SAP BPC 10.1 batches are starting on SEPTEMBER 6, 2014. Please contact for more details: Hari@cloneskills.com Ph: 916-572-5532 Readily Deployable Pre Packaged Solution - SAP BPC on HANA Implementation Accelerator Objective : To gain SAP BPC on HANA implementation experience while learning -- On job coaching The purpose of this demonstration is to provide enough functional and technical details about our readily deployable driver based planning, forecasting & budgeting solutions, enabled by SAP HANA technologies. In this demo, Viewers will learn about our out of the box analytics capabilities, including planning, forecasting, simulations, scenario analysis, and business insights. Also users will learn how our pre-configured solutions will cut-down the implementation time, and risk and cost. Our readily deployable solution facilitates data collection and performs currency conversion on entities' data. Differences, which arise out of currency conversion, are posted through Journals. And, the solution allows users to create scenario baselines which can then be analyzed for various business drivers by simulating the key influencers. Driver based planning, forecasting & budgeting scope: Revenue Planning and Forecasting Cost Planning and Forecasting P&L Planning and Forecasting Cash Flow Planning and Forecasting SKU Level Planning and Forecasting Six Month Rolling Forecast and Forecasting Cost Allocation Contact: Hari@cloneskills.com 1-916-572-5532 Note: New online training batches for SAP HANA & BOBI and SAP BPC 10.1 on HANA are staring on March 23, 2014.
Просмотров: 10912 Clone Skills
Intro to Managerial Accounting: Master Budgets I (Chapter 6)
 
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Introduction to Managerial Accounting Professor Savita Sahay Master Budgets (Chapter 6) Please visit our website at http://raw.rutgers.edu TIME STAMPS What is a Budget? 0:23 Advantages of Budgeting: 1:13 The Master Budget: 2:24 Components of Master Budget: 2:53 Sales Budget: 4:36 Practice Problem #1: 5:24 --- Preparation of a SALES budget --- Solution: 6:03 The Production Budget: 6:27 Practice Problem #2: 8:07 --- Preparation of a PRODUCTION budget --- Solution: 8:45 Practice Problem #3: 11:41 --- Sales, production, and cost of goods sold amounts to be reported on the budgeted income statement A budget is a detailed quantitative plan for a proposed course of action over a specified time period in the future. Operating budgets ordinarily cover a one year period corresponding to a company's fiscal year. Many companies divide their annual budget into four quarters (this is known as the budget period). The budgeting process involves planning and control. Planning involves developing objectives and preparing various budgets to achieve those objectives. Control involves investigating the deviations from the budgets and taking corrective actions for the future. The advantages of budgeting include converting the firm's strategy into short term goals to be achieved during the next year and helps define the company's goals and objectives. It helps promote coordination and communication among departments within the company and provides a framework for judging performance. It motivates managers and other employees and helps uncover potential bottlenecks early and find solutions. It is a means of allocating resources among divisions and helps manager and plan for cash requirements. The master budget consists of a set of operating budgets and a set of financial budgets that detail an organization's financial plans for a specific accounting period, generally a year. Operating budgets are plans used in daily operations and are the basis for financial budgets. Financial budgets, in turn, are projections of financial results for the accounting period. A sales budget is a detailed plan, expressed in both units and dollars, that identifies the product (or service) sales expected in an accounting period. It is prepared before any other budgets due to the importance of estimated sales volume, the fact that it will affect the level of operating activities and amount of resources needed for operations, the possibility that managers may use sales forecasts, and is the foundation that other budgets are developed upon. The production budget is a detailed plan showing the number of units a company must produce to meet budgeted sales and inventory levels. Production managers use this information to plan for the materials and human resources that production activities will require. To prepare a production budget, managers must know the budgeted number of sales (units) from the sales budget, and the desired level of ending finished goods inventory for each period in the budget year. To receive additional updates regarding our library please subscribe to our mailing list using the following link: http://rbx.business.rutgers.edu/subscribe.html
Просмотров: 14836 Rutgers Accounting Web
Sales planning scenario in BPC 10.1 embedded based on Composite provider
 
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Sales planning scenario in BPC 10.1 embedded based on Composite provider and Advanced DSO
Просмотров: 8507 Raul Meng
beas production: valuation methode plan and real costs
 
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Description about the new work order valuation methode L+M cost (plan) + Material Costs (Actual)"
Просмотров: 234 Boyum IT Solutions
How have corporate DB plan asset allocations shifted?
 
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Five years ago, Vanguard initiated a survey to periodically track how changes in the market, economic, regulatory, and interest rate environments affect DB plan investment strategies, asset allocations, plan statuses, and other aspects of plan management. In this series of short videos, Vanguard Investment Strategy Group's Kimberly Stockton, Paul Bosse, and Douglas Grim report key findings from our 2015 survey, sharing observations and real-life client examples. About the survey: 178 corporate DB plan decision-makers responded to the Vanguard Survey of defined benefit plan sponsors, 2015, conducted in May 2015. They represent plans with assets ranging from $20 million to more than $5 billion. Market capitalizations of their sponsoring companies ranged from less than $50 billion to more than $200 billion, with 54% representing organizations whose market capitalization was more than $5 billion. Note: All investing is subject to risk, including the possible loss of the money you invest. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.
Просмотров: 569 Vanguard
Project Management Tutorial: Cost Planning in Project Management
 
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Project Management Tutorial: Cost Planning in Project Management If you are thinking to transition into a project management role, if you are preparing for a PM interview or if you just started as a project manager this project management channel is for you. Discover how to efficiently lead projects by learning tools and techniques to manage scope, time and resources. The course will enhance your proficiency in project management. Course topics include: - Understand PRINCE2®, PMI®, Agile, SDLC, ITIL, Lean Six Sigma to select the suitable methods, tools and software for your project - Learn to start a project developing a project charters and a business case - Gathering and prioritize requirements - Plan schedule, costs and communication avoiding analysis paralysis - Manage senior stakeholder and efficiently report progress - Manage risks and issues to ensure project success Understand the difference between project management and project leadership - Managing team, schedule, costs and quality - How to close a project and transition it to BAU Operations This channel is an introduction to project management concepts and tools. If you are an experienced project manager or want to prepare for the PRINCE2® or PMP® certification exam we recommend to use additional resources to cover exam relevant knowledge areas more in-depth. However, completion of these videos may count for credit toward certification or continuing education. Please review professional association websites for further details on certification and recertification prerequisites. MAVO Institute delivers project management training to help professionals prepare for certifications and achieve their career goals. Our mission is to help shrinking the widening skills gap and complement offers from existing MOOC providers. Current courses include Payments Industry Primer, Project Management, Program Management, Product Management, Process Improvement & Quality Management, Data Center Management and Business Systems Data Analysis.
Просмотров: 12529 mavoinstitute
Cost Plan Lessons   Question Two HD
 
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What comes first the cost plan or the audit? Do the Auditors only audit OMB plans because you are using actual numbers in the computation of your plan? When they are auditing does it add more validity to the "true up"?
Просмотров: 2 CostTree
PPM | Financial Management
 
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Explains the benefit of financial planning and how to incorporate it into a project and portfolio. Applies to ServiceNow releases starting with Kingston. Role required: Portfolio Manager & Finance Manager For best video quality, increase your player resolution to 1080p. This video covers: 00:19 Project financials 02:51 Actual expenses 03:34 Budgeting For more information on financial planning, see: ServiceNow product documentation: Financial Planning: https://docs.servicenow.com/bundle/kingston-it-business-management/page/product/it-finance/concept/c_ITFinance.html Financial Planning Workbench: https://docs.servicenow.com/bundle/kingston-it-business-management/page/product/it-finance/concept/financial-planning-workbench.html Create and promote a forecast plan: https://docs.servicenow.com/bundle/kingston-it-business-management/page/product/project-management/task/create-forecast-plan.html ServiceNow Training and Certification: http://www.servicenow.com/services/training-and-certification.html ServiceNow Community: https://community.servicenow.com/welcome ServiceNow TechBytes Podcast: https://community.servicenow.com/community/experts-corner/techbytes-podcasts For general information about ServiceNow, visit: http://www.servicenow.com/ Your feedback helps us serve you better. Did you find this video helpful? Leave us a comment to tell us why or why not.
Просмотров: 3682 NOWsupport
How to Invest in a 401k | BeatTheBush
 
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When you sign up for an employer 401k plan, you are allowed to invest in various assets by selecting the percentage you want in each allocation. Generally you need to pick a target fund date suitable for your age and when you wish to retire. The closer you are to retirement, the more conservative it needs to be so that you do not find yourself deep in losses with not enough time for the market to bounce back. Within a 401k you will find many other types of funds and they generally have a high expense ratio would could eat up into your retirement if you keep your money in these funds for a long time. Do think about transferring the assets out if you ever change employers to an individual IRA instead where you will have a lot more options for lower expense ratio ETF funds. In the mean while, you can also search for the lowest expense ratio fund that the 401k plan offers. Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Try a 30-Day free GameFly trial here: http://www.gameflyoffer.com/beatthebush Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ My Channels: https://www.youtube.com/BeatTheBush https://www.youtube.com/BeatTheBushDIY
Просмотров: 13773 BeatTheBush
Resource Planning with Microsoft Project
 
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In this video viewers will learn how to create Work, Cost and Material resources within Microsoft Project. They will learn various methods of assigning resources, the 'Assignment Planning Variables', what 'Effort driven' is, and how to make detailed assignments.
Просмотров: 69429 Tom Henry
Asta Powerproject v13 - Analyse resource and cost centre usage daily, weekly, monthly or quarterly
 
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You can use resource usage views to analyse the planned or actual assignments for one or more resources on a daily, weekly, monthly or quarterly basis. Resource usage views provide period-by-period work plans for your resources, as well as a retrospective detailed view of actual effort. You can also use resource usage views to analyse planned and actual cost from one or more cost centres in a project.
Просмотров: 4162 Powerproject
SAP BPC-NW Starter Kit for Cost and Expense Planning  (SKCEP)
 
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See how you can use Teklink's SAP BPC-NW Starter Kit for Cost and Expense Planning (SKCEP) to develop cost and expense plans for SAP ERP more easily than ever before. For more information contact us at SKCEP@TLI-USA.COM
Просмотров: 5879 TekLink International Inc.
Pension Accounting (Actual Return Less Than Expected Return On Plan Assets, OCI Loss)
 
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Accounting for pension expected return versus actual return as unexpected gain or loss, example based on loss where expected return is greater than actual return on pension assets, pension gain or loss is the difference between the expected return & actual return is referred to as the Unexpected Gain or Loss: 1-Asset gain occurs when actual return is greater than expected return, 2-Asset loss occurs when actual return is less than expected return, gain or loss is recorded in Other Comprehensive Income (Gain/Loss), Prior year Gains & Losses are accumulated in the account, expected return reduces the pension expense divided between actual return and unexpected gain or loss, the other comprehensive income (OCI) includes two accounts (1) OCI (Prior Service Cost) & OCI (Gains & Losses), detailed accounting by Allen Mursau
Просмотров: 2343 Allen Mursau
LIHEAP Webinar on Cost Allocation
 
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This is a training and technical assistance webinar for LIHEAP grantees on ways of calculating costs. We accept comments in the spirit of our comment policy: https://www.hhs.gov/web/socialmedia/policies/comment-policy.html.
Просмотров: 130 usgovACF
401K Investing: (How Should I Invest In my 401K?) Real Example Of 401K Portfolio and Allocations
 
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401K Investing: (How Should I Invest In My 401K?Real Example Of 401K Portfolio and Allocations) My 401K Investments and Allocations. Free spreadsheet Included You can follow the links here to download the spreadsheet: https://www.dropbox.com/s/t7dwviqzk807esb/my%20401%28K%29%20investments%20and%20why%20I%20chose%20them.xlsx?dl=0 Video Outline and Time Stamps so you can quickly jump to any topic: • How many funds I currently own in my 401(K) - 1:07 • My 401k investment allocations - 1:45 • How much of my 401k is in stocks - 2:50 • Why i'm invested this way in 401K - 4:15 • The downsides of my investment allocation - 5:40 • My 401K Fund performance - 7:30 • How much i contribute per month to my 401k - 8:10 • Other factors to consider before investing in 401k - 9:50 My current complete 401(K) Investing Playlist: https://www.youtube.com/playlist?list=PLSofnwEEZdUyA9zJ6dpNRm-rOxsG515C8&disable_polymer=true How many fund should I own in my 401k? I currently own 5 mutual funds. I used to own four. The financial advisor that comes to my firm encouraged me to invest in non domestic equities so I started allocating future contributions into this new fund. As you can see here I have about 15% of my portfolio in Non U.S Equities. How do I allocate my 401K funds? Asset Allocation – As you can see 80% of my current holdings are in large growth “Blue Chip” type of mutual funds I’ll explain why in a moment. I own 97% stocks in case you are wondering. I’m not big on bonds at the moment. There is certainly some overlap between the two funds in terms of having similar investments, but I’m ok with that as long I believe that the companies within the fund is invested in are solid companies. Why I’m currently invested this way? There are a few reasons I’m invested this way. I want to take a moment to explain why that is so you can understand my mindset. - Age 33 years old at the time of making this video. I can afford to take risks. Especially since I plan on working at least another 30 years. I need this money to grow. - We have other investments. We have a brokerage account and 2 Roth IRAs that we consistently invest in each month. In those accounts we primarily invest in dividend paying blue chip stocks, REITs, etc. Are investments are more conservative in these accounts which is why I’m so focused at achieving growth in my 401(K) The downsides of my currently investment allocation – When the stock market finally does crash my investments are doing to go down pretty hard, possibly more than the S&P 500, because my portfolio’s beta is slightly higher than 1.06. I know we are due for a major correction or crash, but I am totally ok with this at my age. I would love to this thing crash while I’m still young. I’m going to keep investing either way, because it is nearly impossible to correctly time the market. The good news is my current portfolio’s sharpe ratio is slightly better than the S&P 500. How are my 401K funds performing? Obviously we have been in a bull market for around 10 years now so my investments have been performing well. I’ve been able to achieve around a 10% return or higher every year on my investments. In 2017 I had a total return of 28%. I realize these results will not last forever, but they are good for now. YTD performance for 2018 is around 10% How much I contribute to my 401K per month? Currently I contribute $1,000 per month to 401(K). When I first started I think I only contributed about $300 per month. Plan to keep increasing this amount overtime by $100 per year if possible. Why do I not max out my 401K? I want to stay flexible with our investment choices outside of our 401K) plans. I can go into more detail on this in a future video with you guys. Will these 401(K) Investment allocations change overtime? Yes, my next move is to allocate future contributions to a small cap growth fund. Small-caps have been doing pretty well in my opinion. Maybe 5 – 10%. Other important factors we take into consideration before we invest in our 401(K). Things to consider before investing in your 401K - The ability to save 25% - 50% of our net monthly income after 401(K) contributions. This very important to us, because if we can save and invest 50% of our income throughout our life we have a good shot at building wealth, and having a good retirement. - No debt besides mortgage. If I had other debt I would probably not be investing as heavily. - About 20% of our net worth is in cash so we can take advantage of a market crash, especially in the area of real estate. ♦ Investing in the stock market!: https://goo.gl/yVAoES ♦ Save money, budget, build wealth and improve your financial position at any age: https://goo.gl/E97nJj You can find our content on other internet planets such as....... My Website: Moneyandlifetv.com Twitter: https://twitter.com/Mkchip123 Facebook: https://www.facebook.com/moneyandlifetv/
Просмотров: 2158 Money and Life TV
How to Become a TSP Millionaire!
 
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↓↓ CHECK OUT THE TSP MILLIONAIRE GUIDE BELOW ↓↓ http://wp.me/p5Ljwd-Qr ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 69093 Fed Retirement Planning
Project 2010: Creating Budget Resources & Comparing with Project Costs
 
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Download the featured file at http://www.bluepecantraining.com/portfolio/create-budget-resources-in-project-2010-to-compare-project-costs/ Enter your budget values and compare these against your planned and actual costs. This video shows you how to set up budget categories, group resources by category and compare costs against budget values.
Просмотров: 35051 Chester Tugwell
What is Personal Financial Planning and its Importance (Tamil)? - Franklin Templeton India
 
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"Want to learn what is personal financial planning and how it can help you? Keep watching the video in Tamil to find out how financial planning and analysis can be used to help you to save up for your future goals by investing your savings inappropriate schemes according to your needs and risk appetite. Let’s try to understand what is financial planning and the importance of financial planning in Tamil. Financial Planning manages your money to give you a personal satisfaction. Heard of the saying, “By failing to plan, you’re planning to fail”? It’s true! Everything big in life requires planning and execution. Like financial goals. These major goals definitely need a Plan to become a reality! Even more basic goals, like renovating your house, taking a holiday, and having money ready for emergencies are easier to reach if they’re backed by strong financial planning and analysis. What is financial planning? A personal financial plan is nothing but a step-by-step approach to meet one’s life goals. Why go for a Financial Plan? Multiple reasons. For one, parental needs are rising, and kids’ dreams are going to cost money. Lots of it! Because don’t forget inflation…It will only make these goals more expensive as time goes by! Good financial planning and analysis, drawn early and wisely, might have been able to save you from a lot of stress! With a strong financial plan, your savings can be directed into suitable investment vehicles, building a corpus for the important things coming up AND preparing you for the challenges that life will continue to throw at you. The point is that to turn any dreams into reality, one needs to plan for it. And planning well includes all the key elements like: • A financial advisor who understands an investor’s needs and goals and can help plan for it • An assessment of the investor’s personal risk to determine suitable products that will meet goals • An Asset Allocation Plan to channelize your savings into suitable investment options • Savings to support or fund those goals • Execution and monitoring through timely reviews The main importance of financial planning is to give investors all the information they need to invest money and achieve their goals, keeping in mind factors like time horizon, taxes, inflation and risk. And with a strong plan in place, you’re more likely to take care of your responsibilities as well as realize your dreams. So go on… dream about as many beach houses as you like but remember to PLAN for them first! We hope you enjoyed watching this video! Watch more, and we’ll help you learn about different investing concepts. You can also write to us with your feedback (editor@templeton.com) View more such videos in the playlist: https://www.youtube.com/playlist?list=PLpDLpRd877mQK6oddkl924mmDKQOc9rvb Invest in Mutual Funds With Franklin Templeton. Official Website:https://www.franklintempletonindia.com/ Facebook:https://www.facebook.com/FranklinTempletonIndia/ LinkedIn: https://www.linkedin.com/company/3676/ Instagram: https://www.instagram.com/ftiindia/?hl=en Twitter: https://twitter.com/ftiindia?lang=en "
Просмотров: 17330 TempletonIndia
10 Awful TSP No-No's You Should Avoid
 
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I have seen federal employees make many mistakes when it comes to their TSP unfortunately. Because of this, I've been able to put together 10 things that every federal employee should avoid in relation to their TSP. -- ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 100264 Fed Retirement Planning
Proactively Managing Your Pension Plan’s Unfunded Liability
 
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This webinar provides public agency employers with various options to manage their unfunded accrued liability (UAL) balance and communicate the benefits of making more than the required UAL contribution payment.
Просмотров: 768 CalPERS
Tally ERP-9 Accounts with Inventory Basic Class-Hindi|Stock Group, Item,Units|Stock Mgt. in Tally
 
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Learn Inventory Management ,Stock Management in Tally ERP9, learn how to maintain accounts with inventory in tally erp 9 with gst. Accounts with inventory, Accounts with stock, Inventory Means Stock Creation in which we learn stock group creation, Stock Item creation, Unit of Measure creation and showing stock report in Stock Summary that is stock register which shows stock inwards, stock outwards, stock closing balance. Also Learn Opening Stock and Closing Stock Adjustments. Learn How to Post Purchase, Sales, Purchase Return, Sales Return Entries with Stock in Tally. You can manage your business accounts with stock. Learn about Tally erp 9 Inventory Vouchers with Practical Examples. It is Basic Class for Inventory or Stock Mgt. in Tally for Beginners. It is Full Step by Step Tally Tutorial in Hindi. Must Watch to Master in Tally Accounting Practical Approach to work smartly. Have a Nice Day!!! Happy Learning!!! Keep Learning!!! Complete Basic Accounting Class with Example -Day 1|Journal Entry in Tally https://www.youtube.com/watch?v=vZQGxkommug&list=PLlDtUyWdJwXXx8VkVuPoRuqbVJzOBj9Cv&index=1 INTRODUCTION to TALLY ERP 9 Day-2| Tally Versions, Gateway of Tally https://www.youtube.com/watch?v=XCszfm-6nBY&t=1s Company Creation, Alteration, Tally Password, Vault Password, Delete Company- Day 3 https://www.youtube.com/watch?v=pqLoH8ObJ_M Concept of Groups in Tally-Day-4 https://www.youtube.com/watch?v=6wi9BGM4iLA How to Create Ledgers-Day-5 https://www.youtube.com/watch?v=Cb6QLeXs_OU Voucher Entry -Contra,Payment,Receipt,Journal,Sales,Purchase Voucher-Day-6 https://www.youtube.com/watch?v=tGX9iZSWu9I Watch All Bank Transaction Entries in Tally-Day 7 https://www.youtube.com/watch?v=QV1M0ALJPOA Discount Related Entries in Tally | Cash or Trade Discount | All About Discount Tally-Day 8 https://www.youtube.com/watch?v=AfMlAyxw3j8&index=8&list=PLlDtUyWdJwXXx8VkVuPoRuqbVJzOBj9Cv&t=25s Basic Adjustment Entries|Journal Voucher Entries -Day-9 https://www.youtube.com/watch?v=IYBoqln8uK4&index=9&list=PLlDtUyWdJwXXx8VkVuPoRuqbVJzOBj9Cv&t=25s Common Tally Problems Dr/ Cr Mode|Single Payment Mode|DAY-10 https://www.youtube.com/watch?v=43azz8FC89A&index=10&list=PLlDtUyWdJwXXx8VkVuPoRuqbVJzOBj9Cv Download Practices Entries form our blog: http://cpitudaipur.blogspot.in/ Watch Tally Erp 9 Shortcut and Tricks- https://www.youtube.com/watch?v=s2vcoM6kF8M&t=25s Watch Tally Erp 9 Calculator Tricks- https://www.youtube.com/watch?v=wdTXMZIfdh4 Watch How to Run Tally in Pen Drive- https://www.youtube.com/watch?v=48yH5o4ytLA Learn Tally Erp 9 Basic To Advance Level-https://www.youtube.com/playlist?list=PLlDtUyWdJwXXx8VkVuPoRuqbVJzOBj9Cv Visit Our Website: http://www.cpitudaipur.com Visit Our Blog: http://cpitudaipur.blogspot.in/ Like Our Facebook Page: http://facebook.com/cpitudr Please Subscribe to Our Channel https://www.youtube.com/channel/UCSMsxXvvi-7XvygtsMWRBOg
Просмотров: 204175 Career Planet Computer Education
How Captive Insurance is awesome for asset protection + huge tax savings
 
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https://www.irsmedic.com/blog/2018/01/captive-insurance.html Tax Reform did not undo the benefits of Captive Insurance companies. Learn how this great tax shelter also gives great asset protection too. Many promoters learned that business owners are incredibly agitated about litigation and will offer what they claim are lock solid asset protection plans that MUST BE OBTAINED OR ELSE. Solicitations I’ve seen are: offshore trusts complicated US holdings structure including Wyoming and Nevada corporations over-compartmentalization of assets that leads to inefficient allocation. The problem with many of these plans is that they can create more risk than they solve. First, tax compliance and accounting cost go way up. And worse, if an offshore entity is involved the tax compliance costs are even higher. Yet ever worse, the penalties for getting even technical things wrong are met with a fury unmatched by any domestic tax issues. What the sense of creating an asset protection plan that could potentially protect you from a business or person, but puts you directly in harms way of a much much more powerful organization. The IRS? The second issue is that these complicated asset protection plans have real formalities that must be followed or a court could completely ignore the structure. This is called piercing the corporate veil. If you have a trust or structure but treat all the income assets as you piggy bank, and fail to follow corporate requirements like having meetings, all your complicated work can be completely undone. A bad asset protection plan, and which there are plenty of, can create more harm than good. It can offer no true protection yet wildly increases compliance costs and compliance risks. That's why before jumping in and engagin in something incredibly complicated, a business owner should really look closely at Captive Insurance first. It offer assets protection and allows all premiums as a deduction to the operating company, but is NOT income to the Captive Insurance Company. This is a one-sided equation that can really help you reach your goals and stay there! Contact us info@irsmedic.com to discuss of a Captive Insurance should be part of your overall strategy. Parent & Parent LLP 144 S Main Street Wallingford CT 06492 (203) 269-6699
Просмотров: 365 IRS Medic
Annuity withdrawal options
 
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10/26/2017 Webcast: What's an annuity and is it right for me? What can you do if you want to move your money from one annuity to an annuity at another company? Danielle Corey of Vanguard Annuity and Insurance Services discusses your options. Important information For more information about Vanguard funds or variable annuity products, visit vanguard.com to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about the product are contained in the prospectus. Read and consider it carefully before investing. All investing is subject to risk, including the possible loss of the money you invest. This webcast is for educational purposes only and should not be viewed as an investment recommendation. We recommend that you consult a tax or financial advisor about your individual situation. Product guarantees are subject to the claims-paying ability of the issuing insurance company. The Vanguard Variable Annuity is a flexible-premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688). Form No. VVAP U 1101 (in Florida, Form No. VVAP U 1101 (FL), in Oregon, Form No. VVAP U 1101 (OR) (R), and in New York, VVA NY 0208(R13)). GLWB Rider Form No. RGMB 43 0811 (in Florida, RGMB 43 0811 (SI)(FL), RGMB 43 0811 (JT)(FL), in Oregon, RGMB 43 0811 (SI)(OR), RGMB 43 0811 (JT)(OR), and in New York, RGMB 43 0811 (SI)(NY) (REV), RGMB 43 0811 (JT)(NY) (REV)). Return of Premium Death Benefit Rider Form No. VVA RP 0811 (in Florida, VVA RP 0811 (FL), in Oregon, VVA RP 0811 (OR), and in New York, VVA RP 0811 (NY) (REV)), without agent representation. Policy and rider form numbers may vary by state and may not be available in all states. The Vanguard Group administers the Vanguard Variable Annuity for the issuer. The Vanguard Group, Transamerica Premier Life Insurance Company, and Transamerica Financial Life Insurance Company do not provide tax advice. Investors are encouraged to consult a tax advisor for information on how annuity taxation applies to their individual situations. The Vanguard Variable Annuity has an average expense ratio of 0.52%, versus the annuity industry average of 2.26% (Source: Morningstar, Inc., as of December 2016); excludes fees for optional riders. Actual expense ratios for the Vanguard Variable Annuity range from 0.40% to 0.71%, depending on the investment allocation. The expense ratio includes an administrative fee of 0.10% and a mortality and expense risk fee of 0.19%. The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (GLWB) rider is elected. In addition, contracts with balances under $25,000 are subject to a $25 annual maintenance fee. © 2017 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor of the Vanguard Funds.
Просмотров: 2573 Vanguard
Union Budget 2018 Why India needs annual defence allocation of 3% of GDP
 
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A recent editorial in a national daily has cited, among other reasons, professional misgivings over persistent shortages of weapons and systems – combat aircraft, submarines and artillery pieces head the list that trickles down to a reliable rifle, safe helmet and body armour causing unhappiness in the army. Voids are permitted to grow because of multifarious reasons including vested interests that capitalize on creating criticalities to facilitate imports for individual and collective benefits in the face of emergencies. A recent example is cancellation of the ‘Make in India’ project for 12x advanced minesweepers or mine-counter measures vehicles (MCMVs) in collaboration with the South Korean firm at Goa Shipyard . For the whole process to start again means years of delay. Goa Shipyard, which has already invested over Rs 700 crore in infrastructure for construction of the MCMVs, will take almost a decade now. More delay implies a devastating adverse effect on our Navy that is making do with six 30-year old minesweepers that are to be de-commissioned by end 2018. Compare this with China having some 100 minesweepers, its conventional and nuclear submarines prowling the Indian Ocean, and Chinese capacity to lay mines. Mines that cost a few hundred dollars can cause immense damage to the Navy or sea-borne trade. The Niti Aayog stated last year that the new 15-year long-term vision being worked out would also include defence and internal security. While Niti Aayog matches the MoD in not having any military professionals, the issue is how can a 15-year defence plan be worked out in the absence of a national security strategy (NSS), which no government has bothered to define since Independence, and without undertaking comprehensive defence review (CDR)? All the previous Long-Term Integrated Procurement Plans (LTIPPs) have also been worked out without a NSS and a CDR. Ironically, the higher defence set up and the MoD continue to be sans military professionals because the government remains straight-jacketed in the time wrap of the bureaucracy. What defence allocations for Financial Year 2018-2019 will be announced by the Finance Minister in the Union Budget on 1 February is awaited with trepidation in the military considering that successive defence budgets under the present government have been low, and is presently pegged at just 1.5 percent of the GDP. It may be recalled that defence allocation for FY 2015-2016 and FY 2016-2017 were same 2,46,727 crore. Media was quick in calling the allotment of 2,74,114 crore for FY 2017-2018 as a 6.2 percent hike. But it was naïve to not view this defence allocation in backdrop of the rupee depreciation and yearly inflation rates of defence procurement. It is also noteworthy that defence allocation of 2,46,727 crore in fiscal 2015-2016 also stood at $40 billion, while 2,46,727 crore in last fiscal (2016-2017) went below $40 billion in actual terms. The year gone by has seen expanding China-Pak nexus resulting in heightening proxy war against India. China’s PLA has made strategic lodgment in Gilgit-Baltistan and Gwadar port. Nepal, Maldives and Sri Lanka have opened their arms to China. Chinese assertiveness along the entire Himalayan belt has increased, with new probing actions such as in Tuting area last December. China supports Pakistani radicals at the UN, continues aggressive moves even after the Doklam standoff, and its state media threatens. China can destabilize our northeast if India pressurises Pakistan in Kashmir. We need to address cumulative critical deficiencies of the military, need for modernisation and adverse strategic fallout of a ‘hollowed’ defence. In addition, operational requirements indicate why India needs annual defence allocation of 3 percent of GDP. The Parliamentary Standing Committee on Defence has pointed out that meagre funds for the armed forces as a whole, cannot be justified through standard answers like, ‘The allocations made to the Services are based upon the ceilings conveyed by the Ministry of Finance’. Hopefully, the government will keep this in mind. Disclaimer- This channel is for defence related news worldwide . We try to give you true news related to each and every aspects of defence . It is either country, defence weapon, air Force, army ,navy, military or anything we will try to fully explain . The content specially news we upload are taken from various news channels and media houses . we never claim it is 100 % on our behalf but we try to deliver you exact without rumours . our news is specially related to india . As India is a growing country specially in defence under narendra modi BJP government . Channel Link: https://www.youtube.com/DefenceTube Facebook Link: https://www.facebook.com/defencetube Twitter Link : https://twitter.com/DefenceTube Check my all playlist : https://www.youtube.com/defencetube/playlist
Просмотров: 1199 Defence Tube
Dave Ramsey Thrift Savings Plan Thoughts
 
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Dave Ramsey, the popular financial radio show host, has some opinions on the TSP. His main advice, don't begin long-term investing UNTIL you are debt-free except your home. Article: http://www.fedretirementplanning.com/dave-ramsey-thrift-savings-plan-thoughts/ -- ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Просмотров: 39643 Fed Retirement Planning
MY TOP 8 TIPS FOR DIVIDEND INVESTORS (8,000 Dividend Subscribers Strong)
 
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We are now 8,000 dividend investors strong! To commemorate this milestone, today's video highlights my top 8 dividend investing tips for 2018 and beyond. A reflection of my 20+ years investing experience (and this amazing PPC Ian community here on YouTube), this video surfaces those tips that have served me quite well in my personal investing journey. Tip 1: Don't Listen to the Noise Learn why it may be advantageous to keep your strategy to yourself, especially in your early dividend growth investing years. Make sure to tune out (or better yet) appreciate and celebrate the naysayers. Tip 2: Don't Get Distracted Just as I like a really clean house, I also like a clean financial life. I have learned to appreciate financial minimalism over the years. Learn about why I'm closing out my peer to peer lending, as a great example. Tip 3: Don't Be Scared of Lower Yield Dividend Growth Stocks Sometimes, it's really tempting to buy current yield. That said, one can often achieve a superior yield on cost (in the long term) by going with the lower current yield, higher growth stocks. Learn about one of my big mistakes of the past. And, one of my big successes with McDonald's (MCD). Tip 4: Don't Be Afraid of High Current Yield Stocks Life is unexpected. It's always nice to have the comfort of some current yield, should one ever have to tap into it. Learn about my thoughts and perspectives on Southern Company (SO). Tip 5: Know Your Goals My personal goal is one of financial freedom (cash flow covering all bills). My timeframe for this goal is as soon as possible. Working back from that goal, dividend investing became my favored strategy. Knowing goals helps inform the right strategy. Tip 6: Embrace Automation Learn all about automation, and how it can greatly help one save more money for dividend investing. Moreover, learn how dollar cost averaging can help reduce risk when investing. Automation has been a cornerstone of my dividend strategy since the beginning. Tip 7: Stay Humble It's what this channel is all about. Let's keep learning as dividend investors. Tip 8: Live The Paradox It's ok to have some contradictions in one's portfolio. In fact, I love a good paradox, as they reduce risk. Learn about some of the paradoxes in my personal stock portfolio and how they serve me well. Want to learn more about my experience with peer to peer lending? While an exciting platform, I'm transitioning away since I can receive superior returns with my tried and true dividend strategy: https://www.youtube.com/watch?v=nIReR0z8fys Want to learn from my mistakes? Here's a video highlighting my top 5 investing mistakes: https://www.youtube.com/watch?v=nC-pQ56FlK4 Want to learn how I had to get over my pride, stay humble, and finally buy 3M (MMM), a company I had been watching for many years? That's what this investing video is all about: https://www.youtube.com/watch?v=CHRm9kdbXJo Want to learn about my #3 favorite dividend stock of all time? I'm talking about McDonald's (MCD): https://www.youtube.com/watch?v=WA1baKYgV_0 Want to learn about a utility that pays a hefty 5%+ starting dividend yield? I'm a fan of Southern Company for my personal stock portfolio: https://www.youtube.com/watch?v=SW_jAVvhEqw Want to learn about my thoughts on dividend investing versus growth investing? Here's a recent video: https://www.youtube.com/watch?v=El7XyomoAEI Oh my goodness, I actually sold a stock. Learn about this recent situation where I actually sold: https://www.youtube.com/watch?v=v8npn2NqbzA Want to learn about my #2 favorite dividend growth stock of all time, PepsiCo (PEP)? Check out this video: https://www.youtube.com/watch?v=kFjUoFWEC44 Did you know? I made some money as a growth investor in 2017 (and early 2018)? Here's my Bitcoin story: https://www.youtube.com/watch?v=uAQHg6ag7jU Did you know? I'm a dividend investor, but also dabble in high risk angel investing? Learn more here: https://www.youtube.com/watch?v=Ih2F_EUomqA Most of the time, I invest in high quality dividend growth stocks. Sometimes, however, I take on risk and go after deep value. Here's a recent example with Campbell's Soup (CPB): https://www.youtube.com/watch?v=ugU0a3IKul4 Disclosure: I am long 3M (MMM), McDonald's (MCD), Southern Company (SO), PepsiCo (PEP), and Campbell's Soup (CPB). I own these stocks in my portfolio. Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Also, I'm not a tax advisor and today's video is NOT tax advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Просмотров: 12657 ppcian
Warren Buffett on Investing in the TSP!
 
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Warren Buffett on the TSP Article: http://www.fedretirementplanning.com/warren-buffett-investing-tsp/ ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: cooper@fedretirementplanning.com -- As always, enjoy and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
Просмотров: 64300 Fed Retirement Planning
Bundled Payment Changes: Learn What's New and How to Succeed
 
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Table of Contents: Summary of Bundled Payment Programs 1:43 What is Bundled Payments for Care Improvement (BPCI) Advanced? 12:04 Data Sources and Organizational Diligence 34:57 Operationalizing Bundle Success 51:57 Learn how to use bundled payments to enhance your organization’s overall network and population health management value. In January, CMS announced the Bundled Payment for Care Improvement Advanced “BPCI Advanced” program, initiating renewed interest in a total cost of care payment model for specific episodes of care. Regardless of your organization’s current decision to participate, it’s important to understand how bundled payment programs have the ability to significantly decrease your internal costs, broaden your revenue opportunities, and improve patient outcomes across specific populations. The Center for Medicare and Medicaid Innovation’s newest iteration of bundled payments provides another tightly-defined program that allows organizations to scale Population Health Management. Best practice suggests that tactical interventions to assess clinical variation, implement strategic care redesign programs, and to adjust care management-facilitated patient stratification models are important to be successful with bundled payments – so knowing how to implement them is crucial. One organization’s savings is another’s income and without making overhead allocation changes, bundled payments may reduce revenue that has been critically important to maintain hospital profitability. View this webinar to learn: • What i­s new with bundled payments • The ramifications bundles can have across organizations • Leveraging data and strategic analysis to identify opportunities for bundled payment success • Operationalizing successful care program tactics to be successful in bundled payment contracts Leading out in this webinar, Jonas Varnum, MHSA, is a Health Catalyst population health management consultant with demonstrated expertise delivering payment model transformation and helping providers and payers to strategically adjust their operations based on new bundled payment contracting practices.
Просмотров: 348 Health Catalyst
Management and Cost Accounting: Professor Cooperberg (Lecture 3 - 03/26/2014)
 
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Management and Cost Accounting: Professor Cooperberg Lecture #3 Chapter 6: Master Budgeting & Chapter 7: Flexible Budgets, Direct Cost Variances, and Management Control Date: March 26, 2014 Please visit our website at http://raw.rutgers.edu Time Stamps: 3:23 Purposes of Budgeting Systems 7:40 Types of Budgets 9:15 The Budgeting Process 10:06 The Master Budget 11:59 Sales Budget 15:49 Production Budget 24:56 Direct Materials Budgets 29:30 Direct Labor Budget 34:28 Selling and Administrative Expense Budget 38:51 Uncertainty and the Budgeting Process 40:27 Alternative Budgeting Approaches 43:16 Responsibility Accounting 43:43 Types of Responsibility Centers 45:28 Behavioral Issues in Budgeting 53:17 Operational Control Systems 54:30 Five Components of Operational Control 55:58 Standard Costs 1:03:14 Flexible Budgets 1:09:25 Variance Analysis: Basic Concepts 1:11:49 Level 1 Analysis 1:12:14 Calculating a Flexible Budget 1:15:45 Breakdown of Operating Income Variance 1:21:01 Selling Price Variance 1:23:29 Fixed Cost Variance Summary of Lecture: Chapter 6: Master Budgeting A budget is a detailed plan, expressed in quantitative terms, that specifies how resources will be acquired and used during a period of time. The master budget is comprised of operating budgets that identify resources needed, which includes production, purchase, personnel, and marketing budgets. The cornerstone of the master budget is the sales budget. The two components of a sales budget are forecasted sales volume and budgeted selling prices. Manufacturing budgets are prepared after the sales budget, and it begins with the production budget. Direct materials budgets consists of two budgets: DM purchases budget and DM usage budget. The DM purchases budget is a function of materials required for production, target ending inventory of materials, beginning materials inventory, and budgeted purchase price per unit of raw material. The direct labor budget enables planning for hiring and repositioning of employees, based on production needs, and it is prepared for each class of labor. The cost of goods manufactured and COGS budget is prepared after the factory OH budget. The selling and administrative expense budget includes planned selling and general administrative expenses. The budgeted income statement describes the expected operating income for the upcoming period. The budgeted balance sheet incorporates the effects of operations and cash flows during the period, and shows projected ending balances in asset, liability, and equity accounts. Alternative budgeting approaches includes zero-base budgeting, and activity-based budgeting. A responsibility center is a subunit of an organization whose manager is accountable for a specified set of activities. Responsibility accounting is a system that measures the plans, budgets, actions, and actual results of each responsibility center. Different types of responsibility centers includes: cost center, revenue center, profit center, and investment center. Chapter 7: Flexible Budgets, Direct Cost Variances, and Management Control A management accounting and control system is the core performance measurement system of an organization. The five components of operational control are sales volume, sales price, variable cost per unit, total fixed cost, and sales mix. Standard costs are costs that should be incurred under efficient operating conditions. A standard cost sheet specifies the standards for all cost elements required to produce one unit of product. In order to calculate a flexible budget, one must follow these 4 steps: begin with the master budget, determine the actual output (sales volume), extend the selling price and costs per unit from the Master Budget to the Actual Output, and if the Actual Output is reasonably close to the Budgeted Output, keep the Fixed Costs from the Master Budget. Some causes of Direct Material Variances: Price Variances - purchase materials of different grade, quantity discounts/price changes, freight/delivery expediting cost ("rush orders") & Quantity Variances - purchase non-standard quality materials, poorly trained or poorly supervised workers, and poorly maintained machinery. Some causes of Direct Labor Variances: Price (Rate) Variances - labor substitution, and out-of-date standards & Quantity (Efficiency) Variances - poorly trained/supervised workers, poor quality raw materials, poorly maintained equipment, and out-of-date standards. Limitations of Standard Costing includes short-term information which may result in short-term decision making, focusing on individual variances may result in optimizing local performance, operating personnel must be trained to manage variances effectively, analysis is backwards looking, and the systems are complex to develop and maintain. Please subscribe to our channel to get the latest updates on the RU Digital Library.
Просмотров: 6571 Rutgers Accounting Web
Model-Predictive Asset Defense by Team of Autonomous Surface Vehicles
 
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In this video, we present a contract-based, decentralized planning approach for guarding a valuable asset by a team of autonomous unmanned surface vehicles (USV) against hostile boats in an environment with civilian traffic. The particular objective for the team of USVs is to maximize the expected time it takes a hostile boat to reach the asset. The team has to cooperatively deal with uncertainty about which boats poses an actual threat, employ active blocking to slow down the movement of boats towards the asset, and intelligently distribute themselves around the asset to optimize their future guarding opportunities. The developed planner incorporates a contract-based algorithm for allocating tasks to individual USVs through forward simulating the mission and assigning estimated utilities to candidate task allocation plans. The task allocation is based on marginal cost based contracting that allows decentralized, cooperative task negotiation among neighboring agents. The planner is capable of computing task allocation plans in real-time and is general enough to be used for a variety of scenarios. The underlying behaviors that correspond to individual tasks are optimized for two specific mission scenarios. E. Raboin, P. Švec, D. Nau, and S. K. Gupta. Model-Predictive Target Defense by Team of Unmanned Surface Vehicles Operating in Uncertain Environments. IEEE International Conference on Robotics and Automation (ICRA '13), Karlsruhe, Germany, May 6-10, 2013.
Просмотров: 624 UMDRobotics
Cost Calculations Using an Excel Spreadsheet.mp4
 
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This video shows the cost calculations that are a part of the normal Econ 101 class. This is a normal part of the section that is often called the theory of the firm. It describes the process by which a price taker firm (a firm in pure competition) decides what quantity to produce given its costs and given some possible market prices that it will receive for the good it sells. This video uses tables to tell this story. Unfortunately this video is not an accounting video and will not be of much help in formulating a business plan. It is intended to explain one of the core sections of a principles of microeconomics class.
Просмотров: 199477 mcneilecon
Employer Matching Retirement Contributions
 
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One of the biggest personal finance mistakes made is not taking advantage of free money being offered by employers who offer to match your contributions to a retirement savings account. As discussed in the video, here's a link to a discussion (and spreadsheet) for those who are a bit more advanced and are wondering if the matching is still a good deal if you are limited to a higher cost product shelf of the company savings plan: http://www.canadiancapitalist.com/should-i-participate-in-my-employers-matching-program/
Просмотров: 41299 Preet Banerjee
financial planning 101, understanding financial planning basics and fundamentals
 
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financial planning 101, understanding financial planning basics and fundamentals. What is a 'Financial Plan' A financial plan is a comprehensive evaluation of an investor's current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans. Most individuals work in conjunction with a financial planner and use current net worth, tax liabilities, asset allocation, and future retirement and estate plans in developing financial plans. These metrics are used along with estimates of asset growth to determine if a person's financial goals can be met in the future, or what steps need to be taken to ensure that they are. Financial planning is the task of determining how a business will afford to achieve its strategic goals and objectives. Usually, a company creates a Financial Plan immediately after the vision and objectives have been set. The Financial Plan describes each of the activities, resources, equipment and materials that are needed to achieve these objectives, as well as the timeframes involved. The Financial Planning activity involves the following tasks: Assess the business environment Confirm the business vision and objectives Identify the types of resources needed to achieve these objectives Quantify the amount of resource (labor, equipment, materials) Calculate the total cost of each type of resource Summarize the costs to create a budget Identify any risks and issues with the budget set. Performing Financial Planning is critical to the success of any organization. It provides the Business Plan with rigor, by confirming that the objectives set are achievable from a financial point of view. It also helps the CEO to set financial targets for the organization, and reward staff for meeting objectives within the budget set. The role of financial planning includes three categories: Strategic role of financial management Objectives of financial management The planning cycle When drafting a financial plan, the company should establish the planning horizon, which is the time period of the plan, whether it be on a short-term (usually 12 months) or long-term (2–5 years) basis. Also, the individual projects and investment proposals of each operational unit within the company should be totaled and treated as one large project. This process is called aggregation.
65% funds spent, defence ministry seeks Rs 22,000 cr more for modernisation
 
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Having already spent 65 per cent of its budgetary allocation for capital expenditure, defence ministry is seeking an additional Rs 22,000 crore from the government for defence modernisation at the Revised Estimates (RE) stage. RE allocations are made in December every year, based on the pace of expenditure and future requirements by the ministry. Sources in the ministry told The Indian Express that by mid-October, the Indian Air Force had already spent 82 per cent of its capital budget, the navy 57 per cent and the army 55 per cent. The overall spending of 65 per cent of capital budget within first six months of the financial year shows a very good pace of expenditure by the ministry, sources added. Buoyed by this pace of expenditure, the ministry is looking for additional allocation at the RE stage so that more capital acquisition programmes can be signed in this financial year, allowing the armed forces to complete their ongoing modernisation programmes. Against a projected demand of Rs 1,46,155.54 crore by the defence ministry for the current financial year, the government had allocated Rs 86,488.01 crore under the capital head in the Budget. Out of this, Rs 69,473.41 crore was for capital acquisition, to be used mainly for payments towards procurement of heavy weapons and military platforms. A bulk of this amount goes towards committed liabilities, which is for payments done towards contracts concluded in previous years. The rest of the funds are spent for paying initial installments of contracts signed in the current year. A higher allocation for capital expenditure of defence ministry in RE would be highly unusual, as every year since FY11-12, government has reduced the budgetary allocations at the RE stage. Last year, an amount of Rs 78,586 crore allocated during the budget was reduced to Rs 71,700 crore during the RE stage. Due to shortage of funds at RE stage last year, the army told the parliamentary standing committee on defence that it could not make the “initial advance payment of medium-range surface-to-air missile (MRSAM) (Rs 1,579 crore) which has been forwarded to Cabinet Committee on Security (CCS) for approval”. The navy said that it had resulted “in delays in acquiring capability towards modernisation and bridging existing capability gaps”. By mid-October, the ministry had also spent 59 per cent of its revenue budget which was in keeping with the pattern, as revenue budget gets spent at an even pace over the year. Revenue budget is mainly used for running expenses of the armed forces, which includes salaries, allowances, ammunition, fuel and other such expenditure. russian army powerrussian army training 2017russian army 2017russian army songrussian armed forces 2017russian army paraderussian army documentaryrussian army parade 2017russian army 2016russian army in syriarussian army weaponsrussian navyrussian military 2017russian army failsrussian army trainingarmy vs american armyrussian armed forces 2016russia military parade 2017 defence news india,india defence,indian defence news,defence news,defense news,defence,defencenews,india news,military news,asian defence blog,military defense news,indias latest defence news,defencenet,india defence news,indian defense news,indian army news,latest defence news,defence news asia,india israel defence news,israelis in india,israel defense news,india israel defence joint ventures,israel to india,pak defence latest news Disclaimer- This channel is for defence related news worldwide . We try to give you true news related to each and every aspects of defence . It is either country, defence weapon, air Force, army ,navy, military or anything we will try to fully explain . The content specially news we upload are taken from various news channels and media houses . we never claim it is 100 % on our behalf but we try to deliver you exact without rumours . our news is specially related to india . As India is a growing country specially in defence under narendra modi BJP government . Channel Link: https://www.youtube.com/DefenceTube Facebook Link: https://www.facebook.com/defencetube Twitter Link : https://twitter.com/DefenceTube Check my all playlist : https://www.youtube.com/defencetube/playlist
Просмотров: 1259 Defence Tube
John C. Bogle - The Battle for the Soul of Capitalism
 
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What went wrong in corporate america, from pension plans to corporate profits to mutual funds to stock options to corporate greed. The founder of The Vanguard group and legendary investor Jack Bogle talks about everything from mutual funds to index funds with Dean Lawrence R Velvel , Dean of the Massachusetts Schoool of Law. Bogle is the founder of the Vanguard Group, Inc. president of the Bogle Financial Markets Research Center, and the author of The Battle for the Soul of Capitalism. The Massachusetts School of Law also presents information on important current affairs to the general public in television and radio broadcasts, an intellectual journal, conferences, author appearances, blogs and books. THE MASSACHUSETTS SCHOOL OF LAW IS NEW ENGLAND’S MOST AFFORDABLE AND DIVERSE LAW SCHOOL. We are dedicated to growing tomorrow’s leaders; empowering them with professional skills taught by instructors with real world experience, in a fun supportive campus environment. _ ➡YOUR FUTURE STARTS HERE! Learn More at http://MSLaw.EDU Connect with MSLaw: Facebook: https://www.facebook.com/MSLAndover Twitter: http://Twitter.com/EDU_video Visit our site: http://MSLaw.edu and - Subscribe to our Videos! http://www.youtube.com/subscription_center?add_user=mslawdotedu -~-~~-~~~-~~-~- The History of Iran / US Relations: "American Imperialism - Stephen Kinzer on Overthrow Part 2: Vietnam, Iran and Chile" ➨ https://www.youtube.com/watch?v=y7wECccLRec -~-~~-~~~-~~-~-
Просмотров: 23464 Massachusetts School of Law at Andover
Understanding Your Risk Tolerance - Let's Get Down to Business - Part 5 of 5
 
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Sub Headline: Risk & Reward: Everyone Has Some Threshold of Financial Pain Synopsis: Most people have a predisposition about risk. It’s generally environmental and based on family upbringing. That doesn’t mean it’s necessarily right, it’s just where you are, depending upon your financial literacy. Whether you know it or not, you have a psychological view towards money that makes up your psychonomics. Watch the interview with syndicated financial columnist, popular platform speaker and talk show host, Steve Savant. Content: Who has time to really understand their investments? After all isn’t that the reason most investors outsource their investment decisions to a financial advisor? Taking the time to learn the market is a vocation in itself. But if time is money, then knowing why you bought what you bought is a good part-time job to pursue. After a market correction, there always seem to be a few brave investors that dig deep into their portfolios to examine what they own. Often-too often-they are surprised to discover after educating themselves that they should never have invested in the financial product they bought for their portfolios and retirement plans. Content: Many investors may have complex mutual and electronic traded funds allocated in their retirement holdings that are too risky based on their risk tolerance. Undergoing a risk-assessment test can be a first step in building a financial profile. If your psychological profile just can’t handle the wild swings of the market, a 20-year time horizon may not be able to bring solace to your frayed emotions. You may have to seek out lower beta-risk products. Sometimes it’s not a matter of risk, it’s a matter of costs. Some investors have no idea what is the true price tag of the funds they own. They may have had the prospectus delivered to them and the expense ratio costs explained, but rarely are investors offered the Statement of Information (The SAI Report) that includes ancillary charges, some of which are higher than the expense ratio of the fund. Another idea of interest is the diversification of investment asset classes and their market correlation. It’s tough for the average investor to get a handle on the economic forecast of the country, much less the world. The global markets are so interconnected that a nation like Greece can significantly affect the U.S. markets. So understanding true asset diversification and how they react under market conditions can alter your approach to investing. Everyone wants to avoid losses, but few escape the unpredictable seismic shifts that can send shockwaves throughout the world markets and trigger losses in your portfolio. Syndicated financial columnist, popular platform speaker and talk show host Steve Savant features his series on Developing a Financial Profile. Let’s Get Down to Business is an hour-long financial talk show for financial professionals distributed online in 5 ten-minute video press releases Monday through Friday through Trans World News 280 media outlets, Steve’s social media networks and industry portals. (www.lifesizesolutions.com) https://youtu.be/3bFpUHAr0IU
Просмотров: 1057 Let's get down to business
Sustainable Built Environment National Research Centre | Project Promo
 
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The client, a well-regraded Australian research centre, wanted a medium-length video (around five minutes duration) to promote the activities and outcomes of an important research project to an industry audience. There is some information about the nature of the project below: In an economic downturn, it is of critical importance to ensure that asset management plans represent the reality of current conditions and the prediction of road performance fits the real behaviour of assets, so that loss of productivity due to mis-allocation of maintenance funds can be avoided. A significant number of environmental protection measures have emerged over the past few years. The concept of sustainable development calls for a change in the way projects are appropriately managed. To support the integration of sustainable development, there is a need to include sustainability in the maintenance of infrastructure. This project aims to develop an innovative and effective approach to integrating life-cycle cost, infrastructure performance and environmental considerations into infrastructure asset management to generate optimal maintenance plans. This research will leverage off national exemplar projects through case studies to develop and test the sustainable asset management tool: Asset management – Great Eastern Highway Upgrade, WA. This project to design and construct the upgrade of the Great Eastern Highway between Kooyong Road and Tonkin Highway in Western Australia has been delivered by Main Roads WA, Leighton Contractors, GHD and NRW. It is a 4.2km section of the highway upgraded to six lanes with a central median strip, on-road cycling facilities and a continuous pedestrian path. Objectives Improve the current life-cycle cost method used in infrastructure asset management to a life-cycle cost and benefit method, by including indirect costs, such as user costs and benefits. Mathematical modelling of two major environmental impacts, i.e. emissions and waste, will also be developed in this project. Develop a computerised application (validated in the dTIMS environment) to support optimal maintenance strategy selection based on the aforementioned modelling and a set of priorities on cost, performance and environmental considerations. Industry Outcomes This project will: Demonstrate how user-benefits and costs can be integrated into asset management to reveal the true life-cycle cost of asset management plans. Demonstrate how environmental impacts can be integrated into the decision making process when selecting maintenance strategies. Provide a practical framework and computerised tool to select optimal maintenance strategies based on life-cycle cost, performance and environmental considerations.
Просмотров: 26 Craig Smart
Bigger Pizzas: A Capitalist Case for Health Care Reform
 
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In which John discusses some of the many ways that our current massively inefficient health care system leads to the irrational allocation of capital. He discusses the fascinating cases of Henry Reich (creator of http://www.youtube.com/minutephysics) and Hank Green (creator of, you know, all this) and how in a world without health care reform, their careers might look very different. John argues that employer-dependent health insurance privileges employees over entrepreneurs, thus limiting innovation, growth, and job creation. Check out Henry's videos: http://www.youtube.com/minutephysics and http://www.youtube.com/minuteearth This is part two of a three or possibly four-part series about health care reform and the Affordable Care Act. Part one can be found here: http://www.youtube.com/watch?v=qSjGouBmo0M
Просмотров: 615741 vlogbrothers
How To... Create a Resource Histogram in Excel 2010
 
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Learn how to create a simple resource histogram in Excel 2010. In this video we use an example of resources required for a Software development project.
Просмотров: 85097 Eugene O'Loughlin
1 Stock With MASSIVE Dividend Growth
 
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I love stocks that raise their dividends aggressively. Today's video covers a stock in my personal portfolio that just raised its dividend by 20%, a massive increase. And, since 2010, the dividend has been increased by 328.6% - amazing! I'm talking about Starbucks stock. I'm not just a dividend investor, I'm a dividend growth investor - with "growth" being a very key word here. Learn why dividend growth is so incredibly powerful. In today's video, I run three scenarios on Starbucks stock to understand where yield on cost could be ten years from now. * Aggressive case: 12.1% yield on cost * Moderate case: 7.9% yield on cost * Conservative case: 5.1% yield on cost Also, I spend time covering some fundamental analysis on Starbucks. Learn why I look at metrics such as debt, net margins, payout ratio, revenue growth, and net income growth. At the end of the day, my portfolio contains three types of dividend stocks: 1) Large current yield, but low growth 2) Moderate current yield, moderate dividend growth 3) Low current yield, massive dividend growth (SBUX falls in to this category) Mentioned in today's video, you may want to check out my video on income statement analysis: https://www.youtube.com/watch?v=fDxYxsvPc_s Also mentioned in today's video, you may want to check out my recent video about Kimberly Clark and Procter & Gamble stock: https://www.youtube.com/watch?v=uGRmIeiep1g Last, please consider reaching out on Twitter. I'm very active these days on Twitter: https://twitter.com/ianlopuch Disclosure: I am long Starbucks (SBUX), Kimberly-Clark (KMB), and Procter & Gamble (PG). I own these stocks in my portfolio. Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions. All content on my YouTube channel is (c) Copyright IJL Productions LLC.
Просмотров: 5932 ppcian
What is a 401k - How 401k works?
 
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What Is 401k – How exactly does a 401k work successfully for your retirement? 1-800-566-1002 http://www.RetireSharp.com . A 401k is meant to accumulate retirement savings to eventually use at a later date. In order to be successful with your specific 401k planning, you need to know exactly how a 401k plan works. Learn the most common mistakes to avoid that cost individuals thousands of retirement dollars when setting up their 401k. So you've just started a new job, you are all excited about this fresh opportunity, and you are sitting down to sort through the giant stack of paperwork the girl in Human Resources gave you to read through and complete. As you go through your new hire package you read about company policies, fill out the direct deposit form, and complete your tax withholding elections so the government can carve a slice out of your paycheck. You pick up the folder that explains your company's benefits and you read something about a "401k plan". You stop and think to yourself, "What is a 401k plan?" In simple terms, a 401k plan lets you put money away for your retirement. Think of it as the modern day version of a pension. The old-school pension plans of our fathers and grandfathers are all but extinct, but in there place we have the 401k. You should treat your 401k as if your future hopes of retirement depend on it. Because they do. Traditional pensions are going the way of the dinosaurs, and you can't expect to get much (if anything) from Social Security. The responsibility for your retirement savings falls squarely on your shoulders, so you'd better know what you are doing. Let's talk about some of the basic concepts and terms you need to understand about your 401k: 401k plans can come in a variety of different forms that offer many different types of assurances when looking to collect retirement benefits. The best retirement plan is one that best fits the personal needs of the employee. If you are lucky enough to have a company that offers a 401k plan as part of the package, educate yourself in the different types of plans and options available. To begin, the traditional type of 401k is the most basic form of retirement plan on the market. This is when a corporation withholds an amount of money out of a person's paycheck and places it into a separate company saving account. The company will sometimes match a certain percentage of the deposit that will become available to the employee after they are vested. Another kind of 401k option is an actual investment account. By investing back into the company or putting the money out on the stock market, people have the opportunity to really increase the amount of money generated for retirement. However, there is also a drawback to this type of plan because money can also be lost due to poor investments. Mutual funds and other types of bonds are also a great way to invest a 401k. Both of these types of investments are usually fairly sound, although they will not produce as much money as some of the more aggressive approaches. Investors would be wise to have a nice mix of mutual funds and stocks in their portfolio. Different types of employers will usually have a variety of options available in regard to what type of 401k that they will offer to their staff. If this an option, make sure you take advantage of any match that they are offering. Even if it means cutting out Friday night pizza or giving up your season tickets. This is free money that should s imply not be passed up on. 401k plans all center around a person getting as much monetary security for their retirement years. A person should decide early which plan is best for them and plan accordingly for their future. 401k plans are a great way to invest in the market, increase savings or allow your money to grow gradually in a mutual fund. This is a savings opportunity that is not available to everyone so if you are lucky enough to have a 401k plan, make sure you take advantage of it. Please make sure to subscribe to our YouTube channel for the most updated videos. Thanks for watching! Related search terms: What is a 401k rollover? How do 401k plans work How 401k match works Why 401k doesn’t work 401k for dummies What is a 401(k) What is a 401k IRA? https://www.youtube.com/watch?v=krjg55ekJUg
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Mobile operators granted nationwide 5G licenses
 
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China is looking to put its 5G network to a trial period in 2019 and achieve full network operation by 2020. China Mobile said that it's starting large-scale 5G trials and application tests in 17 cities, including Shanghai, Guangzhou and Hangzhou. Subscribe to us on YouTube: https://goo.gl/lP12gA Download our APP on Apple Store (iOS): https://itunes.apple.com/us/app/cctvnews-app/id922456579?l=zh&ls=1&mt=8 Download our APP on Google Play (Android): https://play.google.com/store/apps/details?id=com.imib.cctv Follow us on: Website: https://www.cgtn.com/ Facebook: https://www.facebook.com/ChinaGlobalTVNetwork/ Instagram: https://www.instagram.com/cgtn/?hl=zh-cn Twitter: https://twitter.com/CGTNOfficial Pinterest: https://www.pinterest.com/CGTNOfficial/ Tumblr: http://cctvnews.tumblr.com/ Weibo: http://weibo.com/cctvnewsbeijing
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